Most Affordable Cities in New Jersey
Cost of living rankings for 286 cities in New Jersey. On average, New Jersey is expensive with a statewide average Cost Index of 142.
Data Updated: March 2026
Cheapest City
Salem
Index: 71
Most Expensive
Short Hills
Index: 354
State Average
142
National: 100
Cities Ranked
286
with complete data
All 286 Cities in New Jersey — By Affordability
| # | City | Index | Home Value | Rent | Income |
|---|---|---|---|---|---|
| 1 | Salem | 71 | $69,300 | $992 | $40,650 |
| 2 | Crestwood Village | 73 | $95,700 | $1,236 | $38,396 |
| 3 | Camden | 81 | $147,320 | $1,157 | $40,450 |
| 4 | Leisure Village | 82 | $127,000 | $1,725 | $42,705 |
| 5 | Phillipsburg | 84 | $180,700 | $1,118 | $67,782 |
| 6 | Pomona | 86 | $244,500 | $897 | $100,382 |
| 7 | Atlantic City | 87 | $213,186 | $1,084 | $36,220 |
| 8 | Pennsville | 87 | $188,100 | $1,225 | $75,162 |
| 9 | Paulsboro | 89 | $234,187 | $970 | $68,750 |
| 10 | Burlington | 91 | $221,000 | $1,598 | $78,009 |
| 11 | Millville | 93 | $250,971 | $1,207 | $67,190 |
| 12 | Pleasantville | 93 | $235,786 | $1,328 | $52,403 |
| 13 | Holiday City-Berkeley | 93 | $237,200 | $1,584 | $47,855 |
| 14 | Washington | 93 | $260,200 | $1,374 | $79,280 |
| 15 | Bridgeton | 94 | $249,881 | $1,367 | $46,124 |
| 16 | McKee City | 94 | $232,000 | $1,745 | $81,667 |
| 17 | Gloucester City | 95 | $235,013 | $1,489 | $70,942 |
| 18 | Smithville | 95 | $270,600 | $1,477 | $72,875 |
| 19 | Lindenwold | 96 | $262,721 | $1,265 | $55,099 |
| 20 | Pine Hill | 96 | $275,367 | $1,174 | $68,725 |
| 21 | Carneys Point | 96 | $259,819 | $1,283 | $75,436 |
| 22 | White Horse | 97 | $274,300 | $1,627 | $100,896 |
| 23 | Twin Rivers | 97 | $273,900 | $1,583 | $98,831 |
| 24 | Ellisburg | 97 | $294,300 | $1,428 | $91,272 |
| 25 | Mays Landing | 98 | $302,677 | $1,150 | $80,777 |
| 26 | Glendora | 98 | $323,168 | $782 | $94,792 |
| 27 | Vineland | 99 | $301,488 | $1,207 | $65,854 |
| 28 | Echelon | 100 | $288,000 | $1,697 | $81,808 |
| 29 | Bellmawr | 100 | $306,343 | $1,141 | $74,812 |
| 30 | Woodbury | 100 | $329,237 | $957 | $74,769 |
| 31 | Kingston Estates | 100 | $288,400 | $1,752 | $103,056 |
| 32 | Clementon | 100 | $305,417 | $1,233 | $69,536 |
| 33 | Beckett | 100 | $279,300 | $1,839 | $119,063 |
| 34 | Florence | 100 | $304,501 | $1,247 | $99,020 |
| 35 | Browns Mills | 101 | $318,895 | $1,192 | $71,975 |
| 36 | Mystic Island | 101 | $290,000 | $1,786 | $71,917 |
| 37 | Marlton | 102 | $314,500 | $1,598 | $94,160 |
| 38 | Clayton | 102 | $317,422 | $1,204 | $89,375 |
| 39 | Laurence Harbor | 102 | $327,900 | $1,480 | $89,500 |
| 40 | Runnemede | 103 | $316,005 | $1,383 | $100,366 |
| 41 | Stratford | 103 | $332,361 | $1,172 | $100,735 |
| 42 | Yardville | 103 | $326,400 | $1,614 | $100,776 |
