LivabilityCalc
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Most Affordable Cities in Florida

Cost of living rankings for 475 cities in Florida. On average, Florida is expensive with a statewide average Cost Index of 112.

Data Updated: March 2026
Cheapest City
Zephyrhills South
Index: 65
Most Expensive
Pinecrest
Index: 321
State Average
112
National: 100
Cities Ranked
475
with complete data

All 475 Cities in Florida — By Affordability

#CityIndexHome ValueRentIncome
1Zephyrhills South65$41,900$1,073$39,884
2Fussels Corner66$80,700$778$55,263
3Marianna68$98,300$841$36,346
4Zephyrhills West69$89,700$996$49,315
5Palatka71$112,300$914$33,628
6Avon Park71$119,600$909$36,845
7Quincy71$101,700$1,022$34,126
8West Pensacola72$109,800$1,086$38,641
9Perry72$122,900$949$44,815
10Southeast Arcadia73$127,500$935$53,532
11Inwood73$115,200$1,112$38,786
12Brent74$121,100$1,074$45,708
13Fort Pierce North75$151,500$893$36,707
14Cocoa West75$135,000$1,103$32,746
15Homosassa Springs76$146,600$1,014$48,489
16Live Oak76$158,200$880$53,578
17University CDP (Hillsborough County)78$146,400$1,185$36,483
18South Bradenton78$149,600$1,230$47,914
19Lake City79$178,600$940$51,175
20Sebring79$175,000$974$42,072
21Beacon Square79$147,100$1,318$52,598
22Bayonet Point80$160,000$1,231$42,157
23West Lealman80$162,800$1,170$48,965
24Belleview80$183,400$998$48,252
25Lealman81$175,100$1,175$45,949
26Bayshore Gardens81$160,700$1,324$50,896
27Warrington81$186,700$1,027$58,309
28Tice81$185,900$1,104$54,833
29Crystal Lake81$174,900$1,143$47,679
30Silver Springs Shores82$181,800$1,231$60,543
31Elfers82$173,400$1,304$52,979
32Kathleen82$180,900$1,196$57,302
33Bellview83$185,600$1,237$62,375
34Jasmine Estates83$172,400$1,376$51,301
35Myrtle Grove83$182,600$1,278$63,011
36DeFuniak Springs83$228,407$821$51,883
37Starke83$224,472$867$46,291
38East Milton84$199,900$1,181$61,922
39Holly Hill84$195,430$1,277$46,360
40New Port Richey East84$199,800$1,158$44,676
41Clewiston84$249,866$729$57,110
42Port LaBelle84$214,600$1,017$53,648
43Floral City84$267,660$504$59,000
44Fort Meade84$224,046$919$35,131
45Shady Hills85$225,600$1,054$63,250
46Arcadia85$239,506$886$38,388
47Orlovista85$195,200$1,301$50,344
48Pahokee85$196,003$912$50,464
49Lauderdale Lakes86$141,598$1,518$44,333
50Ensley86$198,700$1,361$58,264
51West Vero Corridor86$186,700$1,474$59,162
52Springfield86$206,623$1,329$51,640
53Inverness86$236,714$982$44,899
54Inverness Highlands South86$206,900$1,296$61,224
55Jan Phyl Village86$215,200$1,213$58,520
56Mango87$223,300$1,230$44,675
57Citrus Springs87$220,300$1,217$57,477
58Beverly Hills87$234,932$1,140$44,845
59Micco87$212,209$1,340$46,809
60South Apopka87$248,000$972$54,427
61Willow Oak87$241,600$986$59,346
62Lake Wales88$245,696$1,060$55,799
63Bellair-Meadowbrook Terrace88$218,700$1,395$56,887
64Macclenny88$227,500$1,294$63,640
65West Samoset88$213,900$1,371$55,938
66River Park88$196,500$1,580$57,370
67East Lake-Orient Park89$221,500$1,417$56,623
68Gonzalez89$249,800$1,151$81,080
69Indiantown89$263,197$926$52,372
70Ferry Pass90$243,600$1,322$64,368
71Immokalee90$275,558$941$46,143
72Marion Oaks90$233,000$1,429$70,056
