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State Housing Overview

Rent & Housing in Utah

Based on comprehensive economic data across 96 tracked municipalities, Utah presents diverse cost of living environments. Macroeconomic modeling identifies Price as the most cost-efficient market, contrasting starkly with the elevated real estate valuations found in Park City. Utah assesses a 4.65% progressive income tax, while residential property taxes average 0.58%. Financial planning in UT requires careful alignment of localized housing costs against state-level tax obligations.

Use this state hub to understand the statewide housing baseline first, then drop into city pages for a household-level feasibility verdict. The key question here is not just whether Utah is “cheap” or “expensive”, but which cities look most livable once rent, home values, taxes, and household income are considered together.

Data Updated: March 2026
State Housing Snapshot
Average Rent Burden
18%
Avg annual rent vs household income
Average Price-to-Income
5.3x
Avg home value vs household income
Best Cost Baseline
Price, UT
Index 79
Highest Pressure
Park City, UT
Index 269
Statewide Housing Verdict
High Pressure

Utah shows elevated statewide housing pressure, with 18% average rent burden and 5.3x home-price-to-income. Treat Park City, UT as stretch markets first, and use city pages to separate viable relocation pockets from headline expensive metros.

Average rent burden: 18%Average price-to-income: 5.3xBest baseline city: Price, UTHighest-pressure city: Park City, UT

Utah Tax Radar

Max Income Tax
4.65%
Progressive Brackets
Est. Sales Tax
7.19%
Local + State Avg
Effective Property Tax
0.58%
Statewide Average
$
Default set to 2023 National Median ($74,580)

At a gross income of $74,580, the localized Utah marginal tax brackets exact an effective state penalty of 4.3%. This results in an absolute "tax drag" drain of $3,235/year compared to states with no income tax.

Cities Tracked
96
Avg Home Value
$531,328
National: $303,400
Avg Rent
$1,515
National: $1,348
Avg Income
$100,655
National: $78,538

All Cities in Utah

CityPop.Home ValueRentIncomeIndex
Salt Lake City203,888$565,484$1,592$74,925130
West Valley City137,955$466,390$1,445$88,604117
West Jordan116,277$555,810$1,650$103,960129
Provo114,303$437,100$1,152$62,800110
St. George99,184$456,900$1,429$72,870116
Orem97,048$439,000$1,405$81,292113
Sandy94,723$658,471$1,728$111,242142
Ogden86,973$395,392$1,415$70,053108
Layton82,512$522,547$1,455$99,188123
Lehi81,039$567,100$1,798$125,860132
South Jordan80,331$658,813$1,806$126,400143
Millcreek63,342$628,769$1,444$98,502135
Taylorsville59,010$491,601$1,432$85,608120
Herriman57,336$603,928$1,870$118,446137
Logan53,923$341,000$1,070$56,76498
Draper50,159$801,050$1,812$130,680159
Murray49,904$544,102$1,447$87,864126
Eagle Mountain49,514$469,500$1,995$105,576123
Bountiful45,093$571,603$1,467$103,723129
Riverton44,944$620,170$1,826$119,093139
Saratoga Springs44,070$567,200$2,206$123,619137
Spanish Fork43,632$444,200$1,417$98,497114
Roy39,021$432,027$1,557$91,112114
Pleasant Grove37,544$454,300$1,588$96,347117
Tooele37,265$338,400$1,166$88,89399
Cedar City37,202$348,000$1,008$63,78999
Kearns metro37,058$334,400$1,644$83,355104
Midvale35,736$488,525$1,480$73,058120
Springville35,474$429,200$1,472$88,516113
American Fork35,312$467,900$1,665$95,823119
Syracuse34,009$582,037$2,006$132,459136
Cottonwood Heights32,984$766,615$1,697$116,583154
Clearfield32,895$420,034$1,459$75,429111
Kaysville32,861$672,918$1,423$128,996141
Holladay31,236$815,055$1,653$112,369160
Washington30,686$511,100$1,581$94,015123
Magna metro29,488$341,400$1,623$87,516105
South Salt Lake26,277$437,779$1,329$68,035112
Farmington24,934$682,135$1,644$120,432144
Clinton23,492$493,515$1,760$109,915124
North Salt Lake23,239$570,681$1,613$106,885131
Payson22,205$388,200$1,393$84,286107
Hurricane21,677$411,400$1,235$67,424108
North Ogden21,473$525,714$1,405$107,425123
West Haven19,977$511,200$1,715$104,307125
Brigham City19,796$321,500$949$66,43595
Highland19,625$846,900$2,100$178,662168
Bluffdale18,168$613,389$1,864$122,879138
South Ogden17,563$426,433$1,334$81,543111
Heber17,438$571,300$1,862$107,784134
Centerville16,692$582,167$1,548$117,831131
Santaquin15,391$434,700$1,165$95,175110
Smithfield14,033$406,300$1,206$90,602107
Grantsville13,637$432,200$1,062$97,216108
Vineyard13,510$562,600$1,781$100,022131
Mapleton12,340$734,100$1,392$127,860147
Lindon11,594$638,300$1,502$104,583137
West Point11,559$551,596$1,600$118,660128
Woods Cross11,490$525,496$1,572$115,335125
North Logan11,228$448,600$1,571$84,821116
Stansbury Park11,163$452,600$1,761$132,429119
Pleasant View11,104$668,600$1,710$126,679143
Tremonton10,886$334,300$1,104$72,02898
Alpine10,272$893,400$2,786$156,786181
Vernal10,254$234,200$900$59,17885
Hyrum10,022$371,500$980$85,557100
Cedar Hills9,945$615,900$2,139$137,527142
Salem9,893$547,000$1,691$107,617129
Ivins9,524$542,400$1,720$72,263129
Riverdale9,294$453,901$1,345$64,496114
Hooper9,220$642,126$0$114,773136
Washington Terrace9,196$392,705$1,084$79,971104
Providence8,675$478,300$1,416$103,831118
Summit Park8,545$1,068,300$2,348$179,516197
Park City8,365$1,739,700$1,900$140,875269
Price8,216$189,800$796$46,94779
Richfield8,173$287,500$850$77,84790
Plain City8,101$532,300$2,184$126,250133
South Weber8,037$488,700$1,450$132,667119
Santa Clara7,891$509,600$1,912$93,083127
Farr West7,881$629,758$756$111,875128
Enoch7,856$335,200$1,129$81,76799
Nibley7,651$399,100$1,472$105,726109
Roosevelt6,960$265,300$902$72,66488
Harrisville6,919$445,588$1,350$75,981113
Nephi6,700$379,800$1,010$97,348102
Snyderville6,143$995,900$2,902$139,228195
Midway6,110$856,100$3,080$146,750180
Fruit Heights6,036$749,338$1,727$134,500153
West Bountiful5,920$596,471$1,632$127,344134
Ephraim5,805$405,600$911$71,661105
Perry5,708$399,400$989$99,478104
White City metro5,568$423,200$1,606$98,603114
Sunset5,567$373,538$1,166$74,250103
Hyde Park5,410$507,400$1,269$108,068119
Moab5,316$478,700$945$55,333113

