Most Affordable Cities in New Jersey
Cost of living rankings for 286 cities in New Jersey. On average, New Jersey is expensive with a statewide average Cost Index of 117.
Data Updated: March 2026
Cheapest City
Salem
Index: 37
Most Expensive
Short Hills
Index: 308
State Average
117
National: 100
Cities Ranked
286
with complete data
All 286 Cities in New Jersey — By Affordability
| # | City | Index | Home Value | Rent | Income |
|---|---|---|---|---|---|
| 1 | Salem | 37 | $69,300 | $992 | $40,650 |
| 2 | Camden | 46 | $100,400 | $1,157 | $40,450 |
| 3 | Crestwood Village | 47 | $95,700 | $1,236 | $38,396 |
| 4 | Paulsboro | 50 | $169,400 | $970 | $68,750 |
| 5 | Trenton | 51 | $122,500 | $1,224 | $47,102 |
| 6 | Glendora | 51 | $219,700 | $782 | $94,792 |
| 7 | Phillipsburg | 55 | $180,700 | $1,118 | $67,782 |
| 8 | Woodbury | 55 | $207,900 | $957 | $74,769 |
| 9 | Atlantic City | 56 | $189,600 | $1,084 | $36,220 |
| 10 | Bridgeton | 56 | $134,400 | $1,367 | $46,124 |
| 11 | Lindenwold | 58 | $168,300 | $1,265 | $55,099 |
| 12 | Pine Hill | 58 | $182,200 | $1,174 | $68,725 |
| 13 | Pomona | 58 | $244,500 | $897 | $100,382 |
| 14 | Pennsville | 59 | $188,100 | $1,225 | $75,162 |
| 15 | Carneys Point | 60 | $180,600 | $1,283 | $75,436 |
| 16 | Millville | 61 | $199,300 | $1,207 | $67,190 |
| 17 | Pleasantville | 61 | $177,700 | $1,328 | $52,403 |
| 18 | Bellmawr | 61 | $216,500 | $1,141 | $74,812 |
| 19 | Clementon | 61 | $197,200 | $1,233 | $69,536 |
| 20 | Browns Mills | 62 | $214,100 | $1,192 | $71,975 |
| 21 | Somerdale | 62 | $221,600 | $1,141 | $79,101 |
| 22 | Vineland | 63 | $218,200 | $1,207 | $65,854 |
| 23 | Mays Landing | 64 | $236,500 | $1,150 | $80,777 |
| 24 | Stratford | 65 | $238,200 | $1,172 | $100,735 |
| 25 | Gloucester City | 66 | $180,100 | $1,489 | $70,942 |
| 26 | Clayton | 66 | $244,800 | $1,204 | $89,375 |
| 27 | Leisure Village | 66 | $127,000 | $1,725 | $42,705 |
| 28 | Runnemede | 68 | $217,500 | $1,383 | $100,366 |
| 29 | Barrington | 69 | $244,400 | $1,282 | $84,334 |
| 30 | Williamstown | 70 | $255,000 | $1,262 | $87,021 |
| 31 | Florence | 71 | $270,100 | $1,247 | $99,020 |
| 32 | Audubon | 73 | $288,500 | $1,211 | $116,900 |
| 33 | Washington | 73 | $260,200 | $1,374 | $79,280 |
| 34 | Somers Point | 74 | $277,500 | $1,308 | $68,542 |
| 35 | Burlington | 75 | $221,000 | $1,598 | $78,009 |
| 36 | Pitman | 76 | $258,400 | $1,474 | $96,199 |
| 37 | Palmyra | 76 | $216,600 | $1,680 | $85,014 |
| 38 | Holiday City-Berkeley | 77 | $237,200 | $1,584 | $47,855 |
| 39 | Newton | 77 | $282,300 | $1,383 | $73,679 |
| 40 | Sicklerville | 78 | $256,600 | $1,561 | $102,881 |
| 41 | Smithville | 78 | $270,600 | $1,477 | $72,875 |
| 42 | Villas | 79 | $290,000 | $1,418 | $74,203 |
| 43 | Spotswood | 79 | $359,000 | $1,097 | $101,388 |