73Florida Ridge90$250,500$1,209$64,956
74Lakewood Park90$252,900$1,185$64,848
75South Daytona90$240,658$1,287$54,931
76Westgate90$242,600$1,341$50,441
77Ocala91$219,900$1,593$53,520
78North Fort Myers91$264,902$1,155$55,696
79Oak Ridge91$235,500$1,404$53,389
80Bartow91$273,873$1,073$66,944
81Rainbow Springs91$264,600$1,118$49,535
82Lakeside92$249,300$1,384$80,686
83Palm River-Clair Mel92$244,100$1,439$62,976
84Holiday92$218,565$1,754$43,996
85On Top of the World92$275,000$1,162$57,765
86Villas92$232,800$1,577$55,641
87Callaway92$257,676$1,319$69,388
88Hudson92$287,468$1,038$49,063
89Okeechobee92$284,064$1,008$50,365
90Lakeland93$229,100$1,678$60,947
91Daytona Beach93$245,904$1,538$50,130
92Port Charlotte93$263,950$1,335$60,729
93Titusville93$267,549$1,281$64,898
94Fort Pierce93$273,953$1,194$46,745
95Leesburg93$279,081$1,169$47,506
96Fuller Heights93$262,000$1,416$80,021
97Fort Myers Shores93$256,600$1,435$66,150
98Wright94$270,700$1,419$67,077
99Zephyrhills94$303,599$1,034$49,295
100Belle Glade94$275,225$875$47,191
101Azalea Park94$255,000$1,503$64,585
102Lockhart94$247,400$1,560$70,051
103Cypress Lake94$237,700$1,699$62,767
104Medulla94$288,400$1,227$72,604
105Sugarmill Woods94$289,100$1,200$69,831
106Memphis94$292,200$1,155$71,967
107Fruitland Park94$291,717$1,131$78,359
108Sky Lake94$254,300$1,538$65,161
109Pine Hills95$270,696$1,451$55,692
110University CDP (Orange County)95$275,300$1,393$59,322
111Hallandale Beach95$256,900$1,580$48,518
112Panama City95$278,596$1,334$61,125
113Haines City95$295,675$1,216$58,227
114Vero Beach South95$295,500$1,201$71,675
115Cocoa95$292,995$1,180$56,553
116Auburndale95$301,969$1,127$68,267
117Union Park95$272,700$1,464$64,481
118Pine Castle95$286,900$1,249$46,154
119Brooksville95$309,255$1,070$47,796
120Dade City95$316,815$1,002$63,041
121Crawfordville95$284,528$1,294$74,192
122Pensacola96$261,306$1,623$72,699
123Winter Haven96$248,200$1,768$59,604
124Liberty Triangle96$247,800$1,789$68,107
125Ojus96$216,482$1,697$64,667
126Pasadena Hills96$305,300$1,203$81,273
127Cypress Gardens96$270,600$1,540$85,997
128Dundee96$267,246$1,600$41,550
129LaBelle96$285,138$1,375$49,385
130Tallahassee97$286,955$1,484$55,931
131Lauderhill97$213,693$1,846$49,685
132Port St. John97$262,700$1,679$84,214
133Eustis97$334,865$995$62,475
134Edgewater97$289,233$1,392$58,805
135Highland City97$263,294$1,679$88,628
136Milton97$281,711$1,542$72,676
137Cape Canaveral97$313,356$1,156$70,585
138North Weeki Wachee97$286,900$1,417$63,235
139Newberry97$329,153$1,047$100,513
140Jacksonville98$282,367$1,576$66,981
141Crestview98$266,500$1,769$69,279
142Pace98$320,934$1,195$84,912
143Englewood98$319,060$1,218$65,557
144Gibsonton98$316,316$1,286$74,049
145San Carlos Park98$284,900$1,571$80,109
146Orange City98$288,373$1,540$51,077
147Fairview Shores98$315,200$1,246$61,387
148Alachua98$325,246$1,132$78,526
149Rotonda98$340,700$970$67,383
150Bardmoor98$277,100$1,691$91,006
151Lake Alfred98$306,047$1,348$68,854
152Pembroke Park98$251,016$1,532$50,710
153Pinellas Park99$297,027$1,506$62,043
154Altamonte Springs99$291,754$1,560$64,106
155Buenaventura Lakes99$282,700$1,713$61,822
156Tavares99$310,653$1,409$57,644
