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Toms River, NJ

Complete financial data dashboard — cost of living, mortgage calculator, salary comparisons, and tax details.Source: U.S. Census Bureau ACS 2023 · FRED

Cost Index
98
Average
Median Home Value
$377,800
National: $426,735
Median Rent
$1,678/mo
National: $1,527/mo
Household Income
$95,759
National: $84,532
Population
93,915
Purchasing Power
116
100 = national baseline

Cost of Living Breakdown

Housing Cost Index
89 / 100
100 = national average
Rent Index
110 / 100
Overall Index
98
Average

Toms River Mortgage Calculator

Pre-filled with the local median home value of $377,800 and New Jersey's property tax rate of 2.47%.

Salary & Purchasing Power

Median household income is $95,759 13% above the national average.

What $95,759 in Toms River Gets You Elsewhere

CityEquivalent SalaryDifference
New York, NY$147,547+54%
Los Angeles, CA$166,113+73%
Chicago, IL$79,148-17%
Houston, TX$69,376-28%

Property Tax in Toms River, NJ

Est. Annual Property Tax
$9,332
Monthly Impact
$778
Added to your mortgage
Effective Rate
2.47%
National avg: ~1.00%

New Jersey Tax Overview

Tax TypeNew JerseyNational Avg
Property Tax Rate2.47%1.00%
Top Income Tax Rate10.75%~5.0%
State Sales Tax6.6%~5.0%

Compare Toms River to Another City

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Cost of Living Comparison

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Toms River, NJ
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Toms River, NJ: 89
Rent Prices
110
LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
📊 Data Sources & Methodology
  • Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 2023 1-Year Estimates
  • Mortgage Rates: Freddie Mac Primary Mortgage Market Survey via Federal Reserve Economic Data (FRED)
  • Tax Rates: Tax Foundation State & Local Tax Data, 2024
  • Cost of Living Index: Calculated using Census housing + rental data vs. national median (see methodology)
Last data update: March 2026 · Mortgage rates updated weekly · Page auto-refreshes every 24 hours via ISR