Most Affordable Cities in Massachusetts

Cost of living rankings for 122 cities in Massachusetts with uncapped home, rent, and income estimates. On average, Massachusetts is expensive with a statewide average Cost Index of 162.

1 source baseline is past its update cadence — newer official vintage not reflected

Cheapest City

North Adams

Index: 105

Most Expensive

Nantucket

Index: 453

State Average

162

National: 100

Cities Ranked

122

eligible statewide total

Massachusetts Affordability Ranking

Showing 1–50 of 122 eligible cities — 50 on this page. Page 1 of 3.

#	City	Index	Home Value	Rent	Income
1	North Adams	105	$262,950	$1,763	$47,500
2	Adams	105	$270,617	$1,704	$48,775
3	Pittsfield	108	$309,464	$1,576	$70,582
4	Chicopee	110	$322,260	$1,631	$62,615
5	Springfield	111	$305,068	$1,853	$52,656
6	Athol	112	$336,064	$1,650	$67,394
7	Whitinsville	113	$449,600	$1,197	$96,145
8	Holyoke	114	$334,317	$1,863	$53,605
9	Palmer Town	114	$337,514	$1,800	$78,480
10	Greenfield	115	$339,342	$1,882	$55,614
11	West Springfield Town	116	$368,239	$1,680	$69,371
12	Gardner	116	$373,721	$1,599	$67,518
13	Middleborough Center	116	$424,900	$1,737	$97,616
14	Bliss Corner	116	$446,200	$1,538	$75,420
15	North Westport	116	$411,300	$1,662	$87,582
16	Ware	119	$354,232	$2,034	$45,158
17	Agawam Town	120	$372,698	$1,961	$85,421
18	Southbridge Town	120	$379,845	$1,880	$66,287
19	Mansfield Center	121	$480,000	$1,664	$97,798
20	West Yarmouth	121	$494,600	$1,470	$65,841
21	Fitchburg	122	$403,296	$1,799	$73,040
22	Westfield	122	$388,732	$1,939	$87,753
23	Easthampton	123	$437,373	$1,999	$71,673
24	North Attleborough Town	124	$482,200	$1,879	$112,665
25	New Bedford	126	$442,741	$1,841	$56,981
26	Webster	126	$443,772	$1,825	$63,837
27	Fall River	127	$450,311	$1,850	$56,673
28	Oxford	128	$434,713	$2,043	$89,623
29	Williamstown	128	$503,294	$1,763	$97,917
30	Worcester	129	$435,944	$2,130	$70,102
31	Spencer	129	$440,216	$2,043	$59,931
32	South Yarmouth	130	$541,700	$1,806	$82,188
33	Clinton	130	$452,975	$2,060	$79,516
34	Leominster	131	$471,837	$1,899	$83,816
35	Somerset	135	$513,245	$1,879	$112,677
36	Lowell	137	$486,078	$2,308	$78,658
37	Taunton	138	$521,740	$2,096	$79,283
38	Longmeadow	138	$541,809	$1,800	$149,601
39	Northampton	139	$501,170	$2,367	$80,288
40	East Falmouth	139	$593,000	$2,116	$81,464
41	Yarmouth Port	139	$604,900	$1,917	$110,304
42	Brockton	141	$508,661	$2,341	$80,115
43	Lawrence	141	$513,746	$2,380	$60,433
44	Pinehurst	141	$623,800	$1,946	$146,250
45	Bellingham	141	$543,746	$2,574	$96,763
46	Attleboro	143	$540,412	$2,362	$98,954
47	Haverhill	145	$548,436	$2,305	$88,326
48	Chelsea	146	$525,493	$2,667	$72,179
49	Milford	146	$560,053	$2,300	$93,310
50	Amherst Town	147	$547,271	$2,579	$66,968

2026 edition — based on ACS 2024, Zillow 2026-08, HUD FY2027, and BEA 2024 dated sources. The edition year is not the observation year.

Compare with Other States

California Florida Texas New York Illinois New Jersey Ohio Pennsylvania Maryland Virginia Washington Michigan