LivabilityCalc
Find Your City
City Dashboard

Scotts Valley, CA

Complete financial data dashboard — cost of living, mortgage calculator, salary comparisons, and tax details.Source: U.S. Census Bureau ACS 2023 · FRED

Cost Index
213
Very Expensive
Median Home Value
$1,092,000
National: $426,735
Median Rent
$2,362/mo
National: $1,527/mo
Household Income
$140,887
National: $84,532
Population
12,138
Purchasing Power
78
100 = national baseline

Cost of Living Breakdown

Housing Cost Index
256 / 100
100 = national average
Rent Index
155 / 100
Overall Index
213
Very Expensive

Scotts Valley Mortgage Calculator

Pre-filled with the local median home value of $1,092,000 and California's property tax rate of 0.71%.

Salary & Purchasing Power

Median household income is $140,887 67% above the national average.

What $140,887 in Scotts Valley Gets You Elsewhere

CityEquivalent SalaryDifference
San Jose, CA$153,454+9%
San Francisco, CA$167,345+19%
New York, NY$99,878-29%
Los Angeles, CA$112,445-20%

Property Tax in Scotts Valley, CA

Est. Annual Property Tax
$7,753
Monthly Impact
$646
Added to your mortgage
Effective Rate
0.71%
National avg: ~1.00%

California Tax Overview

Tax TypeCaliforniaNational Avg
Property Tax Rate0.71%1.00%
Top Income Tax Rate13.3%~5.0%
State Sales Tax8.85%~5.0%

Compare Scotts Valley to Another City

See how far your salary goes somewhere else.

Cost of Living Comparison

See how far your salary goes in another city.

Scotts Valley, CA
Loading cities...

Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Scotts Valley, CA: 256
Rent Prices
155
LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
📊 Data Sources & Methodology
  • Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 2023 1-Year Estimates
  • Mortgage Rates: Freddie Mac Primary Mortgage Market Survey via Federal Reserve Economic Data (FRED)
  • Tax Rates: Tax Foundation State & Local Tax Data, 2024
  • Cost of Living Index: Calculated using Census housing + rental data vs. national median (see methodology)
Last data update: March 2026 · Mortgage rates updated weekly · Page auto-refreshes every 24 hours via ISR