Most Affordable Cities in California

Cost of living rankings for 644 cities in California with uncapped home, rent, and income estimates. On average, California is expensive with a statewide average Cost Index of 183.

1 source baseline is past its update cadence — newer official vintage not reflected
Cheapest City
Salton City
Index: 86
Most Expensive
Montecito
Index: 901
State Average
183
National: 100
Cities Ranked
644
eligible statewide total

California Affordability Ranking

Showing 151–200 of 644 eligible cities — 50 on this page. Page 4 of 13.

#CityIndexHome ValueRentIncome
151Rosamond128$409,335$2,182$79,386
152Stockton129$427,285$2,010$79,907
153Coachella129$433,969$2,103$68,596
154Tehachapi129$424,296$2,080$72,957
155Modesto130$442,564$2,021$79,891
156Imperial130$442,042$1,975$90,195
157Grass Valley130$510,345$2,156$51,764
158Kingsburg130$476,526$1,685$76,913
159Plumas Lake130$555,300$1,600$120,408
160Fowler130$471,322$1,685$66,983
161Victorville131$434,932$2,275$74,410
162Antelope131$489,800$2,407$99,067
163Diamond Springs131$437,628$2,201$77,219
164Citrus Heights132$470,694$1,904$82,314
165Yuba City132$439,108$2,136$75,477
166Rio Linda132$449,391$2,201$96,364
167Muscoy132$460,316$2,103$71,458
168Oak Hills132$527,500$2,103$101,323
169Piñon Hills132$459,632$2,103$68,289
170Fort Bragg132$566,857$1,683$56,481
171Hesperia133$462,029$2,229$72,160
172Colton133$495,001$1,883$71,208
173Rosemont133$458,000$2,123$90,046
174Phelan133$466,575$2,103$79,914
175Kerman133$415,642$2,500$59,799
176Salida133$487,470$1,803$94,935
177North Auburn133$530,400$2,201$71,056
178La Riviera133$469,728$2,064$97,975
179Home Gardens133$538,700$2,103$96,342
180Sacramento134$473,797$2,056$87,321
181San Bernardino134$492,161$1,954$67,415
182University of California-Santa Barbara134$452,900$3,106$69,327
183Alta Sierra CDP (Nevada County)134$563,700$1,885$105,603
184Turlock135$481,653$2,075$82,995
185Olivehurst135$449,905$2,342$83,214
186Bostonia135$487,600$2,823$78,878
187Cathedral City136$474,971$2,301$73,572
188Los Banos136$460,798$2,292$68,171
189Rosedale136$608,900$1,656$135,966
190Rio Vista136$453,932$2,450$89,306
191Desert Palms136$567,400$2,103$79,792
192Arden-Arcade137$560,200$2,201$77,321
193Quartz Hill137$485,300$2,964$105,443
194Big Bear Lake137$530,328$1,859$76,250
195Lancaster138$461,962$2,420$81,511
196San Jacinto138$483,140$2,459$80,647
197Riverbank138$482,579$2,328$87,966
198Carmichael139$552,774$1,741$85,914
199Bay Point139$525,000$2,805$82,565
200Indio140$508,882$2,349$77,167

2026 edition — based on ACS 2024, Zillow 2026-08, HUD FY2027, and BEA 2024 dated sources. The edition year is not the observation year.

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