| 43 | Somerdale | 103 | $338,572 | $1,141 | $79,101 |
| 44 | Mercerville | 105 | $330,500 | $1,704 | $125,678 |
| 45 | Palmyra | 105 | $304,630 | $1,680 | $85,014 |
| 46 | Ashland | 106 | $305,700 | $2,105 | $112,009 |
| 47 | Williamstown | 107 | $359,725 | $1,262 | $87,021 |
| 48 | Cherry Hill Mall | 107 | $313,000 | $2,069 | $117,535 |
| 49 | Audubon | 107 | $365,325 | $1,211 | $116,900 |
| 50 | Barrington | 107 | $355,283 | $1,282 | $84,334 |
| 51 | Hammonton | 108 | $363,676 | $1,375 | $83,044 |
| 52 | Villas | 108 | $385,472 | $1,418 | $74,203 |
| 53 | Pitman | 108 | $349,372 | $1,474 | $96,199 |
| 54 | Madison Park | 109 | $386,200 | $1,558 | $76,396 |
| 55 | Vauxhall | 109 | $354,300 | $1,853 | $106,962 |
| 56 | Bargaintown | 109 | $307,100 | $2,320 | $127,734 |
| 57 | Glassboro | 110 | $357,635 | $1,561 | $80,388 |
| 58 | Westmont | 110 | $374,300 | $1,728 | $111,589 |
| 59 | Lake Hiawatha | 110 | $402,500 | $1,426 | $101,500 |
| 60 | Lake Hopatcong | 110 | $388,300 | $1,599 | $111,614 |
| 61 | East Franklin | 110 | $366,900 | $1,794 | $105,363 |
| 62 | Absecon | 110 | $336,136 | $1,814 | $77,516 |
| 63 | Hamilton Square | 111 | $376,900 | $1,817 | $135,694 |
| 64 | Oak Ridge | 111 | $417,300 | $1,320 | $118,718 |
| 65 | Pine Lake Park | 111 | $377,200 | $1,785 | $87,998 |
| 66 | Berlin | 111 | $381,092 | $1,399 | $101,008 |
| 67 | Sicklerville | 112 | $371,940 | $1,561 | $102,881 |
| 68 | Somers Point | 112 | $408,809 | $1,308 | $68,542 |
| 69 | Northfield | 112 | $381,608 | $1,554 | $104,042 |
| 70 | Springdale | 113 | $454,200 | $1,193 | $179,531 |
| 71 | Ramblewood | 113 | $376,900 | $1,963 | $110,130 |
| 72 | Cape May Court House | 113 | $432,849 | $1,389 | $74,503 |
| 73 | Ocean Acres | 114 | $359,200 | $2,240 | $117,739 |
| 74 | Rockaway | 114 | $427,800 | $1,496 | $100,028 |
| 75 | Trenton | 115 | $342,790 | $2,183 | $47,102 |
| 76 | Finderne | 115 | $391,700 | $2,010 | $109,348 |
| 77 | Old Bridge | 116 | $457,800 | $1,426 | $106,934 |
| 78 | Hillsborough | 116 | $411,400 | $1,898 | $142,275 |
| 79 | Lake Mohawk | 116 | $418,800 | $1,838 | $145,806 |
| 80 | Collingswood | 117 | $435,360 | $1,420 | $83,917 |
| 81 | Franklin Park | 117 | $326,800 | $2,074 | $111,508 |
| 82 | Keansburg | 117 | $372,217 | $1,649 | $87,484 |
| 83 | Watsessing | 118 | $418,500 | $1,997 | $94,301 |
| 84 | Ledgewood | 118 | $454,100 | $1,570 | $125,000 |
| 85 | Hackensack | 119 | $370,300 | $1,794 | $82,212 |
| 86 | Mount Arlington | 119 | $393,400 | $2,309 | $99,511 |
| 87 | Haddon Heights | 120 | $478,833 | $1,195 | $126,055 |
| 88 | Greentree | 121 | $419,800 | $2,269 | $144,426 |
| 89 | Newton | 121 | $430,567 | $1,383 | $73,679 |
| 90 | Prospect Park | 121 | $391,500 | $1,794 | $48,615 |
| 91 | Freehold | 122 | $401,900 | $1,818 | $82,183 |
| 92 | Guttenberg | 122 | $408,148 | $1,661 | $77,636 |
