Rancho Cucamonga, CA

Yes — Rancho Cucamonga is about 77% more expensive than the national average, with an overall Cost Index of 177. Housing is the biggest factor: the typical home here is valued around $782,617, and monthly rents average roughly $2,824. Day-to-day costs like groceries and utilities tend to run closer to the national norm.

Start with housing. Typical monthly rent is $2,824, while local median household income is $109,511. That implies a rent-burden proxy of about 31% before utilities and other costs. For a specific job offer, filing status, or take-home pay scenario, use salary.city.

California has a progressive state income tax with a top rate of 13.3%. The effective property tax rate is 0.71%. On a home worth $782,617, that translates to roughly $5,557 per year in property taxes. Sales tax (state + local) averages around 8.85% on everyday purchases.

The typical monthly rent in Rancho Cucamonga is around $2,824. That's about 109% higher than the $1,348 national median. For comparison, the median home value here is $782,617, so buyers should also factor in mortgage payments, property taxes, and insurance.

The median home in Rancho Cucamonga is valued at $782,617. With 20% down and a 6.5% mortgage rate, you'd be looking at roughly $3,957/month for principal and interest alone — before property taxes and insurance. About 63% of residents here own their homes.

Grocery prices in Rancho Cucamonga are about average compared to the rest of the US (index: 101, where 100 is the national average). Utility bills (electricity, gas, water) are on the high side (index: 149). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

Rancho Cucamonga is a mid-sized city with a population of about 174,693. The median age of residents is 37.9, which is close to the national median. The local poverty rate is 8.03%, near the national average of 12.4%.