Orchard Homes, MT

Yes — Orchard Homes is about 13% more expensive than the national average, with an overall Cost Index of 113. Housing is the biggest factor: the typical home here is valued around $473,100, and monthly rents average roughly $962. Day-to-day costs like groceries and utilities tend to run closer to the national norm.

Start with housing. Typical monthly rent is $962, while local median household income is $68,649. That implies a rent-burden proxy of about 17% before utilities and other costs. For a specific job offer, filing status, or take-home pay scenario, use salary.city.

Montana has a progressive state income tax with a top rate of 5.9%. The effective property tax rate is 0.74%. On a home worth $473,100, that translates to roughly $3,501 per year in property taxes. There is no state sales tax.

The typical monthly rent in Orchard Homes is around $962. That's roughly 29% lower than the $1,348 national median. For comparison, the median home value here is $473,100, so buyers should also factor in mortgage payments, property taxes, and insurance.

The median home in Orchard Homes is valued at $473,100. With 20% down and a 6.5% mortgage rate, you'd be looking at roughly $2,392/month for principal and interest alone — before property taxes and insurance. About 66% of residents here own their homes.

Grocery prices in Orchard Homes are about average compared to the rest of the US (index: 96, where 100 is the national average). Utility bills (electricity, gas, water) are below average (index: 88). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

Orchard Homes is a small town with a population of about 5,280. The median age of residents is 44, skewing somewhat older — common in established suburban communities. The local poverty rate is 9.74%, near the national average of 12.4%.