| 93 | Hackettstown | 122 | $477,993 | $1,419 | $91,250 |
| 94 | Strathmore | 122 | $503,600 | $1,497 | $155,048 |
| 95 | Hightstown | 122 | $453,908 | $1,638 | $107,431 |
| 96 | Hopatcong | 124 | $441,667 | $1,563 | $114,057 |
| 97 | East Orange | 125 | $468,068 | $1,372 | $59,872 |
| 98 | Toms River | 126 | $448,732 | $1,678 | $95,759 |
| 99 | New Brunswick | 126 | $436,243 | $1,790 | $60,248 |
| 100 | Moorestown-Lenola | 126 | $533,400 | $1,487 | $134,167 |
| 101 | Eatontown | 126 | $454,300 | $1,599 | $90,174 |
| 102 | Fords | 126 | $414,100 | $1,976 | $116,250 |
| 103 | Brookdale | 127 | $527,200 | $1,698 | $150,489 |
| 104 | Keyport | 127 | $486,514 | $1,379 | $79,036 |
| 105 | White Meadow Lake | 128 | $441,000 | $2,623 | $150,042 |
| 106 | Linwood | 128 | $474,617 | $2,070 | $135,904 |
| 107 | Parsippany | 129 | $540,800 | $1,732 | $102,152 |
| 108 | West Freehold | 129 | $507,600 | $2,107 | $120,570 |
| 109 | Heathcote | 129 | $563,500 | $1,468 | $127,391 |
| 110 | Jamesburg | 129 | $455,672 | $1,841 | $117,719 |
| 111 | Perth Amboy | 131 | $490,041 | $1,629 | $58,490 |
| 112 | North Plainfield | 131 | $488,595 | $1,651 | $83,529 |
| 113 | Roselle | 131 | $507,614 | $1,499 | $82,967 |
| 114 | Manville | 131 | $468,783 | $1,837 | $93,872 |
| 115 | Green Knoll | 131 | $581,600 | $1,417 | $156,630 |
| 116 | Spotswood | 132 | $557,113 | $1,097 | $101,388 |
| 117 | Dunellen | 132 | $517,456 | $1,461 | $84,789 |
| 118 | Paterson | 133 | $527,848 | $1,457 | $53,766 |
| 119 | Plainfield | 133 | $508,274 | $1,673 | $80,334 |
| 120 | Dover | 133 | $497,747 | $1,743 | $70,519 |
| 121 | Beachwood | 133 | $456,084 | $2,236 | $102,043 |
| 122 | Budd Lake | 133 | $540,991 | $1,326 | $113,036 |
| 123 | Flanders | 133 | $492,600 | $1,872 | $149,769 |
| 124 | Wharton | 133 | $484,472 | $1,886 | $92,548 |
| 125 | Wildwood | 133 | $616,760 | $1,255 | $51,996 |
| 126 | Newark | 134 | $474,178 | $2,121 | $48,416 |
| 127 | Elizabeth | 134 | $533,247 | $1,463 | $63,874 |
| 128 | Passaic | 134 | $543,409 | $1,392 | $56,780 |
| 129 | Woodbridge | 134 | $477,742 | $2,077 | $99,718 |
| 130 | South River | 134 | $520,132 | $1,599 | $101,853 |
| 131 | Middlesex | 134 | $531,432 | $1,493 | $107,063 |
| 132 | Bound Brook | 134 | $496,307 | $1,842 | $80,876 |
| 133 | South Amboy | 134 | $515,946 | $1,644 | $110,125 |
| 134 | Butler | 134 | $538,782 | $1,455 | $110,375 |
| 135 | Roselle Park | 135 | $532,546 | $1,585 | $104,418 |
| 136 | Wanaque | 135 | $501,247 | $1,885 | $112,326 |
| 137 | Sayreville | 136 | $533,142 | $1,641 | $98,629 |
| 138 | Rahway | 136 | $524,825 | $1,764 | $90,852 |
| 139 | Avenel | 136 | $519,145 | $1,839 | $95,935 |
| 140 | Bradley Gardens | 136 | $508,800 | $2,615 | $177,590 |
| 141 | West New York | 137 | $457,883 | $2,506 | $67,139 |
