Whitefish, MT

Yes — Whitefish is about 37% more expensive than the national average, with an overall Cost Index of 137. Housing is the biggest factor: the typical home here is valued around $648,200, and monthly rents average roughly $1,313. Day-to-day costs like groceries and utilities tend to run closer to the national norm.

Start with housing. Typical monthly rent is $1,313, while local median household income is $71,110. That implies a rent-burden proxy of about 22% before utilities and other costs. For a specific job offer, filing status, or take-home pay scenario, use salary.city.

Montana has a progressive state income tax with a top rate of 5.9%. The effective property tax rate is 0.74%. On a home worth $648,200, that translates to roughly $4,797 per year in property taxes. There is no state sales tax.

The typical monthly rent in Whitefish is around $1,313. That's close to the $1,348 national median. For comparison, the median home value here is $648,200, so buyers should also factor in mortgage payments, property taxes, and insurance.

The median home in Whitefish is valued at $648,200. With 20% down and a 6.5% mortgage rate, you'd be looking at roughly $3,278/month for principal and interest alone — before property taxes and insurance. About 60% of residents here own their homes.

Grocery prices in Whitefish are about average compared to the rest of the US (index: 96, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 88). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

Whitefish is a small town with a population of about 8,422. The median age of residents is 43.4, skewing somewhat older — common in established suburban communities. The local poverty rate is 8.91%, near the national average of 12.4%.