| 44 | McKee City | 80 | $232,000 | $1,745 | $81,667 |
| 45 | Ellisburg | 80 | $294,300 | $1,428 | $91,272 |
| 46 | East Orange | 81 | $315,500 | $1,372 | $59,872 |
| 47 | Glassboro | 81 | $276,900 | $1,561 | $80,388 |
| 48 | Northfield | 81 | $275,900 | $1,554 | $104,042 |
| 49 | Twin Rivers | 81 | $273,900 | $1,583 | $98,831 |
| 50 | Berlin | 81 | $310,000 | $1,399 | $101,008 |
| 51 | Haddon Heights | 81 | $354,700 | $1,195 | $126,055 |
| 52 | Newark | 82 | $337,800 | $1,330 | $48,416 |
| 53 | Hammonton | 82 | $324,200 | $1,375 | $83,044 |
| 54 | White Horse | 82 | $274,300 | $1,627 | $100,896 |
| 55 | Keansburg | 83 | $274,500 | $1,649 | $87,484 |
| 56 | Absecon | 83 | $237,600 | $1,814 | $77,516 |
| 57 | Wildwood | 84 | $361,200 | $1,255 | $51,996 |
| 58 | Hackettstown | 85 | $337,100 | $1,419 | $91,250 |
| 59 | Paterson | 86 | $335,400 | $1,457 | $53,766 |
| 60 | Collingswood | 86 | $346,300 | $1,420 | $83,917 |
| 61 | Echelon | 86 | $288,000 | $1,697 | $81,808 |
| 62 | Laurence Harbor | 86 | $327,900 | $1,480 | $89,500 |
| 63 | Cape May Court House | 86 | $355,500 | $1,389 | $74,503 |
| 64 | Roselle | 87 | $336,500 | $1,499 | $82,967 |
| 65 | Hopatcong | 87 | $318,600 | $1,563 | $114,057 |
| 66 | Marlton | 87 | $314,500 | $1,598 | $94,160 |
| 67 | Ventnor City | 88 | $345,300 | $1,477 | $74,619 |
| 68 | Kingston Estates | 88 | $288,400 | $1,752 | $103,056 |
| 69 | Mystic Island | 89 | $290,000 | $1,786 | $71,917 |
| 70 | Keyport | 89 | $374,800 | $1,379 | $79,036 |
| 71 | Yardville | 89 | $326,400 | $1,614 | $100,776 |
| 72 | Beckett | 89 | $279,300 | $1,839 | $119,063 |
| 73 | Hightstown | 90 | $333,200 | $1,638 | $107,431 |
| 74 | Perth Amboy | 91 | $339,200 | $1,629 | $58,490 |
| 75 | New Brunswick | 92 | $316,800 | $1,790 | $60,248 |
| 76 | Mercerville | 92 | $330,500 | $1,704 | $125,678 |
| 77 | Dunellen | 92 | $380,200 | $1,461 | $84,789 |
| 78 | Passaic | 93 | $406,500 | $1,392 | $56,780 |
| 79 | North Plainfield | 93 | $350,700 | $1,651 | $83,529 |
| 80 | Oak Ridge | 93 | $417,300 | $1,320 | $118,718 |
| 81 | Haledon | 93 | $347,700 | $1,651 | $94,178 |
| 82 | Elizabeth | 94 | $393,500 | $1,463 | $63,874 |
| 83 | Springdale | 94 | $454,200 | $1,193 | $179,531 |
| 84 | Manville | 94 | $321,100 | $1,837 | $93,872 |
| 85 | Lake Hiawatha | 94 | $402,500 | $1,426 | $101,500 |
| 86 | Dover | 95 | $347,100 | $1,743 | $70,519 |
| 87 | Guttenberg | 95 | $360,700 | $1,661 | $77,636 |
| 88 | South Amboy | 95 | $365,000 | $1,644 | $110,125 |
| 89 | South River | 96 | $382,500 | $1,599 | $101,853 |
| 90 | Budd Lake | 96 | $437,200 | $1,326 | $113,036 |
| 91 | Madison Park | 96 | $386,200 | $1,558 | $76,396 |
| 92 | Middlesex | 97 | $414,600 | $1,493 | $107,063 |
| 93 | Lake Hopatcong | 97 | $388,300 | $1,599 | $111,614 |