| 142 | Linden | 137 | $542,929 | $1,677 | $91,036 |
| 143 | Somerville | 137 | $530,141 | $1,748 | $103,869 |
| 144 | Lincoln Park | 137 | $526,351 | $1,824 | $119,000 |
| 145 | Succasunna | 137 | $483,300 | $2,299 | $164,555 |
| 146 | Haledon | 137 | $542,764 | $1,651 | $94,178 |
| 147 | Union Beach | 137 | $516,459 | $1,957 | $128,400 |
| 148 | Pompton Lakes | 138 | $539,112 | $1,822 | $119,038 |
| 149 | The Hills | 138 | $570,100 | $2,240 | $142,750 |
| 150 | Bloomingdale | 138 | $536,151 | $1,772 | $126,221 |
| 151 | Jersey City | 139 | $534,500 | $1,902 | $94,813 |
| 152 | Garfield | 139 | $564,596 | $1,612 | $75,701 |
| 153 | Preakness | 139 | $603,200 | $1,946 | $133,168 |
| 154 | Ventnor City | 139 | $625,791 | $1,477 | $74,619 |
| 155 | Raritan | 139 | $532,498 | $1,927 | $103,699 |
| 156 | Lakewood | 140 | $569,448 | $1,647 | $57,576 |
| 157 | Kearny | 140 | $570,803 | $1,649 | $83,212 |
| 158 | Ridgefield Park | 140 | $569,192 | $1,633 | $98,184 |
| 159 | East Freehold | 140 | $626,800 | $1,828 | $195,804 |
| 160 | Carteret | 141 | $543,351 | $2,012 | $87,553 |
| 161 | Pompton Plains | 141 | $488,200 | $3,297 | $113,661 |
| 162 | Iselin | 142 | $552,085 | $2,051 | $112,615 |
| 163 | Milltown | 142 | $597,544 | $1,500 | $119,958 |
| 164 | Franklin Center | 142 | $565,200 | $2,588 | $138,643 |
| 165 | South Plainfield | 143 | $570,339 | $1,928 | $126,063 |
| 166 | Princeton Meadows | 143 | $636,300 | $1,937 | $124,065 |
| 167 | Highland Park | 143 | $574,346 | $1,881 | $101,991 |
| 168 | Little Ferry | 143 | $581,849 | $1,798 | $79,476 |
| 169 | Yorketown | 143 | $575,700 | $2,607 | $163,375 |
| 170 | Clifton | 144 | $600,068 | $1,658 | $99,003 |
| 171 | Somerset | 144 | $563,690 | $2,050 | $113,603 |
| 172 | Lodi | 145 | $608,947 | $1,675 | $84,570 |
| 173 | North Arlington | 145 | $602,901 | $1,706 | $101,493 |
| 174 | Ringwood | 145 | $582,023 | $1,934 | $142,529 |
| 175 | Bogota | 145 | $590,140 | $1,893 | $107,321 |
| 176 | Neshanic Station | 145 | $636,200 | $2,124 | $213,682 |
| 177 | Union City | 146 | $551,272 | $2,366 | $65,369 |
| 178 | Bergenfield | 146 | $615,063 | $1,744 | $124,083 |
| 179 | Harrison | 146 | $575,955 | $2,073 | $82,290 |
| 180 | Fort Lee | 147 | $575,834 | $2,255 | $105,535 |
| 181 | Englewood | 147 | $606,097 | $1,925 | $101,398 |
| 182 | Hawthorne | 147 | $614,306 | $1,828 | $118,093 |
| 183 | Fairview | 147 | $639,081 | $1,597 | $64,152 |
| 184 | Whippany | 147 | $612,500 | $2,619 | $153,725 |
| 185 | Brigantine | 147 | $687,933 | $1,499 | $88,906 |
| 186 | Carlstadt | 147 | $646,747 | $1,503 | $94,854 |
| 187 | Bayonne | 148 | $577,301 | $2,327 | $81,285 |
| 188 | Cliffside Park | 148 | $627,781 | $1,783 | $94,960 |
| 189 | Elmwood Park | 148 | $600,240 | $2,025 | $100,852 |
| 190 | East Rutherford | 148 | $618,650 | $1,867 | $91,789 |
