Most Affordable Cities in New York

Cost of living rankings for 345 cities in New York with uncapped home, rent, and income estimates. On average, New York is expensive with a statewide average Cost Index of 150.

1 source baseline is past its update cadence — newer official vintage not reflected

Cheapest City

Olean

Index: 67

Most Expensive

Manhasset

Index: 355

State Average

150

National: 100

Cities Ranked

345

eligible statewide total

New York Affordability Ranking

Showing 1–50 of 345 eligible cities — 50 on this page. Page 1 of 7.

#	City	Index	Home Value	Rent	Income
1	Olean	67	$86,100	$900	$51,261
2	Salamanca	68	$80,900	$1,014	$41,667
3	Bath	71	$101,700	$1,058	$47,150
4	Malone	71	$107,600	$1,014	$60,548
5	Jamestown	73	$128,881	$915	$43,523
6	Ogdensburg	73	$116,974	$1,041	$61,824
7	Hornell	73	$116,069	$1,058	$47,385
8	Norwich	73	$121,100	$1,014	$53,333
9	Albion	73	$82,300	$1,416	$41,581
10	Dunkirk	74	$133,452	$1,014	$53,299
11	Massena	74	$126,036	$1,041	$51,458
12	Southport	75	$107,900	$1,348	$62,684
13	Oswego	77	$120,600	$1,344	$53,172
14	Herkimer	77	$133,200	$1,210	$48,529
15	Corning	78	$158,400	$1,058	$61,760
16	Mattydale	78	$121,900	$1,493	$66,940
17	Lackawanna	80	$140,700	$1,423	$52,110
18	Elmira	81	$132,197	$1,131	$43,120
19	Gloversville	81	$184,930	$1,051	$51,556
20	Solvay	81	$150,000	$1,493	$61,166
21	Tonawanda	82	$173,600	$1,261	$58,326
22	North Gates	82	$163,400	$1,416	$76,277
23	South Lockport	82	$163,600	$1,423	$56,166
24	Canton	82	$200,137	$1,041	$62,054
25	Greece	83	$169,300	$1,416	$65,849
26	Johnstown	83	$207,467	$1,051	$63,763
27	Irondequoit	84	$182,500	$1,416	$79,162
28	Fredonia	84	$217,158	$1,014	$50,433
29	Cheektowaga	85	$185,500	$1,423	$68,613
30	Cortland	85	$210,616	$1,210	$59,482
31	Ilion	85	$158,842	$1,210	$62,843
32	Seneca Falls	85	$209,817	$1,145	$59,864
33	Liberty	85	$181,900	$1,438	$64,913
34	Niagara Falls	86	$173,844	$1,227	$49,101
35	Fairmount	86	$184,000	$1,493	$84,225
36	Potsdam	86	$193,404	$1,437	$34,546
37	Tonawanda Town	87	$215,200	$1,261	$77,679
38	Oneonta	87	$184,100	$1,605	$61,111
39	Johnson City	87	$169,018	$1,308	$56,283
40	Auburn	88	$226,275	$1,323	$51,052
41	Amsterdam	88	$247,238	$1,111	$56,178
42	Batavia	88	$206,599	$1,517	$59,446
43	Kenmore	88	$208,600	$1,423	$77,639
44	Lancaster	88	$202,200	$1,517	$66,148
45	Westvale	89	$214,200	$1,493	$98,542
46	West Seneca	90	$232,800	$1,423	$79,709
47	Geneseo	90	$226,200	$1,416	$46,589
48	Medina	90	$186,579	$1,416	$59,231
49	Plattsburgh	91	$254,800	$1,263	$57,630
50	Endicott	91	$207,126	$1,279	$47,290

2026 edition — based on ACS 2024, Zillow 2026-08, HUD FY2027, and BEA 2024 dated sources. The edition year is not the observation year.

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