Most Affordable Cities in New York

Cost of living rankings for 345 cities in New York. On average, New York is expensive with a statewide average Cost Index of 135.

Data Updated: March 2026

Cheapest City

Salamanca

Index: 65

Most Expensive

Manhasset

Index: 326

State Average

135

National: 100

Cities Ranked

345

with complete data

All 345 Cities in New York — By Affordability

#	City	Index	Home Value	Rent	Income
1	Salamanca	65	$78,000	$702	$39,871
2	Olean	67	$90,500	$786	$47,553
3	Albion	67	$81,300	$914	$45,474
4	Dunkirk	68	$91,200	$905	$49,003
5	Massena	68	$112,795	$680	$48,810
6	Ogdensburg	68	$104,916	$761	$59,306
7	Hornell	68	$107,692	$769	$46,321
8	Bath	68	$104,300	$750	$45,514
9	Malone	68	$103,500	$793	$59,489
10	Jamestown	70	$118,219	$755	$44,878
11	Lackawanna	71	$126,500	$823	$48,185
12	South Lockport	71	$143,800	$647	$54,051
13	Herkimer	71	$123,700	$824	$57,281
14	Seneca Falls	71	$119,300	$905	$54,429
15	Norwich	71	$123,100	$842	$51,713
16	Southport	71	$101,200	$1,105	$62,060
17	Amsterdam	72	$119,800	$955	$50,193
18	Oswego	72	$114,600	$1,031	$53,286
19	Ilion	72	$100,800	$718	$61,880
20	Elmira	73	$88,200	$871	$43,089
21	Solvay	73	$140,600	$875	$58,944
22	Mattydale	73	$116,100	$1,073	$67,672
23	Batavia	74	$139,700	$897	$57,150
24	Johnstown	74	$147,000	$861	$62,333
25	Tonawanda	75	$159,500	$776	$61,619
26	Liberty	75	$150,500	$882	$49,125
27	Binghamton	76	$117,400	$867	$44,331
28	Corning	76	$148,300	$976	$61,017
29	Potsdam	76	$169,165	$819	$32,061
30	Monticello	76	$152,600	$977	$47,464
31	Canton	76	$177,206	$775	$62,438
32	Gloversville	77	$167,552	$905	$49,155
33	Greece	77	$157,600	$1,043	$67,223
34	North Gates	77	$153,500	$1,033	$75,257
35	Lockport	78	$131,800	$909	$59,153
36	Lancaster	78	$186,300	$839	$63,902
37	Newark	78	$122,600	$1,012	$58,096
38	Hamlin	78	$131,300	$882	$69,142
39	Cheektowaga	79	$169,200	$1,025	$66,293
40	Oneida	79	$146,300	$841	$60,380
41	Irondequoit	80	$169,000	$1,110	$76,871
42	Niagara Falls	80	$162,132	$784	$48,535
43	Watertown	80	$149,800	$933	$49,692
44	Plattsburgh	80	$189,600	$964	$53,962
45	Cortland	80	$194,617	$893	$55,368
46	Oneonta	80	$187,800	$986	$65,031
47	Geneva	80	$140,300	$959	$68,242
48	Auburn	81	$210,942	$867	$49,377
49	Kenmore	81	$192,600	$1,035	$75,768
50	Fairmount	81	$173,400	$1,226	$82,968
51	Fredonia	81	$202,151	$866	$47,694
52	Hudson Falls	81	$158,700	$876	$62,237
53	Horseheads	81	$133,400	$1,126	$59,267
54	Clarkson	81	$191,600	$995	$74,122
55	Johnson City	82	$154,215	$993	$51,667
56	Fulton	82	$170,014	$856	$52,123
57	Geneseo	82	$207,700	$949	$44,830
58	Medina	82	$165,815	$902	$63,972
59	Grandyle Village	82	$185,100	$1,171	$91,178
60	Rochester	83	$120,600	$1,434	$46,628
61	Tonawanda Town	83	$199,400	$1,062	$76,644
62	Eggertsville	83	$225,400	$868	$82,359
63	West Seneca	84	$215,000	$1,040	$75,465
64	North Tonawanda	84	$184,900	$914	$66,774
65	Endicott	84	$191,281	$822	$46,685
66	Gananda	84	$222,800	$959	$109,194
67	Rotterdam	85	$203,700	$1,212	$81,830
68	Canandaigua	85	$218,300	$1,093	$63,268
69	Utica	86	$197,257	$907	$51,513