| 191 | Matawan | 148 | $632,024 | $1,714 | $122,026 |
| 192 | Lincroft | 148 | $719,000 | $843 | $168,945 |
| 193 | Woodland Park | 149 | $632,974 | $1,773 | $85,638 |
| 194 | Wallington | 149 | $652,986 | $1,568 | $82,422 |
| 195 | Totowa | 149 | $641,996 | $1,703 | $114,177 |
| 196 | Tinton Falls | 150 | $613,650 | $2,103 | $113,844 |
| 197 | Colonia | 150 | $621,925 | $1,964 | $134,301 |
| 198 | Dumont | 150 | $646,935 | $1,778 | $125,585 |
| 199 | Robertsville | 151 | $645,100 | $2,605 | $204,421 |
| 200 | Boonton | 151 | $650,945 | $1,761 | $100,417 |
| 201 | Kenilworth | 151 | $622,087 | $2,119 | $126,295 |
| 202 | Dayton | 152 | $642,502 | $1,969 | $141,308 |
| 203 | Bridgewater Center | 152 | $649,900 | $2,637 | $201,250 |
| 204 | Morganville | 152 | $575,900 | $2,677 | $134,911 |
| 205 | Asbury Park | 153 | $678,959 | $1,679 | $71,080 |
| 206 | Martinsville | 153 | $702,700 | $2,183 | $206,839 |
| 207 | Maywood | 154 | $664,725 | $1,932 | $119,306 |
| 208 | Secaucus | 155 | $646,549 | $2,197 | $134,746 |
| 209 | Metuchen | 155 | $666,582 | $2,019 | $157,779 |
| 210 | Hasbrouck Heights | 155 | $699,558 | $1,605 | $118,670 |
| 211 | Wood-Ridge | 155 | $679,393 | $1,886 | $131,412 |
| 212 | Packanack Lake | 155 | $594,000 | $3,517 | $196,343 |
| 213 | Monmouth Junction | 156 | $681,974 | $1,880 | $125,892 |
| 214 | New Milford | 157 | $709,435 | $1,722 | $113,513 |
| 215 | Red Bank | 157 | $685,023 | $1,985 | $101,738 |
| 216 | Oakland | 157 | $733,416 | $1,462 | $162,862 |
| 217 | Troy Hills | 157 | $634,600 | $3,250 | $180,618 |
| 218 | Fair Lawn | 158 | $697,458 | $1,908 | $147,952 |
| 219 | Towaco | 158 | $690,900 | $2,726 | $197,696 |
| 220 | Caldwell | 159 | $706,559 | $1,937 | $101,196 |
| 221 | Basking Ridge | 159 | $841,700 | $565 | $200,378 |
| 222 | Midland Park | 159 | $717,581 | $1,837 | $140,063 |
| 223 | Point Pleasant | 160 | $716,491 | $1,969 | $108,713 |
| 224 | Rutherford | 160 | $719,567 | $1,859 | $136,069 |
| 225 | Kendall Park | 160 | $714,538 | $1,913 | $175,361 |
| 226 | Pine Brook | 161 | $686,300 | $2,360 | $146,543 |
| 227 | North Haledon | 163 | $690,680 | $2,435 | $131,810 |
| 228 | Haddonfield | 165 | $809,568 | $1,783 | $190,882 |
| 229 | Ridgefield | 165 | $762,749 | $1,935 | $115,676 |
| 230 | Emerson | 165 | $762,712 | $1,926 | $153,963 |
| 231 | Long Branch | 166 | $782,331 | $1,744 | $73,381 |
| 232 | Edgewater | 167 | $711,285 | $2,645 | $137,847 |
| 233 | Belle Mead | 167 | $777,600 | $2,645 | $219,215 |
| 234 | Westwood | 168 | $742,128 | $2,351 | $169,026 |
| 235 | Blackwells Mills | 168 | $736,000 | $3,148 | $248,149 |
| 236 | Morris Plains | 168 | $709,926 | $2,686 | $149,623 |
| 237 | Hillsdale | 170 | $819,800 | $1,720 | $169,862 |
| 238 | River Edge | 171 | $817,943 | $1,811 | $155,827 |
