Waikoloa Village, HI

Yes — Waikoloa Village is about 51% more expensive than the national average, with an overall Cost Index of 151. Housing is the biggest factor: the typical home here is valued around $674,100, and monthly rents average roughly $2,259. Day-to-day costs like groceries and utilities tend to run closer to the national norm.

Start with housing. Typical monthly rent is $2,259, while local median household income is $92,713. That implies a rent-burden proxy of about 29% before utilities and other costs. For a specific job offer, filing status, or take-home pay scenario, use salary.city.

Hawaii has a progressive state income tax with a top rate of 11%. The effective property tax rate is 0.28%. On a home worth $674,100, that translates to roughly $1,887 per year in property taxes. Sales tax (state + local) averages around 4.44% on everyday purchases.

The typical monthly rent in Waikoloa Village is around $2,259. That's about 68% higher than the $1,348 national median. For comparison, the median home value here is $674,100, so buyers should also factor in mortgage payments, property taxes, and insurance.

The median home in Waikoloa Village is valued at $674,100. With 20% down and a 6.5% mortgage rate, you'd be looking at roughly $3,409/month for principal and interest alone — before property taxes and insurance. About 79% of residents here own their homes.

Grocery prices in Waikoloa Village are about average compared to the rest of the US (index: 96, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 88). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

Waikoloa Village is a small town with a population of about 7,028. The median age of residents is 42.1, skewing somewhat older — common in established suburban communities. The local poverty rate is 6.88%, well below the national average of 12.4%.