Cost of living answer

Cost of Living in Starke, FL

Cost of Living in Starke, FL has an overall index of 83, 17% below the U.S. baseline of 100. The typical home value is $224,472; typical monthly rent is $867; and median household income is $46,291.

Cost index: committed city housing/rent inputs and BEA 2024 metro-area price parities. Home value: Zillow ZHVI market signal as of 2026-02. Rent: Census ACS 2023 fallback place estimate. A place-level signal, not a personal affordability decision or financial recommendation.

Cost vs U.S.17% belowOverall modeled index 83
Typical rent$867/moCensus ACS
Typical home value$224,472Zillow ZHVI
Median household income$46,291Census ACS place estimate
Market PressureModerate

Rent and home prices are comparatively balanced with local income. This describes the local market, not your household.

Rent pressure
22%
Typical annual rent divided by local median household income.
Buy pressure
4.8x
Typical home value divided by local median household income.
Your Household Fit

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Advanced assumptions
Initial rent input: $867 from ACS. Edit it to match the housing option you are considering.
Mortgage benchmark: 6.11% 30-year fixed, Freddie Mac Primary Mortgage Market Survey via FRED, as of 2026-03-12. Not a lender quote or approval.
Property-tax input: State-level effective owner-occupied property-tax proxy Not a parcel or individual tax-bill estimate.

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City details

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Overall cost index83100 = U.S. baseline
Goods964% below baseline
Services991% below baseline
Utilities8812% below baseline
Frequently asked questions about Starke

Living in Starke

Is Starke, FL an affordable place to live?+

Yes — everyday expenses in Starke run about 17% below the US average (Cost Index: 83). Housing is especially affordable: the median home is valued around $224,472, compared to the $303,400 national median. Monthly rent is $867, versus $1,348 nationally.

How does Starke fit a household housing budget?+

Start with housing. Typical monthly rent is $867, while local median household income is $46,291. That implies a rent-burden proxy of about 22% before utilities and other costs. Use that as a planning signal for whether the place looks manageable under your own household assumptions.

How much are taxes in Starke, FL?+

This model applies no broad Florida wage-income tax. Applying the 0.86% state-level effective owner-occupied proxy to a home worth $224,472 gives a planning estimate near $1,930 per year; it is not a city, county, parcel, or individual tax bill. State plus average local sales-tax context is around 7.01%.

How much does it cost to rent in Starke, FL?+

The typical monthly rent in Starke is around $867. That's roughly 36% lower than the $1,348 national median. For comparison, the median home value here is $224,472, so buyers should also factor in mortgage payments, property taxes, and insurance.

How much does a house cost in Starke, FL?+

The typical home value in Starke is $224,472. With 20% down and the committed 6.11% national 30-year fixed benchmark as of 2026-03-12, principal and interest are roughly $1,089/month before property tax and insurance. This is a planning estimate, not a local lender quote. About 58% of residents here own their homes.

Are groceries and utilities expensive in Starke?+

Grocery prices in Starke are about average compared to the rest of the US (index: 96, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 88). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

What is Starke, FL like to live in?+

Starke is a small town with a population of about 5,821. The median age of residents is 33.8, which is close to the national median. The local poverty rate is 39.39%, above the national average of 12.4%.