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Wading River, NY

Complete financial data dashboard — cost of living, mortgage calculator, salary comparisons, and tax details.Source: U.S. Census Bureau ACS 2023 · FRED

Cost Index
108
Average
Median Home Value
$486,600
National: $426,735
Median Rent
N/A
National: $1,527/mo
Household Income
$132,213
National: $84,532
Population
8,393
Purchasing Power
145
100 = national baseline

Cost of Living Breakdown

Housing Cost Index
114 / 100
100 = national average
Rent Index
100 / 100
Overall Index
108
Average

Wading River Mortgage Calculator

Pre-filled with the local median home value of $486,600 and New York's property tax rate of 1.72%.

Salary & Purchasing Power

Median household income is $132,213 56% above the national average.

What $132,213 in Wading River Gets You Elsewhere

CityEquivalent SalaryDifference
New York, NY$184,853+40%
Los Angeles, CA$208,113+57%
Chicago, IL$99,160-25%
Houston, TX$86,918-34%

Property Tax in Wading River, NY

Est. Annual Property Tax
$8,370
Monthly Impact
$698
Added to your mortgage
Effective Rate
1.72%
National avg: ~1.00%

New York Tax Overview

Tax TypeNew YorkNational Avg
Property Tax Rate1.72%1.00%
Top Income Tax Rate10.9%~5.0%
State Sales Tax8.52%~5.0%

Compare Wading River to Another City

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Cost of Living Comparison

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Wading River, NY
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Wading River, NY: 114
Rent Prices
100
LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
📊 Data Sources & Methodology
  • Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 2023 1-Year Estimates
  • Mortgage Rates: Freddie Mac Primary Mortgage Market Survey via Federal Reserve Economic Data (FRED)
  • Tax Rates: Tax Foundation State & Local Tax Data, 2024
  • Cost of Living Index: Calculated using Census housing + rental data vs. national median (see methodology)
Last data update: March 2026 · Mortgage rates updated weekly · Page auto-refreshes every 24 hours via ISR