70	Rome	86	$199,530	$871	$58,857
71	Hamburg	86	$238,000	$1,019	$109,028
72	Hilton	86	$178,500	$1,138	$85,390
73	Syracuse	87	$204,630	$998	$45,845
74	Glens Falls	87	$195,800	$1,050	$70,089
75	Endwell	87	$210,148	$901	$72,742
76	Hampton Manor	87	$223,300	$1,197	$105,504
77	Newburgh	88	$221,100	$1,363	$51,006
78	Webster	89	$195,800	$1,226	$66,584
79	North Syracuse	90	$225,866	$968	$66,158
80	Brighton	91	$259,300	$1,272	$83,723
81	Roessleville	91	$249,100	$1,362	$87,022
82	De Witt	91	$271,700	$1,106	$120,539
83	East Rochester	91	$221,149	$1,120	$72,036
84	West Glens Falls	92	$256,100	$1,375	$97,333
85	Glens Falls North	92	$265,100	$1,245	$82,835
86	Poughkeepsie	93	$259,200	$1,370	$60,050
87	Scotia	93	$246,163	$1,064	$74,185
88	Brockport	93	$259,930	$948	$58,237
89	Westvale	93	$189,100	$2,125	$101,326
90	Saranac Lake	93	$317,171	$826	$60,494
91	Kingston	94	$277,900	$1,323	$65,413
92	Depew	94	$254,640	$1,048	$75,226
93	East Glenville	94	$273,900	$1,363	$86,023
94	Radisson	94	$301,600	$1,076	$92,138
95	Fairview CDP (Dutchess County)	94	$256,500	$1,525	$84,759
96	Big Flats	94	$224,000	$1,394	$101,771
97	Buffalo	95	$232,351	$1,381	$48,050
98	Colonie	95	$270,800	$1,494	$100,396
99	Wappingers Falls	96	$277,000	$1,490	$58,455
100	Fairport	96	$262,600	$1,135	$99,805
101	Port Jervis	97	$308,317	$1,247	$50,721
102	Troy	98	$280,835	$1,134	$57,688
103	Latham	98	$300,300	$1,417	$101,580
104	Mechanicstown	98	$293,800	$1,498	$90,414
105	Watervliet	100	$302,182	$1,076	$55,897
106	Mount Ivy	100	$275,200	$1,843	$85,226
107	Westmere	100	$291,200	$1,660	$86,398
108	East Greenbush	100	$288,400	$1,702	$115,189
109	Schenectady	101	$313,246	$1,109	$56,398
110	Rensselaer	101	$300,123	$1,180	$66,046
111	Harris Hill	101	$305,400	$1,634	$96,563
112	Ithaca	102	$330,100	$1,441	$48,617
113	Niskayuna	102	$326,600	$1,528	$128,346
114	Washingtonville	102	$344,200	$1,355	$101,080
115	Scotchtown	103	$317,400	$1,655	$92,889
116	New Windsor	103	$324,300	$1,579	$85,755
117	Baldwinsville	103	$311,863	$1,271	$80,104
118	Cohoes	104	$323,581	$1,179	$62,111
119	South Hill	104	$335,100	$1,647	$112,437
120	Myers Corner	105	$379,400	$1,246	$109,133
121	Lake Carmel	105	$357,500	$1,479	$121,402
122	Albany	107	$312,118	$1,590	$59,485
123	Orange Lake	107	$330,600	$1,924	$94,394
124	Firthcliffe	107	$345,700	$1,730	$98,801
125	Warwick	108	$405,700	$1,242	$81,250
126	Middletown	111	$396,305	$1,614	$77,174
127	Loudonville	111	$370,200	$1,891	$131,806
128	Walden	111	$405,845	$1,448	$89,652
129	Hudson	111	$425,858	$1,309	$55,394
130	Goshen	111	$383,100	$1,693	$99,464
131	New Paltz	112	$397,800	$1,630	$59,375
132	Highland	112	$364,000	$1,569	$99,010
133	East Aurora	113	$417,081	$1,116	$101,490
134	Williamsville	113	$400,074	$1,277	$106,250
135	Ballston Spa	113	$412,139	$1,075	$82,341
136	Spring Valley	115	$351,500	$1,673	$56,151
137	Monroe	116	$404,200	$1,984	$110,806
138	Haverstraw	117	$361,800	$1,741	$67,447
139	Carmel	117	$491,300	$1,160	$126,224
140	Flanders	117	$387,100	$2,239	$91,806
141	Great Neck Plaza	118	$381,900	$2,386	$106,549
142	Suffern	119	$350,200	$2,068	$100,737