157Wildwood99$291,770$1,578$71,858
158Hernando99$352,541$922$41,564
159Indian River Estates99$238,000$2,177$54,563
160South Pasadena99$301,365$1,510$51,369
161Kenneth City99$295,597$1,567$49,375
162Gainesville100$293,024$1,604$45,611
163Fort Myers100$312,186$1,442$62,160
164Town 'n' Country100$295,800$1,643$68,350
165Sun City Center100$273,493$1,884$71,012
166Punta Gorda100$332,468$1,235$79,291
167Pine Ridge CDP (Citrus County)100$354,600$1,053$66,131
168Progress Village100$266,200$1,927$85,814
169Lecanto100$333,397$1,221$52,996
170Ocean City100$325,600$1,340$56,160
171Lehigh Acres101$283,991$1,844$62,330
172Kissimmee101$273,900$1,991$51,277
173Plant City101$337,096$1,334$64,536
174Lake Magdalene101$335,800$1,342$75,606
175Temple Terrace101$323,326$1,489$65,756
176Palm Springs101$266,999$1,597$59,602
177South Venice101$293,600$1,790$72,322
178New Port Richey101$288,331$1,800$46,160
179Port Salerno101$329,000$1,441$64,051
180West Perrine101$328,800$1,413$59,213
181Green Cove Springs101$336,121$1,285$66,907
182St. Augustine Shores101$290,000$1,746$72,724
183Orange Park101$306,910$1,630$74,564
184Fern Park101$321,400$1,440$60,828
185Williamsburg101$316,900$1,541$81,200
186North Port102$301,735$1,738$81,940
187Poinciana102$282,294$1,908$63,042
188Port Orange102$332,748$1,448$68,955
189Fountainebleau102$284,600$1,948$65,568
190Egypt Lake-Leto102$336,853$1,424$53,599
191Fort Walton Beach102$296,000$1,817$66,556
192Lynn Haven102$320,511$1,577$83,093
193Lady Lake102$341,653$1,361$47,260
194Naranja102$310,700$1,655$55,563
195Wimauma102$349,111$1,259$58,708
196Loughman102$289,600$1,887$64,926
197Mascotte102$319,877$1,536$80,114
198Mims102$384,727$874$57,232
199Balm102$312,600$1,679$104,347
200Palm Bay103$299,958$1,866$67,521
201Clearwater103$337,480$1,539$64,440
202Four Corners103$312,300$1,769$74,202
203Sebastian103$343,439$1,414$68,863
204Iona103$295,700$1,908$66,143
205Ormond-by-the-Sea103$350,900$1,370$67,389
206Vero Lake Estates103$293,500$1,882$63,487
207White City103$350,800$1,305$96,042
208Naples Manor103$340,000$1,459$63,142
209Spring Hill104$305,326$1,908$66,557
210Deltona104$295,338$1,956$72,967
211Greenacres104$280,363$1,709$62,917
212Oakleaf Plantation104$309,300$1,852$110,521
213Casselberry104$342,235$1,524$57,816
214Leisure City104$333,100$1,590$48,640
215Gulfport104$347,178$1,487$68,617
216Seffner104$351,112$1,473$88,167
217Ridge Wood Heights104$349,900$1,465$68,463
218South Miami Heights105$357,000$1,442$64,657
219Goldenrod105$332,700$1,673$62,410
220Richmond Heights105$344,200$1,630$63,750
221High Springs105$326,589$1,707$80,973
222Largo106$329,802$1,827$60,465
223DeLand106$331,166$1,796$73,352
224Tarpon Springs106$384,371$1,234$68,877
225Lake Butler106$276,850$2,413$178,750
226Upper Grand Lagoon106$351,400$1,570$73,438
227Oldsmar106$362,700$1,438$76,100
228Sarasota Springs106$310,400$2,050$89,646
229Middleburg106$321,562$1,928$70,877
230Gulf Gate106$344,500$1,661$64,724
231The Meadows106$344,900$1,625$66,003
232River Ridge106$303,400$2,058$86,786
233Daytona Beach Shores106$360,966$1,461$70,911
234Sanford107$339,792$1,804$62,877
235Country Club107$340,900$1,813$70,974