| 94 | Toms River | 98 | $377,800 | $1,678 | $95,759 |
| 95 | Rahway | 98 | $362,300 | $1,764 | $90,852 |
| 96 | Avenel | 98 | $351,200 | $1,839 | $95,935 |
| 97 | Butler | 98 | $425,900 | $1,455 | $110,375 |
| 98 | Jamesburg | 98 | $344,900 | $1,841 | $117,719 |
| 99 | Plainfield | 99 | $383,300 | $1,673 | $80,334 |
| 100 | Linden | 99 | $387,200 | $1,677 | $91,036 |
| 101 | Roselle Park | 99 | $405,800 | $1,585 | $104,418 |
| 102 | Westmont | 99 | $374,300 | $1,728 | $111,589 |
| 103 | East Franklin | 99 | $366,900 | $1,794 | $105,363 |
| 104 | Milltown | 99 | $423,000 | $1,500 | $119,958 |
| 105 | Rockaway | 99 | $427,800 | $1,496 | $100,028 |
| 106 | Vauxhall | 99 | $354,300 | $1,853 | $106,962 |
| 107 | West New York | 100 | $410,200 | $1,607 | $67,139 |
| 108 | Hackensack | 100 | $370,300 | $1,794 | $82,212 |
| 109 | Cherry Hill Mall | 100 | $313,000 | $2,069 | $117,535 |
| 110 | Bound Brook | 100 | $362,900 | $1,842 | $80,876 |
| 111 | Ashland | 100 | $305,700 | $2,105 | $112,009 |
| 112 | Pine Lake Park | 100 | $377,200 | $1,785 | $87,998 |
| 113 | Wharton | 100 | $348,100 | $1,886 | $92,548 |
| 114 | Sayreville | 101 | $407,600 | $1,641 | $98,629 |
| 115 | Old Bridge | 101 | $457,800 | $1,426 | $106,934 |
| 116 | Hamilton Square | 101 | $376,900 | $1,817 | $135,694 |
| 117 | Union City | 102 | $446,800 | $1,489 | $65,369 |
| 118 | Franklin Park | 102 | $326,800 | $2,074 | $111,508 |
| 119 | Wanaque | 102 | $366,400 | $1,885 | $112,326 |
| 120 | Somerville | 103 | $403,600 | $1,748 | $103,869 |
| 121 | Little Ferry | 103 | $388,500 | $1,798 | $79,476 |
| 122 | Bloomingdale | 103 | $398,000 | $1,772 | $126,221 |
| 123 | Prospect Park | 103 | $391,500 | $1,794 | $48,615 |
| 124 | Kearny | 104 | $431,700 | $1,649 | $83,212 |
| 125 | Beachwood | 104 | $307,500 | $2,236 | $102,043 |
| 126 | Bayonne | 105 | $446,100 | $1,593 | $81,285 |
| 127 | Freehold | 105 | $401,900 | $1,818 | $82,183 |
| 128 | Linwood | 105 | $351,100 | $2,070 | $135,904 |
| 129 | Ledgewood | 105 | $454,100 | $1,570 | $125,000 |
| 130 | Clifton | 106 | $444,300 | $1,658 | $99,003 |
| 131 | Garfield | 106 | $454,300 | $1,612 | $75,701 |
| 132 | Carteret | 106 | $370,200 | $2,012 | $87,553 |
| 133 | Eatontown | 106 | $454,300 | $1,599 | $90,174 |
| 134 | Pompton Lakes | 106 | $411,100 | $1,822 | $119,038 |
| 135 | Ramblewood | 106 | $376,900 | $1,963 | $110,130 |
| 136 | Bargaintown | 106 | $307,100 | $2,320 | $127,734 |
| 137 | Lodi | 107 | $449,200 | $1,675 | $84,570 |
| 138 | Woodbridge | 107 | $361,200 | $2,077 | $99,718 |
| 139 | Lincoln Park | 107 | $419,500 | $1,824 | $119,000 |
| 140 | Lake Mohawk | 107 | $418,800 | $1,838 | $145,806 |
| 141 | Brigantine | 107 | $485,000 | $1,499 | $88,906 |
| 142 | Hillsborough | 108 | $411,400 | $1,898 | $142,275 |