143	Mastic Beach	120	$326,600	$2,342	$109,381
144	Mechanicville	120	$475,239	$1,066	$47,331
145	East Patchogue	121	$459,200	$1,863	$107,721
146	Ossining	122	$444,200	$2,108	$100,997
147	North Lindenhurst	124	$469,400	$1,952	$125,369
148	Terryville	124	$445,100	$2,242	$112,262
149	Hempstead	125	$442,100	$1,649	$82,454
150	Lake Ronkonkoma	125	$484,700	$1,906	$102,608
151	North Bellport	125	$392,100	$2,930	$99,551
152	West Haverstraw	125	$424,297	$1,807	$86,167
153	Central Islip	126	$405,000	$2,106	$110,166
154	North Bay Shore	126	$449,900	$1,664	$117,893
155	North Amityville	126	$452,100	$2,327	$125,991
156	Wheatley Heights	126	$500,900	$1,836	$127,589
157	Beacon	128	$534,576	$1,675	$93,347
158	Stony Point	129	$472,600	$1,696	$122,828
159	Mahopac	130	$448,600	$2,030	$114,867
160	Bay Shore	131	$467,800	$1,907	$101,695
161	New Cassel	131	$509,500	$2,174	$143,196
162	East Massapequa	132	$596,700	$1,344	$145,875
163	Riverhead	132	$449,000	$2,208	$83,521
164	Middle Island	132	$492,396	$1,774	$89,702
165	Baywood	132	$411,900	$2,523	$112,546
166	East Shoreham	132	$542,000	$1,910	$165,789
167	Lindenhurst	135	$484,800	$2,099	$129,033
168	Peekskill	135	$499,192	$1,895	$91,042
169	North Babylon	135	$470,900	$2,238	$130,293
170	Ridge	135	$498,363	$1,984	$88,266
171	Islip	136	$486,900	$2,192	$122,596
172	Mastic	136	$499,167	$2,055	$106,491
173	Jefferson Valley-Yorktown	136	$566,800	$2,078	$152,948
174	Valley Cottage	136	$502,000	$2,000	$133,828
175	East Farmingdale	136	$558,200	$2,131	$109,531
176	New Square	137	$618,800	$1,575	$28,880
177	North Wantagh	138	$606,800	$1,788	$164,798
178	Huntington Station	139	$540,400	$1,867	$129,121
179	Nanuet	139	$502,700	$2,206	$113,582
180	Rocky Point	139	$535,109	$1,970	$124,615
181	Hillcrest	139	$551,200	$2,488	$142,260
182	Mount Vernon	140	$576,684	$1,546	$77,171
183	Saratoga Springs	140	$617,768	$1,439	$100,485
184	Shirley	140	$526,615	$2,110	$105,379
185	North Valley Stream	140	$588,800	$2,155	$145,204
186	Salisbury	140	$639,800	$1,646	$173,808
187	Elwood	140	$664,200	$1,455	$170,987
188	Holbrook	141	$504,100	$2,427	$139,116
189	Lake Mohegan	141	$483,700	$2,685	$160,741
190	Islip Terrace	141	$479,800	$2,712	$155,741
191	Bohemia	142	$506,000	$2,439	$120,094
192	South Valley Stream	142	$641,300	$1,839	$138,783
193	North Massapequa	143	$609,100	$2,253	$142,274
194	East Setauket	143	$613,300	$2,189	$149,820
195	Lakeview	143	$556,900	$2,780	$128,591
196	Kiryas Joel	144	$685,800	$1,575	$43,171
197	South Farmingdale	145	$584,400	$2,642	$162,527
198	Congers	145	$575,700	$2,031	$141,413
199	Coram	147	$547,372	$2,529	$107,159
200	Copiague	147	$590,943	$2,003	$121,098
201	East Islip	147	$577,600	$2,202	$146,890
202	Airmont	147	$649,300	$1,468	$101,868
203	Sound Beach	147	$516,067	$2,798	$140,797
204	Selden	148	$576,917	$2,282	$111,339
205	Patchogue	148	$583,100	$2,191	$104,423
206	Bayport	148	$618,200	$1,879	$135,750
207	Amityville	150	$607,653	$2,148	$103,684
208	Oakdale	150	$595,200	$2,336	$129,809
209	Tappan	150	$602,200	$2,237	$177,143
210	Yaphank	150	$545,023	$2,831	$111,375
