Ellisburg, NJ

Living costs in Ellisburg land close to the national average, with a Cost Index of 97 (where 100 = the US baseline). Housing is the largest variable: the median home value here is $294,300, and typical monthly rents run around $1,428. Groceries and utilities are slightly below what you would find in most US cities.

Start with housing. Typical monthly rent is $1,428, while local median household income is $91,272. That implies a rent-burden proxy of about 19% before utilities and other costs. For a specific job offer, filing status, or take-home pay scenario, use salary.city.

New Jersey has a progressive state income tax with a top rate of 10.75%. The effective property tax rate is 2.47%. On a home worth $294,300, that translates to roughly $7,269 per year in property taxes. Sales tax (state + local) averages around 6.6% on everyday purchases.

The typical monthly rent in Ellisburg is around $1,428. That's close to the $1,348 national median. For comparison, the median home value here is $294,300, so buyers should also factor in mortgage payments, property taxes, and insurance.

The median home in Ellisburg is valued at $294,300. With 20% down and a 6.5% mortgage rate, you'd be looking at roughly $1,488/month for principal and interest alone — before property taxes and insurance. About 66% of residents here own their homes.

Grocery prices in Ellisburg are about average compared to the rest of the US (index: 96, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 88). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

Ellisburg is a small town with a population of about 5,021. The median age of residents is 36.9, which is close to the national median. The local poverty rate is 11.89%, near the national average of 12.4%.