| 239 | Leonia | 171 | $792,258 | $2,149 | $116,429 |
| 240 | Fanwood | 172 | $773,071 | $2,368 | $176,667 |
| 241 | Park Ridge | 173 | $822,307 | $1,995 | $165,391 |
| 242 | Oceanport | 173 | $888,487 | $1,310 | $156,196 |
| 243 | Waldwick | 174 | $717,906 | $3,189 | $155,526 |
| 244 | Ramsey | 175 | $841,006 | $2,009 | $164,767 |
| 245 | Kinnelon | 175 | $807,382 | $2,307 | $178,102 |
| 246 | Morristown | 179 | $862,203 | $2,171 | $115,409 |
| 247 | Ridgewood | 184 | $882,700 | $2,340 | $217,250 |
| 248 | Montvale | 184 | $894,364 | $2,241 | $183,664 |
| 249 | Norwood | 184 | $872,831 | $2,446 | $164,766 |
| 250 | Upper Montclair | 185 | $968,200 | $2,290 | $250,001 |
| 251 | Roseland | 185 | $799,642 | $3,293 | $160,644 |
| 252 | West Long Branch | 186 | $939,889 | $1,936 | $123,661 |
| 253 | Princeton | 187 | $943,925 | $2,448 | $184,113 |
| 254 | New Providence | 189 | $967,270 | $1,906 | $162,877 |
| 255 | Belmar | 189 | $981,307 | $1,832 | $92,859 |
| 256 | Palisades Park | 190 | $970,334 | $1,976 | $101,295 |
| 257 | Ocean City | 190 | $1,071,101 | $1,670 | $101,782 |
| 258 | Chatham | 190 | $944,300 | $2,251 | $250,001 |
| 259 | Oradell | 191 | $957,611 | $2,202 | $214,736 |
| 260 | Margate City | 191 | $1,090,234 | $1,368 | $114,417 |
| 261 | Madison | 192 | $965,654 | $2,248 | $168,469 |
| 262 | Bernardsville | 193 | $979,321 | $2,155 | $231,006 |
| 263 | Glen Rock | 195 | $1,021,065 | $1,938 | $210,369 |
| 264 | Cresskill | 195 | $981,136 | $2,311 | $173,293 |
| 265 | Old Tappan | 197 | $910,600 | $3,241 | $199,250 |
| 266 | Hoboken | 200 | $872,100 | $3,887 | $176,943 |
| 267 | Paramus | 204 | $1,012,734 | $2,845 | $139,707 |
| 268 | Watchung | 204 | $1,037,822 | $2,571 | $166,536 |
| 269 | Manasquan | 205 | $1,127,544 | $1,655 | $156,542 |
| 270 | Florham Park | 206 | $1,009,491 | $3,009 | $147,714 |
| 271 | Allendale | 206 | $1,043,665 | $2,648 | $156,992 |
| 272 | Glen Ridge | 209 | $1,103,768 | $2,347 | $248,016 |
| 273 | Mountainside | 214 | $1,033,256 | $3,517 | $210,100 |
| 274 | Closter | 215 | $1,124,604 | $2,651 | $187,500 |
| 275 | North Caldwell | 219 | $1,103,501 | $3,250 | $203,140 |
| 276 | Little Silver | 219 | $1,074,422 | $3,532 | $220,746 |
| 277 | Woodcliff Lake | 222 | $1,188,469 | $2,629 | $211,233 |
| 278 | Westfield | 224 | $1,248,283 | $2,211 | $212,700 |
| 279 | Tenafly | 233 | $1,233,578 | $3,143 | $208,088 |
| 280 | Summit | 235 | $1,330,428 | $2,308 | $199,107 |
| 281 | Upper Saddle River | 253 | $1,364,700 | $3,514 | $246,719 |
| 282 | Fair Haven | 261 | $1,442,419 | $3,500 | $237,132 |
| 283 | Franklin Lakes | 267 | $1,503,991 | $3,334 | $230,987 |
| 284 | Englewood Cliffs | 290 | $1,691,402 | $3,545 | $222,192 |
| 285 | Rumson | 326 | $2,118,947 | $2,351 | $250,001 |
| 286 | Short Hills | 354 | $2,265,210 | $3,259 | $250,001 |