Temple, GA

Yes — everyday expenses in Temple run about 10% below the US average (Cost Index: 90). Housing is especially affordable: the median home is valued around $210,800, compared to the $303,400 national median. Monthly rent is typically around $1,482, versus $1,348 nationally.

Start with housing. Typical monthly rent is $1,482, while local median household income is $89,269. That implies a rent-burden proxy of about 20% before utilities and other costs. For a specific job offer, filing status, or take-home pay scenario, use salary.city.

Georgia has a progressive state income tax with a top rate of 5.49%. The effective property tax rate is 0.92%. On a home worth $210,800, that translates to roughly $1,939 per year in property taxes. Sales tax (state + local) averages around 7.38% on everyday purchases.

The typical monthly rent in Temple is around $1,482. That's close to the $1,348 national median. For comparison, the median home value here is $210,800, so buyers should also factor in mortgage payments, property taxes, and insurance.

The median home in Temple is valued at $210,800. With 20% down and a 6.5% mortgage rate, you'd be looking at roughly $1,066/month for principal and interest alone — before property taxes and insurance. About 85% of residents here own their homes.

Grocery prices in Temple are about average compared to the rest of the US (index: 100, where 100 is the national average). Utility bills (electricity, gas, water) are about typical (index: 96). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

Temple is a small town with a population of about 5,655. The median age of residents is 31.7, skewing younger — often a sign of a college town or fast-growing area. The local poverty rate is 2.06%, well below the national average of 12.4%.