LivabilityCalc
Find Your City
City Housing Verdict

Travis Ranch, TX

High Pressure

The cost of living in Travis Ranch, TX is 9% above the national average (Cost Index: 109). Homes here are typically valued around $311,600, compared to the $303,400 national median. The median household income is $77,979 — overall, living costs and earnings are reasonably balanced in this area.

Travis Ranch already reads as a high-pressure housing market, with 35% rent burden, 4x home-price-to-income, and a housing index of 103. Treat this page as a stress test for rent, mortgage, and tax burden before assuming the move works.Data Sources: U.S. Census Bureau ACS 2023 · BEA RPP 2023 · Zillow ZHVI

Data Updated: March 2026
Housing Feasibility Verdict
Stretch

Based on your household income, housing mode, local rent, home value, property tax, and mortgage assumptions for Travis Ranch.

Monthly Housing
$2,091/mo
Lower of rent or buy scenario
Housing Burden
32%
Stretch
Residual Cash
$3,908/mo
After housing and debt · $1,303/person
Rent vs Buy
Compare ownership
Main pressure: monthly rent
Assumptions
Housing Mode
Confidence: MediumHome source: ACSRent source: ACSBEA proxy: nonmetroHousehold size: 3Down payment: 20%Fixed burden: 40%
Uses a URL fragment, so it does not create a separate indexed page.
Cost Index
109
Average
Based on housing costs · See methodology
Median Home Value
$311,600
Source: Census ACS
National: $303,400
Median Rent
$2,281/mo
Source: Census ACS
National: $1,348/mo
Household Income
$77,979
National: $78,538
Population
9,894
Purchasing Power
91
100 = national baseline

Cost of Living Breakdown

Each index uses 100 as the US national average. A score of 150 means 50% more expensive; 80 means 20% cheaper.

Housing Cost Index
103 / 100
Close to average
Rent Index
169 / 100
69% above average
Goods & Groceries
96 / 100
About the same as most US cities
BEA State Nonmetro avg.
Utilities
88 / 100
12% lower utility bills
BEA State Nonmetro avg.
Healthcare & Services
98 / 100
In line with national average
BEA State Nonmetro avg.
Overall Index
109
Average

Travis Ranch Mortgage Calculator

Pre-filled with the local median home value of $311,600 and Texas's property tax rate of 1.6%.

Household Housing Budget

Local median household income is shown only as a place-side affordability input. Personal salary, filing status, and take-home pay analysis belong in salary.city.

Local Household Income
$77,979
Census ACS place context
Rent Burden Estimate
35%
Typical annual rent / local household income
Home Price to Income
4x
Typical home value / local household income
Use this section to judge whether Travis Ranch looks structurally manageable for a household budget. For a specific job offer, filing status, payroll taxes, or salary equivalence across cities, run the income-side decision in salary.city.

Property Tax in Travis Ranch, TX

Est. Annual Property Tax
$4,986
Monthly Impact
$416
Added to your mortgage
Effective Rate
1.60%
National avg: ~1.00%

Texas Place Tax Context

Tax TypeTexasNational Avg
Property Tax Rate1.60%1.00%
Top Income Tax RateNo State Income Tax~5.0%
State Sales Tax8.19%~5.0%

Compare Travis Ranch to Another City

Compare place-side costs such as housing, rent, groceries, utilities, services, and tax context.

Cost of Living Comparison

Compare place-side housing, rent, goods, services, and utility pressure between cities.

Travis Ranch, TX
109
169
Loading cities...
---
---

Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Travis Ranch, TX: 103
Rent Prices
169

FAQ: Living in Travis Ranch

What is the cost of living like in Travis Ranch, TX?+

Living costs in Travis Ranch land close to the national average, with a Cost Index of 109 (where 100 = the US baseline). Housing is the largest variable: the median home value here is $311,600, and typical monthly rents run around $2,281. Groceries and utilities are slightly below what you would find in most US cities.

How does Travis Ranch fit a household housing budget?+

Start with housing. Typical monthly rent is $2,281, while local median household income is $77,979. That implies a rent-burden proxy of about 35% before utilities and other costs. For a specific job offer, filing status, or take-home pay scenario, use salary.city.

How much are taxes in Travis Ranch, TX?+

Texas is one of the few states with no state income tax, which can save residents thousands of dollars per year. The effective property tax rate is 1.6%. On a home worth $311,600, that translates to roughly $4,986 per year in property taxes. Sales tax (state + local) averages around 8.19% on everyday purchases.

How much does it cost to rent in Travis Ranch, TX?+

The typical monthly rent in Travis Ranch is around $2,281. That's about 69% higher than the $1,348 national median. For comparison, the median home value here is $311,600, so buyers should also factor in mortgage payments, property taxes, and insurance.

How much does a house cost in Travis Ranch, TX?+

The median home in Travis Ranch is valued at $311,600. With 20% down and a 6.5% mortgage rate, you'd be looking at roughly $1,576/month for principal and interest alone — before property taxes and insurance. About 87% of residents here own their homes.

Are groceries and utilities expensive in Travis Ranch?+

Grocery prices in Travis Ranch are about average compared to the rest of the US (index: 96, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 88). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

What is Travis Ranch, TX like to live in?+

Travis Ranch is a small town with a population of about 9,894. The median age of residents is 31.3, skewing younger — often a sign of a college town or fast-growing area. The local poverty rate is 8.02%, near the national average of 12.4%.

Lower-Pressure Alternatives in Texas

If Travis Ranch feels tight, start with these same-state cities that look easier on rent burden or buy-side pressure.

Higher-Pressure Comparisons in Texas

Use these city pages when you want to compare Travis Ranch against tougher same-state markets before deciding whether the current city is already a stretch.

LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
Data Sources & Methodology
  • Real Estate & Housing: Zillow Home Value Index (ZHVI, Smoothed & Seasonally Adjusted) and Zillow Observed Rent Index (ZORI). Structural fallback utilizes U.S. Census Bureau ACS 5-Year Estimates.
  • Goods, Utilities & Services: U.S. Bureau of Economic Analysis (BEA) Metropolitan Area Regional Price Parities (MARPP), incorporating verified State Nonmetropolitan averages.
  • Mortgage Rates: Freddie Mac 30-Year Fixed Rate Mortgage Average in the United States (PMMS) via Federal Reserve Economic Data (FRED).
  • Tax Context: State-level property, sales, and income-tax context used for place-side relocation planning. Personal take-home pay and offer analysis are handled by salary.city.
  • Index Methodology: Weighting matrix derived from Bureau of Labor Statistics (BLS) Consumer Expenditure Surveys (CEX) distributional models. Baseline standardized at 100. (Read methodology details)
Last data update: March 2026 · Mortgage rates updated monthly