236Carrollwood107$366,200$1,512$76,723
237DeBary107$374,116$1,479$87,391
238Midway CDP (Santa Rosa County)107$352,600$1,668$90,662
239Thonotosassa107$403,744$1,129$67,447
240Southchase107$344,900$1,798$85,573
241Conway107$366,800$1,502$96,250
242Viera East107$365,400$1,563$97,386
243Tampa108$369,079$1,567$71,302
244Cape Coral108$335,921$1,898$76,062
245Brandon108$351,090$1,794$77,068
246Palm Coast108$337,170$1,901$71,840
247Margate108$318,898$1,662$60,852
248Bradenton108$349,029$1,794$60,964
249Dania Beach108$324,135$1,636$50,948
250Ruskin108$312,335$2,213$76,402
251Golden Gate108$365,400$1,641$64,767
252Groveland108$371,384$1,579$92,258
253Stuart108$372,634$1,540$64,409
254Goulds108$415,100$1,104$58,291
255Lakeland Highlands108$352,000$1,817$106,012
256Lochmoor Waterway Estates108$335,600$1,898$87,606
257South Gate Ridge108$369,400$1,581$76,307
258Whiskey Creek108$345,100$1,875$99,242
259Melbourne109$353,209$1,856$64,504
260Meadow Woods109$351,600$1,859$77,124
261Bradfordville109$358,400$1,786$129,276
262Forest City109$364,900$1,706$84,337
263Jensen Beach109$410,459$1,227$63,397
264Lantana109$374,800$1,590$69,677
265Davenport109$341,236$1,972$65,157
266Citrus Hills109$392,300$1,486$84,091
267Southgate109$374,800$1,586$77,616
268St. Petersburg110$345,243$2,048$73,118
269Deerfield Beach110$271,101$2,399$56,976
270The Villages110$392,908$1,541$76,523
271Tamarac110$291,745$2,174$59,216
272St. Cloud110$324,100$2,228$76,196
273Princeton110$386,000$1,663$82,130
274Northdale110$376,200$1,687$91,656
275Mount Dora110$390,897$1,500$69,931
276Yulee110$381,173$1,595$82,718
277Florida City110$367,359$1,328$47,754
278Ellenton110$388,406$1,600$69,191
279Orlando111$370,828$1,857$69,268
280Coconut Creek111$284,647$2,345$75,516
281Kendall West111$377,800$1,755$66,858
282Merritt Island111$422,387$1,348$91,020
283West Melbourne111$370,000$1,801$90,521
284Bee Ridge111$370,400$1,833$79,375
285Port St. Lucie112$381,910$1,781$78,137
286Kendale Lakes112$378,100$1,863$69,150
287Ormond Beach112$359,799$2,056$67,482
288Vero Beach112$359,800$2,071$67,351
289Fruitville112$379,600$1,882$86,500
290Gladeview112$395,241$1,234$44,560
291McGregor112$413,000$1,544$88,578
292Lake Lorraine112$411,900$1,488$91,619
293Riverview113$363,993$2,144$95,442
294Alafaya113$391,900$1,834$98,289
295Delray Beach113$338,995$1,914$79,393
296Panama City Beach113$407,798$1,631$78,921
297Brownsville113$415,852$1,157$38,460
298Palmetto113$349,580$2,212$61,538
299Gateway113$394,500$1,784$103,161
300South Patrick Shores113$410,800$1,586$86,048
301Freeport113$390,332$1,769$89,540
302Palm Harbor114$396,635$1,867$75,354
303North Lauderdale114$346,713$1,950$63,423
304Lake Park114$398,257$1,396$69,274
305Apopka115$392,655$2,024$95,703
306Navarre115$410,229$1,797$98,522
307Rockledge115$391,892$1,970$83,009
308Ives Estates115$354,927$1,979$67,841
309Bloomingdale115$377,000$2,129$107,313
310Seminole115$376,345$2,166$77,335
311Niceville115$430,065$1,579$96,611
312Minneola115$386,700$2,064$102,968
313Laurel115$450,200$1,411$89,282
314Gulf Breeze115$465,485$1,246$108,575
315Ocoee116$412,587$1,858$93,292
316Citrus Park116$418,034$1,794$84,220
317Venice116$377,988$2,195$74,340
