Most Affordable Cities in New York

Cost of living rankings for 345 cities in New York. On average, New York is expensive with a statewide average Cost Index of 114.

Data Updated: March 2026

Cheapest City

Salamanca

Index: 30

Most Expensive

Kings Point

Index: 354

State Average

114

National: 100

Cities Ranked

345

with complete data

All 345 Cities in New York — By Affordability

#	City	Index	Home Value	Rent	Income
1	Salamanca	30	$78,000	$702	$39,871
2	Jamestown	32	$79,100	$755	$44,878
3	Massena	32	$99,200	$680	$48,810
4	Ogdensburg	32	$82,100	$761	$59,306
5	Hornell	33	$86,600	$769	$46,321
6	Olean	34	$90,500	$786	$47,553
7	Ilion	34	$100,800	$718	$61,880
8	Bath	35	$104,300	$750	$45,514
9	Niagara Falls	36	$104,400	$784	$48,535
10	Elmira	36	$88,200	$871	$43,089
11	Malone	36	$103,500	$793	$59,489
12	Dunkirk	37	$91,200	$905	$49,003
13	South Lockport	37	$143,800	$647	$54,051
14	Albion	37	$81,300	$914	$45,474
15	Gloversville	38	$95,500	$905	$49,155
16	Endicott	38	$109,800	$822	$46,685
17	Fulton	38	$100,900	$856	$52,123
18	Medina	39	$101,500	$902	$63,972
19	Binghamton	40	$117,400	$867	$44,331
20	Lackawanna	40	$126,500	$823	$48,185
21	Herkimer	40	$123,700	$824	$57,281
22	Norwich	40	$123,100	$842	$51,713
23	Seneca Falls	41	$119,300	$905	$54,429
24	Utica	43	$133,400	$907	$51,513
25	Rome	43	$137,200	$871	$58,857
26	Lockport	43	$131,800	$909	$59,153
27	Amsterdam	43	$119,800	$955	$50,193
28	Johnson City	43	$110,600	$993	$51,667
29	Tonawanda	43	$159,500	$776	$61,619
30	Oneida	43	$146,300	$841	$60,380
31	Potsdam	43	$144,200	$819	$32,061
32	Johnstown	43	$147,000	$861	$62,333
33	Solvay	43	$140,600	$875	$58,944
34	Hamlin	43	$131,300	$882	$69,142
35	Syracuse	44	$125,100	$998	$45,845
36	Auburn	44	$143,600	$867	$49,377
37	Cortland	44	$143,800	$893	$55,368
38	Batavia	44	$139,700	$897	$57,150
39	Rochester	45	$120,600	$1,039	$46,628
40	Oswego	45	$114,600	$1,031	$53,286
41	Newark	45	$122,600	$1,012	$58,096
42	Brockport	45	$135,700	$948	$58,237
43	Southport	45	$101,200	$1,105	$62,060
44	Mattydale	45	$116,100	$1,073	$67,672
45	Liberty	45	$150,500	$882	$49,125
46	Watertown	46	$149,800	$933	$49,692
47	Geneva	46	$140,300	$959	$68,242
48	Hudson Falls	46	$158,700	$876	$62,237
49	Canton	46	$182,900	$775	$62,438
50	Endwell	47	$162,800	$901	$72,742
51	Corning	47	$148,300	$976	$61,017
52	North Syracuse	47	$150,300	$968	$66,158
53	Buffalo	48	$152,300	$989	$48,050
54	Monticello	48	$152,600	$977	$47,464
55	Saranac Lake	48	$188,900	$826	$60,494
56	Lancaster	49	$186,300	$839	$63,902
57	Fredonia	49	$184,400	$866	$47,694
58	Horseheads	49	$133,400	$1,126	$59,267
59	North Tonawanda	50	$184,900	$914	$66,774
60	Greece	50	$157,600	$1,043	$67,223
61	North Gates	50	$153,500	$1,033	$75,257
62	East Rochester	50	$137,400	$1,120	$72,036
63	Cheektowaga	52	$169,200	$1,025	$66,293
64	Schenectady	52	$152,000	$1,109	$56,398
65	Plattsburgh	52	$189,600	$964	$53,962
66	Oneonta	53	$187,800	$986	$65,031
67	Watervliet	53	$176,200	$1,076	$55,897
68	Irondequoit	54	$169,000	$1,110	$76,871
69	Depew	54	$180,800	$1,048	$75,226
70	Clarkson	54	$191,600	$995	$74,122
