Cost of Living in DeFuniak Springs, FL
Cost of Living in DeFuniak Springs, FL has an overall index of 83, 17% below the U.S. baseline of 100. The typical home value is $228,407; typical monthly rent is $821; and median household income is $51,883.
Cost index: committed city housing/rent inputs and BEA 2024 metro-area price parities. Home value: Zillow ZHVI market signal as of 2026-02. Rent: Census ACS 2023 fallback place estimate. A place-level signal, not a personal affordability decision or financial recommendation.
Rent and home prices are comparatively balanced with local income. This describes the local market, not your household.
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Frequently asked questions about DeFuniak Springs
Living in DeFuniak Springs
Is DeFuniak Springs, FL an affordable place to live?+
Yes — everyday expenses in DeFuniak Springs run about 17% below the US average (Cost Index: 83). Housing is especially affordable: the median home is valued around $228,407, compared to the $303,400 national median. Monthly rent is $821, versus $1,348 nationally.
How does DeFuniak Springs fit a household housing budget?+
Start with housing. Typical monthly rent is $821, while local median household income is $51,883. That implies a rent-burden proxy of about 19% before utilities and other costs. Use that as a planning signal for whether the place looks manageable under your own household assumptions.
How much are taxes in DeFuniak Springs, FL?+
This model applies no broad Florida wage-income tax. Applying the 0.86% state-level effective owner-occupied proxy to a home worth $228,407 gives a planning estimate near $1,964 per year; it is not a city, county, parcel, or individual tax bill. State plus average local sales-tax context is around 7.01%.
How much does it cost to rent in DeFuniak Springs, FL?+
The typical monthly rent in DeFuniak Springs is around $821. That's roughly 39% lower than the $1,348 national median. For comparison, the median home value here is $228,407, so buyers should also factor in mortgage payments, property taxes, and insurance.
How much does a house cost in DeFuniak Springs, FL?+
The typical home value in DeFuniak Springs is $228,407. With 20% down and the committed 6.11% national 30-year fixed benchmark as of 2026-03-12, principal and interest are roughly $1,108/month before property tax and insurance. This is a planning estimate, not a local lender quote. About 67% of residents here own their homes.
Are groceries and utilities expensive in DeFuniak Springs?+
Grocery prices in DeFuniak Springs are about average compared to the rest of the US (index: 96, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 89). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.
What is DeFuniak Springs, FL like to live in?+
DeFuniak Springs is a small town with a population of about 6,284. The median age of residents is 34.2, which is close to the national median. The local poverty rate is 19.41%, above the national average of 12.4%.