| 143 | Ridgefield Park | 108 | $459,400 | $1,633 | $98,184 |
| 144 | Matawan | 108 | $447,000 | $1,714 | $122,026 |
| 145 | Strathmore | 109 | $503,600 | $1,497 | $155,048 |
| 146 | Finderne | 109 | $391,700 | $2,010 | $109,348 |
| 147 | Iselin | 110 | $394,200 | $2,051 | $112,615 |
| 148 | North Arlington | 110 | $464,700 | $1,706 | $101,493 |
| 149 | Wallington | 110 | $493,700 | $1,568 | $82,422 |
| 150 | Ocean Acres | 111 | $359,200 | $2,240 | $117,739 |
| 151 | Fords | 111 | $414,100 | $1,976 | $116,250 |
| 152 | Bergenfield | 112 | $469,200 | $1,744 | $124,083 |
| 153 | Somerset | 112 | $408,600 | $2,050 | $113,603 |
| 154 | Watsessing | 112 | $418,500 | $1,997 | $94,301 |
| 155 | Carlstadt | 112 | $523,800 | $1,503 | $94,854 |
| 156 | South Plainfield | 113 | $443,900 | $1,928 | $126,063 |
| 157 | Dumont | 113 | $469,900 | $1,778 | $125,585 |
| 158 | Moorestown-Lenola | 113 | $533,400 | $1,487 | $134,167 |
| 159 | Woodland Park | 113 | $475,400 | $1,773 | $85,638 |
| 160 | Hasbrouck Heights | 113 | $508,500 | $1,605 | $118,670 |
| 161 | Ringwood | 113 | $434,800 | $1,934 | $142,529 |
| 162 | East Rutherford | 113 | $453,500 | $1,867 | $91,789 |
| 163 | Bogota | 113 | $443,400 | $1,893 | $107,321 |
| 164 | Boonton | 113 | $475,300 | $1,761 | $100,417 |
| 165 | Fairview | 114 | $512,100 | $1,597 | $64,152 |
| 166 | Raritan | 114 | $449,200 | $1,927 | $103,699 |
| 167 | Asbury Park | 115 | $508,800 | $1,679 | $71,080 |
| 168 | Highland Park | 115 | $463,600 | $1,881 | $101,991 |
| 169 | Union Beach | 115 | $452,900 | $1,957 | $128,400 |
| 170 | Totowa | 116 | $507,700 | $1,703 | $114,177 |
| 171 | Oakland | 117 | $567,200 | $1,462 | $162,862 |
| 172 | Heathcote | 117 | $563,500 | $1,468 | $127,391 |
| 173 | Mount Arlington | 117 | $393,400 | $2,309 | $99,511 |
| 174 | Elmwood Park | 118 | $456,000 | $2,025 | $100,852 |
| 175 | Hawthorne | 118 | $499,200 | $1,828 | $118,093 |
| 176 | Brookdale | 118 | $527,200 | $1,698 | $150,489 |
| 177 | Flanders | 118 | $492,600 | $1,872 | $149,769 |
| 178 | Green Knoll | 118 | $581,600 | $1,417 | $156,630 |
| 179 | Long Branch | 119 | $519,000 | $1,744 | $73,381 |
| 180 | Harrison | 119 | $450,800 | $2,073 | $82,290 |
| 181 | Colonia | 119 | $473,200 | $1,964 | $134,301 |
| 182 | Monmouth Junction | 119 | $497,100 | $1,880 | $125,892 |
| 183 | Dayton | 119 | $471,700 | $1,969 | $141,308 |
| 184 | Lincroft | 119 | $719,000 | $843 | $168,945 |
| 185 | Fort Lee | 120 | $422,200 | $2,255 | $105,535 |
| 186 | Tinton Falls | 120 | $458,300 | $2,103 | $113,844 |
| 187 | Red Bank | 120 | $477,000 | $1,985 | $101,738 |
| 188 | Greentree | 120 | $419,800 | $2,269 | $144,426 |
| 189 | Englewood | 121 | $497,500 | $1,925 | $101,398 |
| 190 | Parsippany | 121 | $540,800 | $1,732 | $102,152 |
| 191 | Maywood | 121 | $495,700 | $1,932 | $119,306 |