71	Eggertsville	55	$225,400	$868	$82,359
72	Kenmore	55	$192,600	$1,035	$75,768
73	Geneseo	55	$207,700	$949	$44,830
74	Scotia	55	$182,800	$1,064	$74,185
75	Mechanicville	55	$185,900	$1,066	$47,331
76	Glens Falls	56	$195,800	$1,050	$70,089
77	Hilton	56	$178,500	$1,138	$85,390
78	Tonawanda Town	57	$199,400	$1,062	$76,644
79	Troy	57	$192,500	$1,134	$57,688
80	Gananda	57	$222,800	$959	$109,194
81	West Seneca	58	$215,000	$1,040	$75,465
82	Fairmount	58	$173,400	$1,226	$82,968
83	Grandyle Village	58	$185,100	$1,171	$91,178
84	Canandaigua	60	$218,300	$1,093	$63,268
85	Rensselaer	60	$202,600	$1,180	$66,046
86	Baldwinsville	60	$183,600	$1,271	$80,104
87	Rotterdam	61	$203,700	$1,212	$81,830
88	Cohoes	61	$209,400	$1,179	$62,111
89	Hamburg	61	$238,000	$1,019	$109,028
90	Webster	61	$195,800	$1,226	$66,584
91	Albany	63	$223,000	$1,178	$59,485
92	Hampton Manor	63	$223,300	$1,197	$105,504
93	Port Jervis	65	$220,700	$1,247	$50,721
94	De Witt	67	$271,700	$1,106	$120,539
95	Fairport	67	$262,600	$1,135	$99,805
96	Newburgh	68	$221,100	$1,363	$51,006
97	Ballston Spa	68	$281,600	$1,075	$82,341
98	Big Flats	69	$224,000	$1,394	$101,771
99	Williamsville	69	$242,800	$1,277	$106,250
100	Brighton	70	$259,300	$1,272	$83,723
101	Roessleville	71	$249,100	$1,362	$87,022
102	Glens Falls North	71	$265,100	$1,245	$82,835
103	Radisson	71	$301,600	$1,076	$92,138
104	Poughkeepsie	73	$259,200	$1,370	$60,050
105	West Glens Falls	73	$256,100	$1,375	$97,333
106	Kingston	74	$277,900	$1,323	$65,413
107	East Glenville	75	$273,900	$1,363	$86,023
108	East Aurora	76	$334,500	$1,116	$101,490
109	Fairview CDP (Dutchess County)	77	$256,500	$1,525	$84,759
110	Colonie	78	$270,800	$1,494	$100,396
111	Wappingers Falls	79	$277,000	$1,490	$58,455
112	Latham	80	$300,300	$1,417	$101,580
113	Hudson	80	$324,400	$1,309	$55,394
114	Mechanicstown	81	$293,800	$1,498	$90,414
115	Middletown	82	$271,000	$1,614	$77,174
116	Calverton	83	$229,400	$1,843	$56,375
117	Ithaca	84	$330,100	$1,441	$48,617
118	Washingtonville	84	$344,200	$1,355	$101,080
119	Walden	85	$328,300	$1,448	$89,652
120	Westvale	85	$189,100	$2,125	$101,326
121	Myers Corner	86	$379,400	$1,246	$109,133
122	Westmere	86	$291,200	$1,660	$86,398
123	East Greenbush	86	$288,400	$1,702	$115,189
124	Niskayuna	87	$326,600	$1,528	$128,346
125	Harris Hill	87	$305,400	$1,634	$96,563
126	New Windsor	88	$324,300	$1,579	$85,755
127	Scotchtown	89	$317,400	$1,655	$92,889
128	Mount Ivy	89	$275,200	$1,843	$85,226
129	Warwick	89	$405,700	$1,242	$81,250
130	Lake Carmel	90	$357,500	$1,479	$121,402
131	South Hill	91	$335,100	$1,647	$112,437
132	Highland	93	$364,000	$1,569	$99,010
133	Spring Valley	94	$351,500	$1,673	$56,151
134	Firthcliffe	95	$345,700	$1,730	$98,801
135	Haverstraw	97	$361,800	$1,741	$67,447
136	Middle Island	97	$347,900	$1,774	$89,702
137	Orange Lake	98	$330,600	$1,924	$94,394
138	Carmel	98	$491,300	$1,160	$126,224
139	New Paltz	99	$397,800	$1,630	$59,375
140	Goshen	99	$383,100	$1,693	$99,464
141	Saratoga Springs	100	$445,100	$1,439	$100,485
142	West Haverstraw	100	$368,600	$1,807	$86,167