318Pebble Creek116$384,500$2,189$109,375
319Dunedin117$401,077$2,053$68,068
320New Smyrna Beach117$444,227$1,638$78,373
321Pinewood117$422,671$1,460$47,551
322Westview117$460,558$1,019$53,840
323Cocoa Beach117$451,546$1,555$82,381
324Three Oaks117$421,300$1,851$102,392
325Orangetree117$473,800$1,351$102,133
326Flagler Beach117$446,521$1,581$81,193
327Pompano Beach118$348,110$2,302$63,832
328Wesley Chapel118$401,530$2,223$107,004
329Oakland Park118$358,157$2,217$68,424
330Winter Springs118$419,488$1,987$86,332
331West Little River118$429,941$1,411$51,834
332Fleming Island118$436,179$1,767$119,046
333Palmetto Estates118$412,200$2,015$82,199
334Hobe Sound118$491,868$1,184$63,233
335Indian Harbour Beach118$450,549$1,674$98,046
336Boynton Beach119$396,296$1,896$71,378
337Sarasota119$408,978$2,130$70,065
338Wekiwa Springs119$429,600$1,914$113,067
339Hunters Creek119$426,000$2,006$99,942
340Opa-locka119$462,100$1,225$31,680
341Cheval119$485,600$1,350$92,095
342North Merritt Island119$495,400$1,328$113,897
343Rio Pinar119$381,800$2,432$100,574
344Samsula-Spruce Creek119$384,100$2,440$90,575
345Clermont120$429,741$2,054$79,789
346Land O' Lakes120$416,592$2,195$98,648
347West Park120$418,249$1,731$58,825
348Bithlo120$499,085$1,373$96,250
349North Bay Village120$385,924$2,115$80,761
350Sunrise121$358,888$2,470$72,107
351The Acreage121$464,400$1,774$105,405
352Golden Glades121$458,885$1,444$49,932
353East Lake121$457,300$1,844$93,862
354Winter Park121$458,756$1,840$98,076
355World Golf Village121$447,900$1,946$109,731
356Hialeah Gardens121$417,519$1,798$60,855
357Longwood121$449,462$1,881$77,214
358St. Augustine121$429,816$2,110$80,473
359Westchester122$473,300$1,734$75,905
360Valrico122$411,777$2,374$98,451
361Apollo Beach122$435,677$2,174$113,130
362Sweetwater122$443,283$1,699$55,154
363Lake Mary122$460,882$1,915$116,944
364Broadview Park122$421,590$1,846$67,532
365West Palm Beach123$396,195$2,256$69,261
366Safety Harbor123$489,520$1,719$105,813
367Three Lakes123$434,800$2,255$91,364
368Destin123$455,100$2,034$89,141
369Ave Maria123$405,600$2,552$95,179
370Fort Myers Beach123$485,694$1,693$90,833
371North Miami124$410,416$2,234$51,909
372Riviera Beach124$401,804$2,292$62,152
373Lutz124$479,389$1,916$114,516
374Coral Terrace124$496,500$1,707$77,396
375Maitland124$475,095$1,930$93,318
376Belle Isle124$524,107$1,402$111,875
377Miami Gardens125$464,022$1,709$60,979
378Fruit Cove125$451,600$2,261$137,906
379Trinity125$422,000$2,594$113,125
380Asbury Lake125$461,236$2,189$100,681
381Treasure Island125$524,189$1,496$82,340
382Tamiami126$451,400$1,901$78,916
383Estero126$494,321$1,917$100,459
384Richmond West126$448,900$2,374$96,282
385Westchase126$491,300$1,921$120,070
386Glenvar Heights126$496,200$1,883$71,067
387Westwood Lakes126$465,000$2,243$87,341
388Kendall127$516,900$1,808$83,664
389Bonita Springs127$511,967$1,809$90,486
390Hollywood128$436,267$2,237$65,359
391North Miami Beach128$440,579$2,276$57,633
392Oviedo128$501,225$2,036$114,092
393Satellite Beach128$510,167$1,921$115,684
394Wedgefield128$519,748$1,833$120,440
395Homestead129$436,039$2,395$61,975
396Lake Worth Beach129$432,577$2,378$60,978
