Cost of living answer

Cost of Living in San Gabriel, CA

Cost of Living in San Gabriel, CA has an overall index of 207, 107% above the U.S. baseline of 100. The typical home value is $1,107,200; typical monthly rent is $1,874; and median household income is $87,592.

Cost index: committed city housing/rent inputs and BEA 2024 metro-area price parities. Home value: Zillow ZHVI market signal as of 2026-02. Rent: Census ACS 2023 fallback place estimate. A place-level signal, not a personal affordability decision or financial recommendation.

Cost vs U.S.107% aboveOverall modeled index 207
Typical rent$1,874/moCensus ACS
Typical home value$1,107,200Zillow ZHVI
Median household income$87,592Census ACS place estimate
Market PressureHigh

Home prices are the main source of pressure. This describes the local market, not your household.

Rent pressure
26%
Typical annual rent divided by local median household income.
Buy pressure
12.6x
Typical home value divided by local median household income.
Your Household Fit

Can your household carry the housing cost?

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Your household inputs
Are you renting or buying?
Advanced assumptions
Initial rent input: $1,874 from ACS. Edit it to match the housing option you are considering.
Mortgage benchmark: 6.11% 30-year fixed, Freddie Mac Primary Mortgage Market Survey via FRED, as of 2026-03-12. Not a lender quote or approval.
Property-tax input: State-level effective owner-occupied property-tax proxy Not a parcel or individual tax-bill estimate.

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Your Household FitNot calculated yet

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City details

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Overall cost index207100 = U.S. baseline
Goods1077% above baseline
Services1044% above baseline
Utilities15959% above baseline
Frequently asked questions about San Gabriel

Living in San Gabriel

Is San Gabriel, CA an expensive place to live?+

Yes — San Gabriel is about 107% more expensive than the national average, with an overall Cost Index of 207. Housing is the biggest factor: the typical home here is valued around $1,107,200, and monthly rents average roughly $1,874. Day-to-day costs like groceries and utilities tend to run higher than average as well.

How does San Gabriel fit a household housing budget?+

Start with housing. Typical monthly rent is $1,874, while local median household income is $87,592. That implies a rent-burden proxy of about 26% before utilities and other costs. Use that as a planning signal for whether the place looks manageable under your own household assumptions.

How much are taxes in San Gabriel, CA?+

California uses a progressive model; 13.3% is top marginal-rate context. Applying the 0.71% state-level effective owner-occupied proxy to a home worth $1,107,200 gives a planning estimate near $7,861 per year; it is not a city, county, parcel, or individual tax bill. State plus average local sales-tax context is around 8.85%.

How much does it cost to rent in San Gabriel, CA?+

The typical monthly rent in San Gabriel is around $1,874. That's about 39% higher than the $1,348 national median. For comparison, the median home value here is $1,107,200, so buyers should also factor in mortgage payments, property taxes, and insurance.

How much does a house cost in San Gabriel, CA?+

The typical home value in San Gabriel is $1,107,200. With 20% down and the committed 6.11% national 30-year fixed benchmark as of 2026-03-12, principal and interest are roughly $5,373/month before property tax and insurance. This is a planning estimate, not a local lender quote. About 49% of residents here own their homes.

Are groceries and utilities expensive in San Gabriel?+

Grocery prices in San Gabriel are noticeably pricier compared to the rest of the US (index: 107, where 100 is the national average). Utility bills (electricity, gas, water) are on the high side (index: 159). Both add meaningful weight to your monthly budget here.

What is San Gabriel, CA like to live in?+

San Gabriel is a smaller city with a population of about 38,764. The median age of residents is 44.6, skewing somewhat older — common in established suburban communities. The local poverty rate is 12.31%, near the national average of 12.4%.