Most Affordable Cities in Florida

Cost of living rankings for 481 cities in Florida with uncapped home, rent, and income estimates. On average, Florida is expensive with a statewide average Cost Index of 119.

1 source baseline is past its update cadence — newer official vintage not reflected

Cheapest City

Zephyrhills South

Index: 75

Most Expensive

Palm Beach

Index: 382

State Average

119

National: 100

Cities Ranked

481

eligible statewide total

Florida Affordability Ranking

Showing 101–150 of 481 eligible cities — 50 on this page. Page 3 of 10.

#	City	Index	Home Value	Rent	Income
101	Panama City	100	$284,369	$1,697	$62,265
102	Palm River-Clair Mel	100	$271,700	$1,917	$71,787
103	Port St. John	100	$281,300	$1,779	$87,736
104	Bartow	100	$278,494	$1,838	$68,178
105	Wildwood	100	$297,939	$1,654	$76,552
106	Lockhart	100	$264,800	$1,959	$69,602
107	Orange City	100	$292,364	$1,665	$57,800
108	Lecanto	100	$337,937	$1,194	$56,215
109	Floral City	100	$274,692	$1,800	$62,025
110	South Brooksville	100	$245,300	$1,917	$61,196
111	Poinciana	101	$279,614	$1,909	$68,015
112	New Port Richey	101	$288,380	$1,814	$47,606
113	Lakewood Park	101	$268,400	$2,069	$64,023
114	Milton	101	$287,336	$1,775	$76,301
115	Brooksville	101	$306,898	$1,656	$54,926
116	Okeechobee	101	$289,623	$1,850	$57,044
117	Fort Myers	102	$305,650	$1,745	$63,732
118	Fort Pierce	102	$277,504	$1,980	$47,072
119	Immokalee	102	$275,643	$2,036	$48,144
120	Oak Ridge	102	$280,200	$1,959	$54,685
121	Zephyrhills	102	$303,599	$1,765	$52,108
122	Lake Butler	102	$280,492	$1,959	$182,500
123	Azalea Park	102	$283,500	$1,959	$63,490
124	Hudson	102	$288,222	$1,916	$51,513
125	Medulla	102	$319,800	$1,608	$70,802
126	Progress Village	102	$286,900	$1,917	$88,694
127	Hernando	102	$353,162	$1,194	$43,076
128	Orange Park	102	$311,431	$1,660	$77,106
129	Sky Lake	102	$280,400	$1,959	$70,203
130	South Apopka	102	$280,500	$1,959	$61,151
131	Vero Lake Estates	102	$328,200	$1,542	$83,199
132	High Springs	102	$326,871	$1,471	$94,421
133	Fort Myers Shores	102	$292,900	$1,835	$72,955
134	Crawfordville	102	$292,941	$1,828	$82,656
135	Pahokee	102	$207,504	$2,349	$53,359
136	LaBelle	102	$285,228	$1,948	$53,309
137	South Bay	102	$227,160	$2,349	$51,417
138	Kenneth City	102	$304,760	$1,716	$49,347
139	Lakeland	103	$309,954	$1,722	$64,185
140	Sun City Center	103	$270,078	$2,169	$73,528
141	Vero Beach South	103	$335,200	$1,542	$73,420
142	Crestview	103	$288,328	$1,933	$65,480
143	Cocoa	103	$297,820	$1,873	$63,105
144	Auburndale	103	$302,746	$1,832	$77,911
145	Lady Lake	103	$333,334	$1,513	$46,074
146	Westgate	103	$251,300	$2,349	$51,604
147	Indian River Estates	103	$280,400	$2,069	$64,063
148	Palm Bay	104	$303,910	$1,867	$72,614
149	Spring Hill	104	$305,201	$1,892	$68,432
150	North Port	104	$301,967	$1,923	$84,049

2026 edition — based on ACS 2024, Zillow 2026-08, HUD FY2027, and BEA 2024 dated sources. The edition year is not the observation year.

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