211	Calverton	150	$633,487	$1,843	$56,375
212	Medford	151	$590,607	$2,404	$128,631
213	Mamaroneck	151	$705,200	$2,017	$125,459
214	Miller Place	151	$705,020	$1,222	$141,938
215	Tuckahoe	151	$625,600	$2,092	$127,344
216	White Plains	152	$624,100	$2,151	$115,586
217	Freeport	152	$641,634	$1,984	$118,755
218	Holtsville	152	$625,767	$2,192	$130,851
219	Mount Kisco	152	$675,690	$1,656	$93,057
220	Plainedge	152	$592,000	$3,261	$155,670
221	Port Jefferson Station	152	$607,523	$2,309	$117,087
222	Nyack	152	$619,300	$2,213	$118,889
223	Yonkers	153	$673,384	$1,730	$81,816
224	West Babylon	153	$638,353	$2,136	$127,785
225	Deer Park	153	$657,687	$1,882	$138,950
226	West Islip	153	$592,700	$2,613	$171,045
227	Smithtown	153	$661,400	$1,851	$148,852
228	Ronkonkoma	153	$620,652	$2,275	$125,534
229	Sayville	153	$615,700	$2,339	$145,278
230	Port Jefferson	153	$628,500	$2,254	$143,125
231	North Merrick	154	$644,700	$2,873	$156,023
232	Babylon	154	$622,100	$2,359	$143,856
233	Blauvelt	154	$629,000	$2,283	$172,083
234	Centereach	155	$630,063	$2,398	$127,106
235	Manorhaven	155	$669,700	$2,651	$93,322
236	Oyster Bay	155	$634,600	$2,300	$102,540
237	Baldwin	156	$700,048	$1,695	$139,840
238	Roosevelt	156	$620,800	$2,579	$135,158
239	Farmingville	156	$630,763	$2,475	$129,920
240	New Hempstead	156	$707,300	$2,409	$131,293
241	South Huntington	157	$716,929	$1,698	$151,078
242	Center Moriches	157	$667,650	$2,130	$152,500
243	Kaser	157	$831,000	$1,219	$28,295
244	Glen Cove	158	$654,500	$2,349	$91,355
245	Pearl River	158	$689,570	$2,058	$146,574
246	Hauppauge	159	$634,700	$2,726	$145,987
247	Port Chester	160	$711,749	$1,922	$99,916
248	Bethpage	160	$756,800	$1,492	$132,832
249	Kings Park	160	$726,226	$1,813	$118,723
250	Manorville	160	$690,305	$2,179	$135,695
251	Uniondale	161	$663,339	$2,570	$115,037
252	Lake Grove	161	$696,261	$2,208	$119,558
253	Eastchester	162	$774,200	$2,273	$158,526
254	Elmsford	162	$672,973	$2,564	$116,779
255	Lynbrook	163	$726,411	$2,122	$138,866
256	Westbury	163	$752,206	$1,813	$136,917
257	St. James	163	$720,029	$2,192	$130,556
258	West Hills	163	$737,800	$2,736	$183,375
259	Valley Stream	164	$741,816	$1,994	$127,426
260	Levittown	165	$703,591	$2,491	$139,696
261	Elmont	165	$709,848	$2,434	$120,917
262	North New Hyde Park	165	$797,600	$2,283	$164,340
263	East Rockaway	165	$721,291	$2,297	$112,415
264	Farmingdale	165	$706,684	$2,460	$134,037
265	Oceanside	167	$757,546	$2,118	$145,282
266	Huntington	167	$733,000	$2,347	$162,066
267	Malverne	167	$780,162	$1,861	$146,585
268	Garden City Park	168	$796,600	$2,546	$135,208
269	Southold	168	$762,900	$2,176	$114,743
270	East Moriches	168	$754,349	$2,273	$124,028
271	Franklin Square	170	$789,293	$2,052	$140,051
272	Inwood	170	$800,870	$1,938	$79,500
273	Greenville CDP (Westchester County)	170	$800,300	$2,650	$157,159
274	East Hampton North	170	$924,900	$1,375	$105,776
275	Monsey	171	$829,700	$1,780	$49,095
276	East Northport	171	$769,588	$2,339	$153,380
277	Wantagh	171	$783,163	$2,191	$174,773
278	Stony Brook	171	$745,555	$2,643	$162,054
