Cost of Living in Ogden, UT
Cost of Living in Ogden, UT has an overall index of 108, 8% above the U.S. baseline of 100. The typical home value is $395,392; typical monthly rent is $1,415; and median household income is $70,053.
Cost index: committed city housing/rent inputs and BEA 2024 metro-area price parities. Home value: Zillow ZHVI market signal as of 2026-02. Rent: Zillow ZORI market signal as of 2026-02. A place-level signal, not a personal affordability decision or financial recommendation.
Home prices are the main source of pressure. This describes the local market, not your household.
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Frequently asked questions about Ogden
Living in Ogden
What is the cost of living like in Ogden, UT?+
Living costs in Ogden land close to the national average, with a Cost Index of 108 (where 100 = the US baseline). Housing is the largest variable: the median home value here is $395,392, and typical monthly rents are $1,415. Groceries and utilities are slightly below what you would find in most US cities.
How does Ogden fit a household housing budget?+
Start with housing. Typical monthly rent is $1,415, while local median household income is $70,053. That implies a rent-burden proxy of about 24% before utilities and other costs. Use that as a planning signal for whether the place looks manageable under your own household assumptions.
How much are taxes in Ogden, UT?+
Utah uses a flat model; 4.65% is top marginal-rate context. Applying the 0.58% state-level effective owner-occupied proxy to a home worth $395,392 gives a planning estimate near $2,293 per year; it is not a city, county, parcel, or individual tax bill. State plus average local sales-tax context is around 7.19%.
How much does it cost to rent in Ogden, UT?+
The typical monthly rent in Ogden is around $1,415. That's close to the $1,348 national median. For comparison, the median home value here is $395,392, so buyers should also factor in mortgage payments, property taxes, and insurance.
How much does a house cost in Ogden, UT?+
The typical home value in Ogden is $395,392. With 20% down and the committed 6.11% national 30-year fixed benchmark as of 2026-03-12, principal and interest are roughly $1,919/month before property tax and insurance. This is a planning estimate, not a local lender quote. About 61% of residents here own their homes.
Are groceries and utilities expensive in Ogden?+
Grocery prices in Ogden are about average compared to the rest of the US (index: 96, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 79). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.
What is Ogden, UT like to live in?+
Ogden is a smaller city with a population of about 86,973. The median age of residents is 33.3, which is close to the national median. The local poverty rate is 12.65%, near the national average of 12.4%.