397Hialeah130$439,844$2,437$53,079
398Pembroke Pines130$485,730$1,910$81,675
399Horizon West130$498,700$2,236$123,586
400Fish Hawk131$509,800$2,228$133,142
401The Crossings131$499,617$1,879$83,643
402Sunset131$537,500$1,894$99,764
403Olympia Heights131$497,300$2,341$107,381
404Heathrow131$543,600$1,904$122,837
405Royal Palm Beach132$478,398$2,192$92,382
406Country Walk132$489,400$2,553$118,881
407Plantation133$494,385$2,148$87,077
408Viera West133$539,000$2,080$98,107
409Palmer Ranch133$563,000$1,819$103,682
410Fernandina Beach134$596,850$1,581$92,535
411St. Augustine Beach134$583,362$1,700$92,661
412Doctor Phillips135$531,992$2,358$101,540
413Aventura136$424,850$3,085$82,777
414St. Pete Beach136$598,677$1,753$108,931
415Miami137$573,963$1,657$59,390
416Davie137$512,190$2,330$87,171
417Wilton Manors138$574,618$1,789$79,390
418Palm Springs North138$476,500$3,205$97,083
419Coral Springs139$517,563$2,373$90,643
420Palm City139$604,319$1,965$117,689
421Lely Resort139$599,000$2,028$100,163
422Miramar140$514,738$2,565$86,109
423The Hammocks140$531,182$2,385$83,253
424Winter Garden140$566,092$2,432$106,371
425Celebration140$613,000$1,948$97,654
426Lauderdale-by-the-Sea140$626,100$1,816$81,020
427Fort Lauderdale141$503,437$2,718$79,935
428Key Largo141$626,300$1,889$78,906
429Keystone142$604,800$2,227$155,365
430Palm Valley142$646,200$1,804$118,280
431Boca Raton143$558,294$2,334$102,722
432Miami Beach143$518,750$2,756$67,014
433North Palm Beach144$611,192$1,929$91,042
434Marathon144$683,700$1,592$80,556
435Odessa144$677,656$1,620$116,870
436Lakewood Ranch145$626,500$2,213$123,471
437Tequesta145$634,074$1,774$103,036
438Miramar Beach146$649,954$2,097$97,159
439Osprey146$661,648$2,008$94,815
440Doral148$545,219$2,903$88,474
441Jacksonville Beach148$626,924$2,457$115,825
442Cutler Bay149$557,022$2,902$82,155
443Miami Lakes149$646,836$2,024$97,255
444Jupiter Farms149$610,100$2,764$140,213
445Atlantic Beach149$692,322$1,883$103,288
446Sanibel149$803,742$747$122,730
447Sunny Isles Beach150$651,750$2,002$59,124
448Miami Springs150$719,508$1,333$88,705
449South Miami152$736,900$1,700$88,313
450Neptune Beach152$761,886$1,481$111,025
451West Miami152$651,201$2,176$56,509
452Cortez153$732,132$1,912$76,915
453Cooper City155$657,982$2,392$122,565
454Nocatee155$585,000$3,578$131,488
455Bay Harbor Islands156$671,040$2,348$84,750
456Palmetto Bay159$787,000$1,862$143,368
457Wellington160$644,046$2,988$110,294
458Lighthouse Point160$757,164$1,776$92,268
459Miami Shores161$720,879$2,233$137,873
460Palm Beach Gardens162$671,040$2,882$110,563
461Key West165$816,300$2,075$78,532
462Jupiter167$691,253$3,125$109,109
463Marco Island169$859,460$1,955$104,105
464Islamorada170$880,200$1,856$95,212
465Siesta Key172$814,438$2,761$119,427
466Weston176$723,772$3,592$140,501
467Longboat Key192$968,093$2,969$143,365
468Parkland210$1,047,348$3,306$200,156
469Naples214$1,254,200$1,968$140,833
470Surfside219$1,272,196$1,795$88,938
471Southwest Ranches246$1,414,694$2,730$157,390
472Coral Gables248$1,491,732$2,121$130,803
473Key Biscayne281$1,644,950$3,529$172,604
474Palm Beach315$2,099,360$1,849$175,078
475Pinecrest321$2,145,407$1,916$192,477