143	Mount Vernon	103	$449,600	$1,546	$77,171
144	Peekskill	103	$376,800	$1,895	$91,042
145	Loudonville	103	$370,200	$1,891	$131,806
146	Beacon	104	$422,000	$1,675	$93,347
147	Suffern	105	$350,200	$2,068	$100,737
148	Hempstead	106	$442,100	$1,649	$82,454
149	North Bay Shore	107	$449,900	$1,664	$117,893
150	Mastic	108	$370,500	$2,055	$106,491
151	Mastic Beach	110	$326,600	$2,342	$109,381
152	Ridge	110	$404,900	$1,984	$88,266
153	Monroe	110	$404,200	$1,984	$110,806
154	Shirley	111	$390,300	$2,110	$105,379
155	Rocky Point	111	$417,400	$1,970	$124,615
156	Stony Point	111	$472,600	$1,696	$122,828
157	Woodbury	111	$417,700	$1,976	$141,607
158	Mount Kisco	111	$485,800	$1,656	$93,057
159	Yonkers	112	$478,000	$1,730	$81,816
160	Central Islip	113	$405,000	$2,106	$110,166
161	Miller Place	113	$588,100	$1,222	$141,938
162	East Patchogue	114	$459,200	$1,863	$107,721
163	Flanders	115	$387,100	$2,239	$91,806
164	Bay Shore	116	$467,800	$1,907	$101,695
165	Mahopac	117	$448,600	$2,030	$114,867
166	Copiague	118	$463,300	$2,003	$121,098
167	East Massapequa	118	$596,700	$1,344	$145,875
168	North Lindenhurst	118	$469,400	$1,952	$125,369
169	Great Neck Plaza	118	$381,900	$2,386	$106,549
170	Wheatley Heights	118	$500,900	$1,836	$127,589
171	Ossining	119	$444,200	$2,108	$100,997
172	Lake Ronkonkoma	119	$484,700	$1,906	$102,608
173	Freeport	120	$479,700	$1,984	$118,755
174	Deer Park	120	$497,900	$1,882	$138,950
175	Patchogue	121	$446,700	$2,191	$104,423
176	Selden	122	$435,700	$2,282	$111,339
177	Bethpage	122	$597,400	$1,492	$132,832
178	Riverhead	122	$449,000	$2,208	$83,521
179	Terryville	122	$445,100	$2,242	$112,262
180	Lindenhurst	124	$484,800	$2,099	$129,033
181	Valley Cottage	124	$502,000	$2,000	$133,828
182	Baldwin	125	$578,200	$1,695	$139,840
183	Huntington Station	125	$540,400	$1,867	$129,121
184	West Babylon	126	$490,500	$2,136	$127,785
185	North Amityville	126	$452,100	$2,327	$125,991
186	Holtsville	126	$483,400	$2,192	$130,851
187	North Babylon	126	$470,900	$2,238	$130,293
188	Baywood	126	$411,900	$2,523	$112,546
189	East Shoreham	126	$542,000	$1,910	$165,789
190	Medford	127	$444,500	$2,404	$128,631
191	Ronkonkoma	127	$467,600	$2,275	$125,534
192	Islip	127	$486,900	$2,192	$122,596
193	New Square	127	$618,800	$1,575	$28,880
194	Coram	128	$425,300	$2,529	$107,159
195	Airmont	128	$649,300	$1,468	$101,868
196	Port Jefferson Station	128	$472,400	$2,309	$117,087
197	Port Chester	129	$563,900	$1,922	$99,916
198	Nanuet	129	$502,700	$2,206	$113,582
199	Farmingville	129	$444,300	$2,475	$129,920
200	Kings Park	129	$586,300	$1,813	$118,723
201	New Cassel	129	$509,500	$2,174	$143,196
202	Centereach	130	$471,300	$2,398	$127,106
203	Elwood	130	$664,200	$1,455	$170,987
204	South Huntington	130	$614,200	$1,698	$151,078
205	Sound Beach	130	$384,100	$2,798	$140,797
206	North Wantagh	131	$606,800	$1,788	$164,798
207	Westbury	132	$599,700	$1,813	$136,917
208	Salisbury	132	$639,800	$1,646	$173,808
209	Amityville	132	$539,600	$2,148	$103,684
210	Roosevelt	133	$454,100	$2,579	$135,158
211	Pearl River	134	$567,800	$2,058	$146,574