279	New City	172	$776,399	$2,395	$174,479
280	Commack	173	$780,100	$2,396	$170,375
281	Bayville	173	$822,103	$1,974	$143,571
282	East Meadow	174	$780,911	$2,539	$128,770
283	Long Beach	174	$661,500	$3,762	$130,795
284	Massapequa	174	$786,608	$2,500	$179,844
285	Mineola	174	$803,891	$2,269	$138,385
286	Seaford	174	$774,447	$2,612	$156,488
287	Tarrytown	174	$828,453	$2,065	$109,732
288	Croton-on-Hudson	174	$797,031	$2,370	$185,718
289	North Bellmore	175	$781,520	$2,573	$183,250
290	Mount Sinai	175	$735,971	$3,019	$170,188
291	Nesconset	176	$743,241	$3,044	$148,291
292	Carle Place	176	$820,799	$2,291	$130,063
293	Hicksville	177	$754,770	$3,005	$148,008
294	Massapequa Park	178	$776,740	$2,886	$170,470
295	Northport	179	$872,033	$2,070	$141,378
296	Wesley Hills	179	$893,200	$1,844	$179,000
297	New Rochelle	180	$899,650	$1,830	$103,813
298	West Hempstead	180	$768,176	$3,228	$160,280
299	Floral Park	180	$838,728	$2,429	$150,350
300	Rockville Centre	184	$939,550	$1,790	$144,516
301	New Hyde Park	184	$953,718	$1,634	$146,571
302	Williston Park	185	$916,685	$2,146	$152,656
303	Merrick	186	$857,559	$2,756	$179,415
304	Viola	186	$1,006,700	$2,036	$95,383
305	Hampton Bays	187	$915,443	$2,291	$129,080
306	Springs	187	$890,000	$3,334	$147,277
307	Hewlett	187	$916,029	$2,295	$135,139
308	Sleepy Hollow	189	$975,432	$1,836	$101,652
309	Pleasantville	190	$983,785	$1,900	$177,591
310	New York	191	$812,534	$3,706	$79,713
311	Harrison	192	$1,001,900	$2,585	$153,273
312	Pelham Manor	193	$1,075,300	$1,894	$250,001
313	Dobbs Ferry	194	$968,871	$2,346	$167,927
314	Centerport	195	$897,410	$3,220	$192,530
315	Plainview	198	$940,059	$3,026	$185,531
316	Hastings-on-Hudson	201	$1,064,051	$1,999	$181,528
317	North Sea	201	$1,071,800	$2,643	$155,139
318	Melville	202	$915,241	$3,641	$155,675
319	East Quogue	203	$1,100,011	$1,785	$106,875
320	Briarcliff Manor	205	$1,068,573	$2,309	$226,053
321	Sea Cliff	205	$1,077,474	$2,268	$185,650
322	Ardsley	209	$991,277	$3,504	$250,001
323	Fort Salonga	211	$1,024,636	$3,330	$182,165
324	Syosset	213	$1,065,910	$3,066	$187,936
325	Dix Hills	217	$1,121,947	$2,804	$219,636
326	Cedarhurst	217	$1,186,559	$2,204	$98,958
327	Rye Brook	221	$1,212,720	$2,220	$236,968
328	Port Washington	222	$1,221,407	$2,218	$183,964
329	Irvington	223	$1,218,022	$2,376	$169,411
330	Bronxville	225	$1,137,700	$3,355	$215,726
331	North Hills	228	$1,212,900	$3,663	$196,938
332	Jericho	230	$1,206,341	$3,098	$180,072
333	Pelham	235	$1,331,466	$2,288	$179,561
334	Woodmere	236	$1,312,242	$2,519	$174,942
335	Woodbury	244	$1,435,011	$1,976	$141,607
336	Great Neck	244	$1,423,154	$2,195	$137,095
337	Garden City	246	$1,310,573	$3,478	$228,807
338	Roslyn Heights	250	$1,379,307	$3,159	$186,696
339	Woodbury	258	$1,435,011	$3,315	$181,667
340	Larchmont	266	$1,627,929	$1,990	$160,526
341	Scarsdale	284	$1,703,800	$3,584	$250,001
342	Rye	284	$1,785,400	$2,751	$237,727
343	Kings Point	308	$1,917,200	$3,565	$185,811
344	Lawrence	318	$2,060,145	$2,188	$174,787
345	Manhasset	326	$2,165,051	$1,798	$180,776

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