Most Affordable Cities in Florida

Cost of living rankings for 481 cities in Florida with uncapped home, rent, and income estimates. On average, Florida is expensive with a statewide average Cost Index of 119.

1 source baseline is past its update cadence — newer official vintage not reflected

Cheapest City

Zephyrhills South

Index: 75

Most Expensive

Palm Beach

Index: 382

State Average

119

National: 100

Cities Ranked

481

eligible statewide total

Florida Affordability Ranking

Showing 1–50 of 481 eligible cities — 50 on this page. Page 1 of 10.

#	City	Index	Home Value	Rent	Income
1	Zephyrhills South	75	$49,800	$1,917	$42,454
2	Fussels Corner	76	$92,100	$1,608	$56,091
3	West Pensacola	78	$116,100	$1,548	$40,511
4	Homosassa Springs	79	$158,200	$1,194	$48,049
5	Southeast Arcadia	79	$169,200	$1,089	$60,169
6	Perry	79	$183,105	$953	$40,898
7	Zephyrhills West	79	$90,800	$1,917	$51,992
8	Marianna	81	$200,878	$962	$40,414
9	Inwood	82	$142,300	$1,608	$55,540
10	Brent	83	$159,900	$1,548	$49,167
11	Quincy	84	$176,533	$1,424	$32,125
12	Silver Springs Shores	86	$201,300	$1,394	$63,611
13	Myrtle Grove	86	$186,100	$1,548	$67,647
14	Inverness Highlands South	86	$216,800	$1,194	$60,750
15	Cocoa West	86	$158,700	$1,779	$34,126
16	Starke	86	$235,875	$1,008	$52,258
17	Palatka	87	$210,629	$1,384	$32,021
18	Port LaBelle	87	$230,400	$1,144	$75,231
19	University CDP (Hillsborough County)	88	$164,900	$1,917	$37,207
20	Holly Hill	88	$202,585	$1,483	$55,412
21	Avon Park	88	$207,755	$1,493	$36,485
22	Springfield	88	$217,654	$1,384	$54,462
23	Arcadia	88	$246,977	$1,089	$39,677
24	Live Oak	88	$258,654	$999	$59,375
25	Bellview	89	$205,300	$1,548	$69,890
26	Bayonet Point	89	$177,000	$1,917	$42,524
27	Warrington	89	$212,000	$1,548	$61,861
28	West Lealman	89	$169,100	$1,917	$51,589
29	East Milton	89	$212,900	$1,548	$64,904
30	Citrus Springs	89	$240,000	$1,194	$68,011
31	Beacon Square	89	$172,100	$1,917	$56,650
32	Kathleen	89	$203,500	$1,608	$57,097
33	Crystal Lake	89	$205,600	$1,608	$49,424
34	Ensley	90	$222,000	$1,548	$59,084
35	West Vero Corridor	90	$216,400	$1,542	$61,927
36	Clewiston	90	$254,102	$1,144	$57,222
37	Fort Pierce North	90	$167,600	$2,069	$40,228
38	Lauderdale Lakes	91	$135,344	$2,065	$50,006
39	South Bradenton	91	$167,200	$2,188	$48,315
40	Micco	91	$206,962	$1,779	$45,794
41	DeFuniak Springs	91	$232,431	$1,474	$54,512
42	Combee Settlement	91	$195,900	$1,608	$40,384
43	Jasmine Estates	92	$199,500	$1,917	$50,718
44	Holiday	92	$220,584	$1,709	$48,186
45	Lealman	92	$196,400	$1,917	$45,308
46	Elfers	92	$202,300	$1,917	$56,054
47	Bellair-Meadowbrook Terrace	92	$224,900	$1,694	$59,388
48	Sebring	92	$238,671	$1,527	$44,184
49	Orlovista	92	$198,800	$1,959	$46,938
50	Fort Meade	92	$227,905	$1,608	$36,657

2026 edition — based on ACS 2024, Zillow 2026-08, HUD FY2027, and BEA 2024 dated sources. The edition year is not the observation year.

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