| 192 | New Milford | 123 | $554,800 | $1,722 | $113,513 |
| 193 | Jersey City | 125 | $534,500 | $1,902 | $94,813 |
| 194 | Fair Lawn | 125 | $532,700 | $1,908 | $147,952 |
| 195 | Wood-Ridge | 125 | $532,900 | $1,886 | $131,412 |
| 196 | Margate City | 125 | $645,200 | $1,368 | $114,417 |
| 197 | Point Pleasant | 126 | $523,400 | $1,969 | $108,713 |
| 198 | Cliffside Park | 127 | $577,200 | $1,783 | $94,960 |
| 199 | West Freehold | 127 | $507,600 | $2,107 | $120,570 |
| 200 | Kendall Park | 128 | $555,100 | $1,913 | $175,361 |
| 201 | Basking Ridge | 128 | $841,700 | $565 | $200,378 |
| 202 | Lakewood | 129 | $618,400 | $1,647 | $57,576 |
| 203 | Succasunna | 129 | $483,300 | $2,299 | $164,555 |
| 204 | Kenilworth | 129 | $521,100 | $2,119 | $126,295 |
| 205 | Oceanport | 129 | $685,800 | $1,310 | $156,196 |
| 206 | Rutherford | 130 | $580,800 | $1,859 | $136,069 |
| 207 | Caldwell | 130 | $563,000 | $1,937 | $101,196 |
| 208 | Midland Park | 130 | $586,200 | $1,837 | $140,063 |
| 209 | Metuchen | 132 | $565,400 | $2,019 | $157,779 |
| 210 | White Meadow Lake | 133 | $441,000 | $2,623 | $150,042 |
| 211 | Morristown | 135 | $552,800 | $2,171 | $115,409 |
| 212 | Preakness | 135 | $603,200 | $1,946 | $133,168 |
| 213 | East Freehold | 135 | $626,800 | $1,828 | $195,804 |
| 214 | River Edge | 136 | $637,500 | $1,811 | $155,827 |
| 215 | Ridgefield | 136 | $609,700 | $1,935 | $115,676 |
| 216 | Hillsdale | 136 | $656,800 | $1,720 | $169,862 |
| 217 | Secaucus | 137 | $557,800 | $2,197 | $134,746 |
| 218 | North Haledon | 137 | $517,200 | $2,435 | $131,810 |
| 219 | Emerson | 138 | $626,000 | $1,926 | $153,963 |
| 220 | West Long Branch | 139 | $631,300 | $1,936 | $123,661 |
| 221 | Princeton Meadows | 140 | $636,300 | $1,937 | $124,065 |
| 222 | The Hills | 140 | $570,100 | $2,240 | $142,750 |
| 223 | Bradley Gardens | 141 | $508,800 | $2,615 | $177,590 |
| 224 | Ocean City | 143 | $719,100 | $1,670 | $101,782 |
| 225 | Haddonfield | 145 | $708,800 | $1,783 | $190,882 |
| 226 | Westwood | 145 | $587,700 | $2,351 | $169,026 |
| 227 | Park Ridge | 145 | $666,200 | $1,995 | $165,391 |
| 228 | Neshanic Station | 145 | $636,200 | $2,124 | $213,682 |
| 229 | Ramsey | 146 | $665,700 | $2,009 | $164,767 |
| 230 | Leonia | 146 | $634,500 | $2,149 | $116,429 |
| 231 | Fanwood | 148 | $610,600 | $2,368 | $176,667 |
| 232 | Franklin Center | 148 | $565,200 | $2,588 | $138,643 |
| 233 | Palisades Park | 150 | $704,400 | $1,976 | $101,295 |
| 234 | Yorketown | 150 | $575,700 | $2,607 | $163,375 |
| 235 | New Providence | 152 | $734,300 | $1,906 | $162,877 |
| 236 | Morganville | 152 | $575,900 | $2,677 | $134,911 |
| 237 | Montvale | 155 | $688,500 | $2,241 | $183,664 |
| 238 | Belmar | 155 | $771,400 | $1,832 | $92,859 |
