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Pleasure Point, CA

High Pressure

Pleasure Point, CA is one of the most expensive places to live in the United States — roughly 2.2x the national average (Cost Index: 218). The housing market drives nearly all of that premium: the typical home here is valued at $1,230,200, far above the $303,400 US median. Local household income is $117,776, which should be read as place context rather than a personal salary target.

Pleasure Point already reads as a high-pressure housing market, with 26% rent burden, 10.4x home-price-to-income, and a housing index of 405. Treat this page as a stress test for rent, mortgage, and tax burden before assuming the move works.Data Sources: U.S. Census Bureau ACS 2023 · BEA RPP 2023 · Zillow ZHVI

Data Updated: March 2026
Housing Feasibility Verdict
Stretch

Based on your household income, housing mode, local rent, home value, property tax, and mortgage assumptions for Pleasure Point.

Monthly Housing
$2,595/mo
Lower of rent or buy scenario
Housing Burden
26%
Healthy
Residual Cash
$6,720/mo
After housing and debt · $2,240/person
Rent vs Buy
Rent first
Main pressure: everyday costs
Assumptions
Housing Mode
Confidence: MediumHome source: ACSRent source: ACSBEA proxy: nonmetroHousehold size: 3Down payment: 20%Fixed burden: 32%
Uses a URL fragment, so it does not create a separate indexed page.
Cost Index
218
Very Expensive
Based on housing costs · See methodology
Median Home Value
$1,230,200
Source: Census ACS
National: $303,400
Median Rent
$2,595/mo
Source: Census ACS
National: $1,348/mo
Household Income
$117,776
National: $78,538
Population
5,813
Purchasing Power
69
100 = national baseline

Cost of Living Breakdown

Each index uses 100 as the US national average. A score of 150 means 50% more expensive; 80 means 20% cheaper.

Housing Cost Index
405 / 100
~4.0x more expensive
Rent Index
193 / 100
93% above average
Goods & Groceries
96 / 100
About the same as most US cities
BEA State Nonmetro avg.
Utilities
88 / 100
12% lower utility bills
BEA State Nonmetro avg.
Healthcare & Services
98 / 100
In line with national average
BEA State Nonmetro avg.
Overall Index
218
Very Expensive · ~2.2x the US average

Pleasure Point Mortgage Calculator

Pre-filled with the local median home value of $1,230,200 and California's property tax rate of 0.71%.

Household Housing Budget

Local median household income is shown only as a place-side affordability input. Personal salary, filing status, and take-home pay analysis belong in salary.city.

Local Household Income
$117,776
Census ACS place context
Rent Burden Estimate
26%
Typical annual rent / local household income
Home Price to Income
10.4x
Typical home value / local household income
Use this section to judge whether Pleasure Point looks structurally manageable for a household budget. For a specific job offer, filing status, payroll taxes, or salary equivalence across cities, run the income-side decision in salary.city.

Property Tax in Pleasure Point, CA

Est. Annual Property Tax
$8,734
Monthly Impact
$728
Added to your mortgage
Effective Rate
0.71%
National avg: ~1.00%

California Place Tax Context

Tax TypeCaliforniaNational Avg
Property Tax Rate0.71%1.00%
Top Income Tax Rate13.3%~5.0%
State Sales Tax8.85%~5.0%

Compare Pleasure Point to Another City

Compare place-side costs such as housing, rent, groceries, utilities, services, and tax context.

Cost of Living Comparison

Compare place-side housing, rent, goods, services, and utility pressure between cities.

Pleasure Point, CA
218
193
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
Pleasure Point, CA: 405
Rent Prices
193

FAQ: Living in Pleasure Point

Is Pleasure Point, CA an expensive place to live?+

Yes — Pleasure Point is about 118% more expensive than the national average, with an overall Cost Index of 218. Housing is the biggest factor: the typical home here is valued around $1,230,200, and monthly rents average roughly $2,595. Day-to-day costs like groceries and utilities tend to run closer to the national norm.

How does Pleasure Point fit a household housing budget?+

Start with housing. Typical monthly rent is $2,595, while local median household income is $117,776. That implies a rent-burden proxy of about 26% before utilities and other costs. For a specific job offer, filing status, or take-home pay scenario, use salary.city.

How much are taxes in Pleasure Point, CA?+

California has a progressive state income tax with a top rate of 13.3%. The effective property tax rate is 0.71%. On a home worth $1,230,200, that translates to roughly $8,734 per year in property taxes. Sales tax (state + local) averages around 8.85% on everyday purchases.

How much does it cost to rent in Pleasure Point, CA?+

The typical monthly rent in Pleasure Point is around $2,595. That's about 93% higher than the $1,348 national median. For comparison, the median home value here is $1,230,200, so buyers should also factor in mortgage payments, property taxes, and insurance.

How much does a house cost in Pleasure Point, CA?+

The median home in Pleasure Point is valued at $1,230,200. With 20% down and a 6.5% mortgage rate, you'd be looking at roughly $6,221/month for principal and interest alone — before property taxes and insurance. About 57% of residents here own their homes.

Are groceries and utilities expensive in Pleasure Point?+

Grocery prices in Pleasure Point are about average compared to the rest of the US (index: 96, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 88). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

What is Pleasure Point, CA like to live in?+

Pleasure Point is a small town with a population of about 5,813. The median age of residents is 49.7, skewing somewhat older — common in established suburban communities. The local poverty rate is 7.98%, well below the national average of 12.4%.

Lower-Pressure Alternatives in California

If Pleasure Point feels tight, start with these same-state cities that look easier on rent burden or buy-side pressure.

Higher-Pressure Comparisons in California

Use these city pages when you want to compare Pleasure Point against tougher same-state markets before deciding whether the current city is already a stretch.

LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
Data Sources & Methodology
  • Real Estate & Housing: Zillow Home Value Index (ZHVI, Smoothed & Seasonally Adjusted) and Zillow Observed Rent Index (ZORI). Structural fallback utilizes U.S. Census Bureau ACS 5-Year Estimates.
  • Goods, Utilities & Services: U.S. Bureau of Economic Analysis (BEA) Metropolitan Area Regional Price Parities (MARPP), incorporating verified State Nonmetropolitan averages.
  • Mortgage Rates: Freddie Mac 30-Year Fixed Rate Mortgage Average in the United States (PMMS) via Federal Reserve Economic Data (FRED).
  • Tax Context: State-level property, sales, and income-tax context used for place-side relocation planning. Personal take-home pay and offer analysis are handled by salary.city.
  • Index Methodology: Weighting matrix derived from Bureau of Labor Statistics (BLS) Consumer Expenditure Surveys (CEX) distributional models. Baseline standardized at 100. (Read methodology details)
Last data update: March 2026 · Mortgage rates updated monthly