212	Jefferson Valley-Yorktown	134	$566,800	$2,078	$152,948
213	Manorville	134	$546,600	$2,179	$135,695
214	Center Moriches	134	$554,500	$2,130	$152,500
215	Congers	134	$575,700	$2,031	$141,413
216	North Bellport	135	$392,100	$2,930	$99,551
217	East Farmingdale	135	$558,200	$2,131	$109,531
218	Kiryas Joel	136	$685,800	$1,575	$43,171
219	Holbrook	136	$504,100	$2,427	$139,116
220	Inwood	136	$610,600	$1,938	$79,500
221	Lake Grove	136	$550,700	$2,208	$119,558
222	Bayport	136	$618,200	$1,879	$135,750
223	Yaphank	136	$421,100	$2,831	$111,375
224	Valley Stream	137	$605,000	$1,994	$127,426
225	Bohemia	137	$506,000	$2,439	$120,094
226	Malverne	137	$637,300	$1,861	$146,585
227	South Valley Stream	137	$641,300	$1,839	$138,783
228	Lynbrook	139	$592,400	$2,122	$138,866
229	North Valley Stream	139	$588,800	$2,155	$145,204
230	East Islip	139	$577,600	$2,202	$146,890
231	New Hyde Park	139	$700,400	$1,634	$146,571
232	Smithtown	140	$661,400	$1,851	$148,852
233	Farmingdale	140	$530,100	$2,460	$134,037
234	Lake Mohegan	140	$483,700	$2,685	$160,741
235	Islip Terrace	140	$479,800	$2,712	$155,741
236	New Rochelle	141	$667,300	$1,830	$103,813
237	Uniondale	141	$511,300	$2,570	$115,037
238	Franklin Square	143	$640,300	$2,052	$140,051
239	Tuckahoe	143	$625,600	$2,092	$127,344
240	Tappan	143	$602,200	$2,237	$177,143
241	White Plains	144	$624,100	$2,151	$115,586
242	Oceanside	144	$626,700	$2,118	$145,282
243	Tarrytown	144	$639,700	$2,065	$109,732
244	East Setauket	144	$613,300	$2,189	$149,820
245	Hillcrest	144	$551,200	$2,488	$142,260
246	Levittown	145	$564,000	$2,491	$139,696
247	Elmont	145	$576,800	$2,434	$120,917
248	North Massapequa	145	$609,100	$2,253	$142,274
249	Nyack	145	$619,300	$2,213	$118,889
250	Oakdale	145	$595,200	$2,336	$129,809
251	Bayville	145	$670,500	$1,974	$143,571
252	East Northport	146	$601,300	$2,339	$153,380
253	St. James	146	$632,900	$2,192	$130,556
254	Hewlett	146	$609,800	$2,295	$135,139
255	Kaser	146	$831,000	$1,219	$28,295
256	Mineola	147	$624,300	$2,269	$138,385
257	Port Jefferson	147	$628,500	$2,254	$143,125
258	Sayville	148	$615,700	$2,339	$145,278
259	East Rockaway	148	$623,500	$2,297	$112,415
260	East Moriches	148	$630,300	$2,273	$124,028
261	Blauvelt	148	$629,000	$2,283	$172,083
262	Elmsford	148	$568,000	$2,564	$116,779
263	Babylon	149	$622,100	$2,359	$143,856
264	New City	150	$618,500	$2,395	$174,479
265	Wantagh	150	$665,700	$2,191	$174,773
266	Oyster Bay	150	$634,600	$2,300	$102,540
267	New York	151	$751,700	$1,779	$79,713
268	Mamaroneck	151	$705,200	$2,017	$125,459
269	South Farmingdale	152	$584,400	$2,642	$162,527
270	Sleepy Hollow	152	$756,700	$1,836	$101,652
271	East Meadow	153	$613,900	$2,539	$128,770
272	Glen Cove	153	$654,500	$2,349	$91,355
273	West Islip	153	$592,700	$2,613	$171,045
274	Stony Brook	153	$587,300	$2,643	$162,054
275	Northport	153	$708,400	$2,070	$141,378
276	Lakeview	153	$556,900	$2,780	$128,591
277	Commack	154	$647,000	$2,396	$170,375
278	Long Beach	155	$661,500	$2,377	$130,795
279	Hampton Bays	156	$688,900	$2,291	$129,080
280	Rockville Centre	157	$796,100	$1,790	$144,516
