Lake of the Pines, CA

Yes — Lake of the Pines is about 52% more expensive than the national average, with an overall Cost Index of 152. Housing is the biggest factor: the typical home here is valued around $639,400, and monthly rents average roughly $2,741. Day-to-day costs like groceries and utilities tend to run closer to the national norm.

Start with housing. Typical monthly rent is $2,741, while local median household income is $118,661. That implies a rent-burden proxy of about 28% before utilities and other costs. For a specific job offer, filing status, or take-home pay scenario, use salary.city.

California has a progressive state income tax with a top rate of 13.3%. The effective property tax rate is 0.71%. On a home worth $639,400, that translates to roughly $4,540 per year in property taxes. Sales tax (state + local) averages around 8.85% on everyday purchases.

The typical monthly rent in Lake of the Pines is around $2,741. That's about 103% higher than the $1,348 national median. For comparison, the median home value here is $639,400, so buyers should also factor in mortgage payments, property taxes, and insurance.

The median home in Lake of the Pines is valued at $639,400. With 20% down and a 6.5% mortgage rate, you'd be looking at roughly $3,233/month for principal and interest alone — before property taxes and insurance. About 86% of residents here own their homes.

Grocery prices in Lake of the Pines are about average compared to the rest of the US (index: 96, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 88). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

Lake of the Pines is a small town with a population of about 5,012. The median age of residents is 54.4, skewing somewhat older — common in established suburban communities. The local poverty rate is 8.04%, near the national average of 12.4%.