Cost of Living in Sturgis, SD
Cost of Living in Sturgis, SD has an overall index of 82, 18% below the U.S. baseline of 100. The typical home value is $236,400; typical monthly rent is $815; and median household income is $51,101.
Cost index: committed city housing/rent inputs and BEA 2024 metro-area price parities. Home value: Census ACS 2023 fallback place estimate. Rent: Census ACS 2023 fallback place estimate. A place-level signal, not a personal affordability decision or financial recommendation.
Rent and home prices are comparatively balanced with local income. This describes the local market, not your household.
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Frequently asked questions about Sturgis
Living in Sturgis
Is Sturgis, SD an affordable place to live?+
Yes — everyday expenses in Sturgis run about 18% below the US average (Cost Index: 82). Housing is especially affordable: the median home is valued around $236,400, compared to the $303,400 national median. Monthly rent is $815, versus $1,348 nationally.
How does Sturgis fit a household housing budget?+
Start with housing. Typical monthly rent is $815, while local median household income is $51,101. That implies a rent-burden proxy of about 19% before utilities and other costs. Use that as a planning signal for whether the place looks manageable under your own household assumptions.
How much are taxes in Sturgis, SD?+
This model applies no broad South Dakota wage-income tax. Applying the 1.08% state-level effective owner-occupied proxy to a home worth $236,400 gives a planning estimate near $2,553 per year; it is not a city, county, parcel, or individual tax bill. State plus average local sales-tax context is around 6.11%.
How much does it cost to rent in Sturgis, SD?+
The typical monthly rent in Sturgis is around $815. That's roughly 40% lower than the $1,348 national median. For comparison, the median home value here is $236,400, so buyers should also factor in mortgage payments, property taxes, and insurance.
How much does a house cost in Sturgis, SD?+
The typical home value in Sturgis is $236,400. With 20% down and the committed 6.11% national 30-year fixed benchmark as of 2026-03-12, principal and interest are roughly $1,147/month before property tax and insurance. This is a planning estimate, not a local lender quote. About 64% of residents here own their homes.
Are groceries and utilities expensive in Sturgis?+
Grocery prices in Sturgis are about average compared to the rest of the US (index: 95, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 79). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.
What is Sturgis, SD like to live in?+
Sturgis is a small town with a population of about 7,111. The median age of residents is 40.5, which is close to the national median. The local poverty rate is 8.98%, near the national average of 12.4%.