FAQ: Living in Utah

What is the most affordable city to live in Utah?+

Among the cities we track, Price stands out as the most affordable option in Utah. The median home value there is $189,800, and monthly rent typically runs around $796. The local median household income is $46,947, which tends to go further here than in much of the state.

What is the most expensive city in Utah?+

Park City is currently the priciest market in UT. Homes there are valued at a median of $1,739,700, and renters can expect to pay around $1,900/month. Incomes are higher too — the median household earns $140,875 — but whether that fully offsets the cost premium depends on your lifestyle.

How are taxes in Utah?+

Utah has a progressive income tax with a top rate of 4.65%. Property taxes average 0.58% statewide — among the lowest in the country. Combined state and local sales tax can reach 7.19%.

How much does housing vary across Utah?+

There's a huge range. In Price, the median home costs around $189,800. In Park City, that number jumps to $1,739,700 — roughly 8x more. Rents follow a similar pattern: approximately $796/month vs. $1,900/month. Where you choose to settle within UT can make a dramatic difference in your monthly budget.

Is Utah a good state to move to?+

It depends on your priorities and budget. Utah offers a wide range of living costs depending on the city. You can find very affordable communities alongside expensive metro areas. Home prices range from around $189,800 in budget-friendly areas to $1,739,700 in premium markets. Use the city comparison tool to compare housing, rent, property tax, and everyday cost pressure across locations in UT.

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Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
Data Sources & Methodology
  • Real Estate & Housing: Zillow Home Value Index (ZHVI, Smoothed & Seasonally Adjusted) and Zillow Observed Rent Index (ZORI). Structural fallback utilizes U.S. Census Bureau ACS 5-Year Estimates.
  • Goods, Utilities & Services: U.S. Bureau of Economic Analysis (BEA) Metropolitan Area Regional Price Parities (MARPP), incorporating verified State Nonmetropolitan averages.
  • Mortgage Rates: Freddie Mac 30-Year Fixed Rate Mortgage Average in the United States (PMMS) via Federal Reserve Economic Data (FRED).
  • Tax Context: State-level property, sales, and income-tax context used for place-side relocation planning. Personal take-home pay and offer analysis are handled by salary.city.
  • Index Methodology: Weighting matrix derived from Bureau of Labor Statistics (BLS) Consumer Expenditure Surveys (CEX) distributional models. Baseline standardized at 100. (Read methodology details)
Last data update: March 2026 · Mortgage rates updated monthly