Santa Rosa, CA

Yes — Santa Rosa is about 67% more expensive than the national average, with an overall Cost Index of 167. Housing is the biggest factor: the typical home here is valued around $709,855, and monthly rents average roughly $2,550. Day-to-day costs like groceries and utilities tend to run closer to the national norm.

Start with housing. Typical monthly rent is $2,550, while local median household income is $97,410. That implies a rent-burden proxy of about 31% before utilities and other costs. For a specific job offer, filing status, or take-home pay scenario, use salary.city.

California has a progressive state income tax with a top rate of 13.3%. The effective property tax rate is 0.71%. On a home worth $709,855, that translates to roughly $5,040 per year in property taxes. Sales tax (state + local) averages around 8.85% on everyday purchases.

The typical monthly rent in Santa Rosa is around $2,550. That's about 89% higher than the $1,348 national median. For comparison, the median home value here is $709,855, so buyers should also factor in mortgage payments, property taxes, and insurance.

The median home in Santa Rosa is valued at $709,855. With 20% down and a 6.5% mortgage rate, you'd be looking at roughly $3,589/month for principal and interest alone — before property taxes and insurance. About 56% of residents here own their homes.

Grocery prices in Santa Rosa are about average compared to the rest of the US (index: 105, where 100 is the national average). Utility bills (electricity, gas, water) are on the high side (index: 155). Overall, these everyday costs shouldn't cause major surprises if you're moving from another similarly-sized US city.

Santa Rosa is a mid-sized city with a population of about 177,216. The median age of residents is 40.5, which is close to the national median. The local poverty rate is 9.5%, near the national average of 12.4%.