| 239 | Martinsville | 156 | $702,700 | $2,183 | $206,839 |
| 240 | Kinnelon | 156 | $682,600 | $2,307 | $178,102 |
| 241 | Whippany | 156 | $612,500 | $2,619 | $153,725 |
| 242 | Oradell | 156 | $702,400 | $2,202 | $214,736 |
| 243 | Morris Plains | 157 | $609,700 | $2,686 | $149,623 |
| 244 | Pompton Plains | 158 | $488,200 | $3,297 | $113,661 |
| 245 | Pine Brook | 158 | $686,300 | $2,360 | $146,543 |
| 246 | Bernardsville | 159 | $737,600 | $2,155 | $231,006 |
| 247 | Norwood | 159 | $676,400 | $2,446 | $164,766 |
| 248 | Robertsville | 160 | $645,100 | $2,605 | $204,421 |
| 249 | Bridgewater Center | 161 | $649,900 | $2,637 | $201,250 |
| 250 | Glen Rock | 164 | $817,300 | $1,938 | $210,369 |
| 251 | Glen Ridge | 164 | $730,600 | $2,347 | $248,016 |
| 252 | Waldwick | 167 | $576,200 | $3,189 | $155,526 |
| 253 | Cresskill | 167 | $764,800 | $2,311 | $173,293 |
| 254 | Towaco | 169 | $690,900 | $2,726 | $197,696 |
| 255 | Edgewater | 171 | $723,400 | $2,645 | $137,847 |
| 256 | Manasquan | 173 | $947,100 | $1,655 | $156,542 |
| 257 | Allendale | 176 | $764,600 | $2,648 | $156,992 |
| 258 | Troy Hills | 177 | $634,600 | $3,250 | $180,618 |
| 259 | Paramus | 178 | $736,000 | $2,845 | $139,707 |
| 260 | Belle Mead | 178 | $777,600 | $2,645 | $219,215 |
| 261 | Roseland | 178 | $640,600 | $3,293 | $160,644 |
| 262 | Packanack Lake | 178 | $594,000 | $3,501 | $196,343 |
| 263 | Madison | 181 | $882,900 | $2,248 | $168,469 |
| 264 | Florham Park | 181 | $722,700 | $3,009 | $147,714 |
| 265 | Watchung | 183 | $833,300 | $2,571 | $166,536 |
| 266 | Ridgewood | 184 | $882,700 | $2,340 | $217,250 |
| 267 | Closter | 184 | $820,100 | $2,651 | $187,500 |
| 268 | Westfield | 187 | $930,500 | $2,211 | $212,700 |
| 269 | Blackwells Mills | 187 | $736,000 | $3,148 | $248,149 |
| 270 | Chatham | 189 | $944,300 | $2,251 | $250,001 |
| 271 | Summit | 194 | $969,900 | $2,308 | $199,107 |
| 272 | Upper Montclair | 194 | $968,200 | $2,290 | $250,001 |
| 273 | Woodcliff Lake | 194 | $901,800 | $2,629 | $211,233 |
| 274 | Hoboken | 196 | $872,100 | $2,819 | $176,943 |
| 275 | Mountainside | 199 | $755,600 | $3,501 | $210,100 |
| 276 | Princeton | 208 | $1,040,400 | $2,448 | $184,113 |
| 277 | North Caldwell | 212 | $906,100 | $3,250 | $203,140 |
| 278 | Old Tappan | 213 | $910,600 | $3,241 | $199,250 |
| 279 | Little Silver | 215 | $870,700 | $3,501 | $220,746 |
| 280 | Tenafly | 219 | $974,300 | $3,143 | $208,088 |
| 281 | Fair Haven | 224 | $943,300 | $3,500 | $237,132 |
| 282 | Upper Saddle River | 246 | $1,101,800 | $3,501 | $246,719 |
| 283 | Franklin Lakes | 256 | $1,217,500 | $3,334 | $230,987 |
| 284 | Englewood Cliffs | 263 | $1,232,700 | $3,501 | $222,192 |
| 285 | Rumson | 281 | $1,609,400 | $2,351 | $250,001 |
| 286 | Short Hills | 308 | $1,621,200 | $3,259 | $250,001 |