281	East Quogue	157	$801,100	$1,785	$106,875
282	North Bellmore	158	$636,800	$2,573	$183,250
283	Seaford	158	$631,000	$2,612	$156,488
284	Williston Park	158	$731,700	$2,146	$152,656
285	Massapequa	159	$661,900	$2,500	$179,844
286	Monsey	161	$829,700	$1,780	$49,095
287	Croton-on-Hudson	161	$702,600	$2,370	$185,718
288	Hauppauge	162	$634,700	$2,726	$145,987
289	East Hampton North	162	$924,900	$1,375	$105,776
290	Dobbs Ferry	163	$719,300	$2,346	$167,927
291	New Hempstead	163	$707,300	$2,409	$131,293
292	Huntington	164	$733,000	$2,347	$162,066
293	Pleasantville	164	$830,900	$1,900	$177,591
294	Manorhaven	164	$669,700	$2,651	$93,322
295	Southold	164	$762,900	$2,176	$114,743
296	Carle Place	164	$743,800	$2,291	$130,063
297	Massapequa Park	165	$626,300	$2,886	$170,470
298	Hicksville	167	$617,100	$3,005	$148,008
299	Eastchester	167	$774,200	$2,273	$158,526
300	North Merrick	167	$644,700	$2,873	$156,023
301	Floral Park	169	$754,300	$2,429	$150,350
302	Nesconset	169	$627,300	$3,044	$148,291
303	Mount Sinai	170	$637,700	$3,019	$170,188
304	North New Hyde Park	171	$797,600	$2,283	$164,340
305	Plainedge	171	$592,000	$3,261	$155,670
306	Cedarhurst	171	$815,800	$2,204	$98,958
307	Wesley Hills	171	$893,200	$1,844	$179,000
308	Merrick	173	$715,700	$2,756	$179,415
309	Hastings-on-Hudson	173	$872,500	$1,999	$181,528
310	West Hempstead	175	$626,100	$3,228	$160,280
311	West Hills	176	$737,800	$2,736	$183,375
312	Garden City Park	178	$796,600	$2,546	$135,208
313	Briarcliff Manor	178	$850,500	$2,309	$226,053
314	Greenville CDP (Westchester County)	182	$800,300	$2,650	$157,159
315	Plainview	183	$729,100	$3,026	$185,531
316	Pelham	184	$891,900	$2,288	$179,561
317	Irvington	186	$889,800	$2,376	$169,411
318	Centerport	186	$710,700	$3,220	$192,530
319	Sea Cliff	188	$926,500	$2,268	$185,650
320	Great Neck	189	$953,400	$2,195	$137,095
321	Rye Brook	192	$970,900	$2,220	$236,968
322	Viola	192	$1,006,700	$2,036	$95,383
323	Port Washington	193	$976,200	$2,218	$183,964
324	Woodmere	197	$944,400	$2,519	$174,942
325	Pelham Manor	197	$1,075,300	$1,894	$250,001
326	Dix Hills	198	$891,400	$2,804	$219,636
327	Syosset	200	$854,500	$3,066	$187,936
328	Melville	202	$778,400	$3,501	$155,675
329	Ardsley	204	$792,900	$3,501	$250,001
330	Harrison	207	$1,001,900	$2,585	$153,273
331	Fort Salonga	207	$843,000	$3,330	$182,165
332	Jericho	210	$923,600	$3,098	$180,072
333	Springs	213	$890,000	$3,334	$147,277
334	Roslyn Heights	215	$941,300	$3,159	$186,696
335	North Sea	217	$1,071,800	$2,643	$155,139
336	Lawrence	226	$1,231,800	$2,188	$174,787
337	Woodbury	227	$1,004,500	$3,315	$181,667
338	Manhasset	230	$1,338,700	$1,798	$180,776
339	Garden City	240	$1,063,300	$3,478	$228,807
340	Larchmont	241	$1,384,700	$1,990	$160,526
341	Bronxville	247	$1,137,700	$3,355	$215,726
342	North Hills	260	$1,212,900	$3,501	$196,938
343	Rye	316	$1,785,400	$2,751	$237,727
344	Scarsdale	326	$1,703,800	$3,501	$250,001
345	Kings Point	354	$1,917,200	$3,501	$185,811

Compare with Other States

California Florida Texas Illinois Ohio New Jersey Pennsylvania Maryland Virginia Washington Michigan Georgia