Cost of living answer

Cost of Living in St. George, UT

Cost of Living in St. George, UT has an overall index of 116, 16% above the U.S. baseline of 100. The typical home value is $456,900; typical monthly rent is $1,429; and median household income is $72,870.

Cost index: committed city housing/rent inputs and BEA 2024 metro-area price parities. Home value: Census ACS 2023 fallback place estimate. Rent: Census ACS 2023 fallback place estimate. A place-level signal, not a personal affordability decision or financial recommendation.

Cost vs U.S.16% aboveOverall modeled index 116
Typical rent$1,429/moCensus ACS
Typical home value$456,900Census ACS
Median household income$72,870Census ACS place estimate
Market PressureHigh

Home prices are the main source of pressure. This describes the local market, not your household.

Rent pressure
24%
Typical annual rent divided by local median household income.
Buy pressure
6.3x
Typical home value divided by local median household income.
Your Household Fit

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Advanced assumptions
Initial rent input: $1,429 from ACS. Edit it to match the housing option you are considering.
Mortgage benchmark: 6.11% 30-year fixed, Freddie Mac Primary Mortgage Market Survey via FRED, as of 2026-03-12. Not a lender quote or approval.
Property-tax input: State-level effective owner-occupied property-tax proxy Not a parcel or individual tax-bill estimate.

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City details

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Overall cost index116100 = U.S. baseline
Goods964% below baseline
Services991% below baseline
Utilities7822% below baseline
Frequently asked questions about St. George

Living in St. George

Is St. George, UT an expensive place to live?+

Yes — St. George is about 16% more expensive than the national average, with an overall Cost Index of 116. Housing is the biggest factor: the typical home here is valued around $456,900, and monthly rents average roughly $1,429. Day-to-day costs like groceries and utilities tend to run closer to the national norm.

How does St. George fit a household housing budget?+

Start with housing. Typical monthly rent is $1,429, while local median household income is $72,870. That implies a rent-burden proxy of about 24% before utilities and other costs. Use that as a planning signal for whether the place looks manageable under your own household assumptions.

How much are taxes in St. George, UT?+

Utah uses a flat model; 4.65% is top marginal-rate context. Applying the 0.58% state-level effective owner-occupied proxy to a home worth $456,900 gives a planning estimate near $2,650 per year; it is not a city, county, parcel, or individual tax bill. State plus average local sales-tax context is around 7.19%.

How much does it cost to rent in St. George, UT?+

The typical monthly rent in St. George is around $1,429. That's close to the $1,348 national median. For comparison, the median home value here is $456,900, so buyers should also factor in mortgage payments, property taxes, and insurance.

How much does a house cost in St. George, UT?+

The typical home value in St. George is $456,900. With 20% down and the committed 6.11% national 30-year fixed benchmark as of 2026-03-12, principal and interest are roughly $2,217/month before property tax and insurance. This is a planning estimate, not a local lender quote. About 68% of residents here own their homes.

Are groceries and utilities expensive in St. George?+

Grocery prices in St. George are about average compared to the rest of the US (index: 96, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 78). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

What is St. George, UT like to live in?+

St. George is a smaller city with a population of about 99,184. The median age of residents is 37.9, which is close to the national median. The local poverty rate is 11.34%, near the national average of 12.4%.