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City Housing Verdict

Fort Bliss, TX

High Pressure

The cost of living in Fort Bliss, TX is 1% above the national average (Cost Index: 101). Homes here are typically valued around N/A, compared to the $303,400 national median. The median household income is $55,267 — overall, living costs and earnings are reasonably balanced in this area.

Fort Bliss already reads as a high-pressure housing market, with 35% rent burden, mixed buy-side affordability, and a housing index of 100. Treat this page as a stress test for rent, mortgage, and tax burden before assuming the move works.Data Sources: U.S. Census Bureau ACS 2023 · BEA RPP 2023 · Zillow ZHVI

Data Updated: March 2026
Housing Feasibility Verdict
Stretch

Based on your household income, housing mode, local rent, home value, property tax, and mortgage assumptions for Fort Bliss.

Monthly Housing
$1,624/mo
Lower of rent or buy scenario
Housing Burden
35%
Stretch
Residual Cash
$2,482/mo
After housing and debt · $827/person
Rent vs Buy
Renting is the lower-pressure baseline
Main pressure: home prices
Assumptions
Housing Mode
Confidence: MediumHome source: ACSRent source: ACSBEA proxy: nonmetroHousehold size: 3Down payment: 20%Fixed burden: 46%
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Cost Index
101
Average
Based on housing costs · See methodology
Median Home Value
N/A
National: $303,400
Median Rent
$1,624/mo
Source: Census ACS
National: $1,348/mo
Household Income
$55,267
National: $78,538
Population
12,009
Purchasing Power
70
100 = national baseline

Cost of Living Breakdown

Each index uses 100 as the US national average. A score of 150 means 50% more expensive; 80 means 20% cheaper.

Housing Cost Index
100 / 100
Close to average
Rent Index
120 / 100
20% above average
Goods & Groceries
96 / 100
About the same as most US cities
BEA State Nonmetro avg.
Utilities
88 / 100
12% lower utility bills
BEA State Nonmetro avg.
Healthcare & Services
98 / 100
In line with national average
BEA State Nonmetro avg.
Overall Index
101
Average

Fort Bliss Mortgage Calculator

Pre-filled with the local median home value of $400,000 and Texas's property tax rate of 1.6%.

Household Housing Budget

Local median household income helps frame typical housing pressure, rent burden, and how stretched a household budget may feel in this market.

Local Household Income
$55,267
Census ACS place context
Rent Burden Estimate
35%
Typical annual rent / local household income
Home Price to Income
N/A
Typical home value / local household income
Use this section to judge whether Fort Bliss looks structurally manageable for a household budget under your own housing assumptions.

Property Tax in Fort Bliss, TX

Est. Annual Property Tax
N/A
Monthly Impact
N/A
Added to your mortgage
Effective Rate
1.60%
National avg: ~1.00%

Texas Place Tax Context

Tax TypeTexasNational Avg
Property Tax Rate1.60%1.00%
Top Income Tax RateNo State Income Tax~5.0%
State Sales Tax8.19%~5.0%

Compare Fort Bliss to Another City

Compare housing, rent, groceries, utilities, services, and tax context to see where a move would tighten or loosen the monthly budget.

Cost of Living Comparison

Compare place-side housing, rent, goods, services, and utility pressure between cities.

Fort Bliss, TX
101
120
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Fort Bliss, TX: 100
Rent Prices
120

FAQ: Living in Fort Bliss

What is the cost of living like in Fort Bliss, TX?+

Living costs in Fort Bliss land close to the national average, with a Cost Index of 101 (where 100 = the US baseline). Housing is the largest variable: the median home value here is N/A, and typical monthly rents run around $1,624. Groceries and utilities are slightly below what you would find in most US cities.

How does Fort Bliss fit a household housing budget?+

Start with housing. Typical monthly rent is $1,624, while local median household income is $55,267. That implies a rent-burden proxy of about 35% before utilities and other costs. Use that as a planning signal for whether the place looks manageable under your own household assumptions.

How much are taxes in Fort Bliss, TX?+

Texas is one of the few states with no state income tax, which can save residents thousands of dollars per year. The effective property tax rate is 1.6%. The statewide average property tax rate is 1.6%. Sales tax (state + local) averages around 8.19% on everyday purchases.

How much does it cost to rent in Fort Bliss, TX?+

The typical monthly rent in Fort Bliss is around $1,624. That's about 20% higher than the $1,348 national median.

Are groceries and utilities expensive in Fort Bliss?+

Grocery prices in Fort Bliss are about average compared to the rest of the US (index: 96, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 88). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

What is Fort Bliss, TX like to live in?+

Fort Bliss is a small town with a population of about 12,009. The median age of residents is 21.7, skewing younger — often a sign of a college town or fast-growing area. The local poverty rate is 15.08%, near the national average of 12.4%.

Lower-Pressure Alternatives in Texas

If Fort Bliss feels tight, start with these same-state cities that look easier on rent burden or buy-side pressure.

Higher-Pressure Comparisons in Texas

Use these city pages when you want to compare Fort Bliss against tougher same-state markets before deciding whether the current city is already a stretch.

LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
Data Sources & Methodology
  • Real Estate & Housing: Zillow Home Value Index (ZHVI, Smoothed & Seasonally Adjusted) and Zillow Observed Rent Index (ZORI). Structural fallback utilizes U.S. Census Bureau ACS 5-Year Estimates.
  • Goods, Utilities & Services: U.S. Bureau of Economic Analysis (BEA) Metropolitan Area Regional Price Parities (MARPP), incorporating verified State Nonmetropolitan averages.
  • Mortgage Rates: Freddie Mac 30-Year Fixed Rate Mortgage Average in the United States (PMMS) via Federal Reserve Economic Data (FRED).
  • Tax Context: State-level property, sales, and income-tax inputs used to explain how relocation budgets and housing pressure change from one place to another.
  • Index Methodology: Weighting matrix derived from Bureau of Labor Statistics (BLS) Consumer Expenditure Surveys (CEX) distributional models. Baseline standardized at 100. (Read methodology details)
Last data update: March 2026 · Mortgage rates updated monthly