LivabilityCalc
Find Your City
City Housing Verdict

Depew, NY

Manageable

The cost of living in Depew, NY is 6% below the national average (Cost Index: 94). Homes here are typically valued around $254,640, compared to the $303,400 national median. The median household income is $75,226 — overall, living costs and earnings are reasonably balanced in this area.

Depew looks comparatively manageable for household relocation, with 17% rent burden, 3.4x home-price-to-income, and a housing index of 84. Use the assumptions below to test whether your own budget still stays in the safe range.Data Sources: U.S. Census Bureau ACS 2023 · BEA RPP 2023 · Zillow ZHVI

Data Updated: March 2026
Housing Feasibility Verdict
Safe

Based on your household income, housing mode, local rent, home value, property tax, and mortgage assumptions for Depew.

Monthly Housing
$1,048/mo
Lower of rent or buy scenario
Housing Burden
17%
Healthy
Residual Cash
$4,721/mo
After housing and debt · $1,574/person
Rent vs Buy
Buying can be tested
Main pressure: home prices
Assumptions
Housing Mode
Confidence: MediumHome source: ZILLOWRent source: ACSBEA proxy: msaHousehold size: 3Down payment: 20%Fixed burden: 25%
Uses a URL fragment, so it does not create a separate indexed page.
Cost Index
94
Average
Based on housing costs · See methodology
Median Home Value
$254,640
Zillow ZHVI Market Rate • Census ACS: $180,800
National: $303,400
Median Rent
$1,048/mo
Source: Census ACS
National: $1,348/mo
Household Income
$75,226
National: $78,538
Population
15,065
Purchasing Power
102
100 = national baseline

Cost of Living Breakdown

Each index uses 100 as the US national average. A score of 150 means 50% more expensive; 80 means 20% cheaper.

Housing Cost Index
84 / 100
16% below average
Rent Index
78 / 100
22% below average
Goods & Groceries
100 / 100
About the same as most US cities
Utilities
129 / 100
29% higher utility bills
Healthcare & Services
98 / 100
In line with national average
Overall Index
94
Average

Depew Mortgage Calculator

Pre-filled with the local median home value of $254,640 and New York's property tax rate of 1.72%.

Household Housing Budget

Local median household income is shown only as a place-side affordability input. Personal salary, filing status, and take-home pay analysis belong in salary.city.

Local Household Income
$75,226
Census ACS place context
Rent Burden Estimate
17%
Typical annual rent / local household income
Home Price to Income
3.4x
Typical home value / local household income
Use this section to judge whether Depew looks structurally manageable for a household budget. For a specific job offer, filing status, payroll taxes, or salary equivalence across cities, run the income-side decision in salary.city.

Property Tax in Depew, NY

Est. Annual Property Tax
$4,380
Monthly Impact
$365
Added to your mortgage
Effective Rate
1.72%
National avg: ~1.00%

New York Place Tax Context

Tax TypeNew YorkNational Avg
Property Tax Rate1.72%1.00%
Top Income Tax Rate10.9%~5.0%
State Sales Tax8.52%~5.0%

Compare Depew to Another City

Compare place-side costs such as housing, rent, groceries, utilities, services, and tax context.

Cost of Living Comparison

Compare place-side housing, rent, goods, services, and utility pressure between cities.

Depew, NY
94
78
Loading cities...
---
---

Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Depew, NY: 84
Rent Prices
78

FAQ: Living in Depew

Is Depew, NY an affordable place to live?+

Yes — everyday expenses in Depew run about 6% below the US average (Cost Index: 94). Housing is especially affordable: the median home is valued around $254,640, compared to the $303,400 national median. Monthly rent is typically around $1,048, versus $1,348 nationally.

How does Depew fit a household housing budget?+

Start with housing. Typical monthly rent is $1,048, while local median household income is $75,226. That implies a rent-burden proxy of about 17% before utilities and other costs. For a specific job offer, filing status, or take-home pay scenario, use salary.city.

How much are taxes in Depew, NY?+

New York has a progressive state income tax with a top rate of 10.9%. The effective property tax rate is 1.72%. On a home worth $254,640, that translates to roughly $4,380 per year in property taxes. Sales tax (state + local) averages around 8.52% on everyday purchases.

How much does it cost to rent in Depew, NY?+

The typical monthly rent in Depew is around $1,048. That's roughly 22% lower than the $1,348 national median. For comparison, the median home value here is $254,640, so buyers should also factor in mortgage payments, property taxes, and insurance.

How much does a house cost in Depew, NY?+

The median home in Depew is valued at $254,640. With 20% down and a 6.5% mortgage rate, you'd be looking at roughly $1,288/month for principal and interest alone — before property taxes and insurance. About 76% of residents here own their homes.

Are groceries and utilities expensive in Depew?+

Grocery prices in Depew are about average compared to the rest of the US (index: 100, where 100 is the national average). Utility bills (electricity, gas, water) are on the high side (index: 129). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

What is Depew, NY like to live in?+

Depew is a small town with a population of about 15,065. The median age of residents is 41.4, which is close to the national median. The local poverty rate is 8.28%, near the national average of 12.4%.

Lower-Pressure Alternatives in New York

If Depew feels tight, start with these same-state cities that look easier on rent burden or buy-side pressure.

Higher-Pressure Comparisons in New York

Use these city pages when you want to compare Depew against tougher same-state markets before deciding whether the current city is already a stretch.

LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
Data Sources & Methodology
  • Real Estate & Housing: Zillow Home Value Index (ZHVI, Smoothed & Seasonally Adjusted) and Zillow Observed Rent Index (ZORI). Structural fallback utilizes U.S. Census Bureau ACS 5-Year Estimates.
  • Goods, Utilities & Services: U.S. Bureau of Economic Analysis (BEA) Metropolitan Area Regional Price Parities (MARPP), incorporating verified State Nonmetropolitan averages.
  • Mortgage Rates: Freddie Mac 30-Year Fixed Rate Mortgage Average in the United States (PMMS) via Federal Reserve Economic Data (FRED).
  • Tax Context: State-level property, sales, and income-tax context used for place-side relocation planning. Personal take-home pay and offer analysis are handled by salary.city.
  • Index Methodology: Weighting matrix derived from Bureau of Labor Statistics (BLS) Consumer Expenditure Surveys (CEX) distributional models. Baseline standardized at 100. (Read methodology details)
Last data update: March 2026 · Mortgage rates updated monthly