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State College, PA

Complete financial data dashboard — cost of living, mortgage calculator, salary comparisons, and tax details.Source: U.S. Census Bureau ACS 2023 · FRED

Cost Index
90
Average
Median Home Value
$414,400
National: $426,735
Median Rent
$1,229/mo
National: $1,527/mo
Household Income
$47,132
National: $84,532
Population
40,669
Purchasing Power
62
100 = national baseline

Cost of Living Breakdown

Housing Cost Index
97 / 100
100 = national average
Rent Index
80 / 100
Overall Index
90
Average

State College Mortgage Calculator

Pre-filled with the local median home value of $414,400 and Pennsylvania's property tax rate of 1.58%.

Salary & Purchasing Power

Median household income is $47,132 44% below the national average.

What $47,132 in State College Gets You Elsewhere

CityEquivalent SalaryDifference
New York, NY$79,077+68%
Los Angeles, CA$89,027+89%
Chicago, IL$42,419-10%
Houston, TX$37,182-21%

Property Tax in State College, PA

Est. Annual Property Tax
$6,548
Monthly Impact
$546
Added to your mortgage
Effective Rate
1.58%
National avg: ~1.00%

Pennsylvania Tax Overview

Tax TypePennsylvaniaNational Avg
Property Tax Rate1.58%1.00%
Top Income Tax Rate3.07%~5.0%
State Sales Tax6.34%~5.0%

Compare State College to Another City

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Cost of Living Comparison

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State College, PA
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Cost Index Comparison (100 = National Avg)

Housing CostsNational Avg: 100
State College, PA: 97
Rent Prices
80
LC
Reviewed by LivabilityCalc Research Team
Financial Data Analysts · Census & Economic Data Specialists
📊 Data Sources & Methodology
  • Housing & Demographics: U.S. Census Bureau, American Community Survey (ACS) 2023 1-Year Estimates
  • Mortgage Rates: Freddie Mac Primary Mortgage Market Survey via Federal Reserve Economic Data (FRED)
  • Tax Rates: Tax Foundation State & Local Tax Data, 2024
  • Cost of Living Index: Calculated using Census housing + rental data vs. national median (see methodology)
Last data update: March 2026 · Mortgage rates updated weekly · Page auto-refreshes every 24 hours via ISR