Most Affordable Cities in Massachusetts

Cost of living rankings for 118 cities in Massachusetts. On average, Massachusetts is expensive with a statewide average Cost Index of 124.

Data Updated: March 2026

Cheapest City

North Adams

Index: 46

Most Expensive

Wellesley

Index: 283

State Average

124

National: 100

Cities Ranked

118

with complete data

All 118 Cities in Massachusetts — By Affordability

#	City	Index	Home Value	Rent	Income
1	North Adams	46	$185,300	$777	$48,521
2	Adams	51	$189,100	$909	$48,750
3	Athol	59	$227,000	$1,018	$61,742
4	Ware	60	$229,700	$1,046	$52,039
5	Springfield	61	$222,700	$1,114	$51,339
6	Pittsfield	62	$233,700	$1,094	$68,386
7	Holyoke	63	$255,300	$1,016	$51,892
8	Palmer Town	63	$255,000	$1,041	$78,789
9	Chicopee	65	$251,800	$1,108	$66,927
10	Greenfield	65	$252,000	$1,097	$53,961
11	Gardner	67	$271,300	$1,071	$62,948
12	Westfield	69	$295,500	$1,064	$82,847
13	Southbridge Town	69	$267,000	$1,157	$59,397
14	Spencer	70	$297,700	$1,052	$59,618
15	Fitchburg	71	$295,500	$1,131	$70,659
16	West Springfield Town	72	$307,900	$1,121	$70,401
17	Webster	72	$303,900	$1,112	$60,384
18	New Bedford	74	$324,400	$1,085	$56,025
19	Agawam Town	74	$290,000	$1,234	$82,359
20	Oxford	74	$327,300	$1,047	$91,742
21	Fall River	78	$357,800	$1,086	$53,933
22	Easthampton Town	80	$343,800	$1,192	$72,925
23	Leominster	82	$345,000	$1,282	$81,556
24	Clinton	83	$328,600	$1,386	$78,909
25	Worcester	86	$339,500	$1,415	$67,544
26	Taunton	88	$388,200	$1,269	$79,715
27	Somerset	89	$389,400	$1,313	$111,720
28	Bliss Corner	91	$430,700	$1,186	$73,919
29	Northampton	93	$398,000	$1,404	$78,467
30	Whitinsville	94	$440,100	$1,271	$93,504
31	Attleboro	96	$409,100	$1,446	$93,266
32	Lawrence	97	$393,500	$1,569	$57,903
33	Lowell	98	$395,100	$1,603	$76,205
34	Brockton	98	$405,500	$1,545	$77,089
35	Middleborough Center	98	$372,400	$1,705	$79,520
36	North Attleborough Town	101	$462,700	$1,402	$109,426
37	Hudson	101	$457,400	$1,417	$96,149
38	Holbrook	101	$436,500	$1,522	$107,768
39	Haverhill	103	$426,900	$1,620	$87,675
40	Longmeadow	103	$425,800	$1,650	$144,639
41	West Yarmouth	104	$456,800	$1,514	$63,859
42	Amherst Town	105	$454,000	$1,570	$65,938
43	Milford	105	$429,800	$1,702	$88,992
44	Plymouth	105	$426,000	$1,701	$72,639
45	Mansfield Center	105	$449,200	$1,601	$101,546
46	Kingston	107	$529,400	$1,298	$130,179
47	Methuen Town	108	$472,200	$1,610	$103,270
48	Amesbury Town	108	$475,400	$1,573	$100,599
49	Salisbury	108	$441,500	$1,737	$93,052
50	Lynn	109	$472,600	$1,612	$74,715
51	South Yarmouth	109	$465,100	$1,665	$79,638
52	Northborough	109	$553,700	$1,219	$154,926
53	Abington	112	$516,300	$1,547	$119,787
54	Maynard	113	$494,200	$1,678	$119,549
55	Marlborough	114	$485,400	$1,721	$95,047
56	Foxborough	115	$523,200	$1,591	$83,162
57	Chelsea	116	$476,500	$1,859	$72,220
58	Scituate	116	$699,200	$811	$126,379
59	Salem	117	$497,400	$1,800	$85,137
60	Gloucester	118	$587,800	$1,395	$87,898
61	Yarmouth Port	118	$542,600	$1,636	$108,563
62	Randolph Town	120	$463,500	$2,049	$103,129
63	Weymouth Town	121	$516,200	$1,861	$100,077
64	Bridgewater Town	122	$500,600	$1,976	$112,482
65	Barnstable Town	124	$559,200	$1,751	$97,348
66	East Falmouth	127	$554,200	$1,884	$69,121
67	Franklin Town	128	$567,100	$1,856	$142,788
68	Pinehurst	128	$585,600	$1,759	$136,406
69	Peabody	130	$566,200	$1,902	$95,278
70	Revere	131	$566,200	$1,966	$81,121
71	Beverly	131	$621,900	$1,683	$103,739
72	Walpole	131	$572,000	$1,952	$132,411
73	Framingham	132	$600,600	$1,853	$98,179
74	Hull	134	$606,100	$1,885	$127,112
75	Saugus	135	$589,500	$1,982	$100,819
76	Winthrop Town	135	$606,900	$1,909	$106,357
77	Quincy	136	$598,100	$1,998	$95,711
78	Andover	136	$719,900	$1,422	$127,054
79	Everett	137	$605,200	$1,988	$79,658
80	Braintree Town	137	$623,200	$1,925	$125,305
81	Stoneham	137	$629,000	$1,878	$112,635
82	Danvers	138	$611,200	$2,004	$117,072
83	Malden	139	$607,500	$2,066	$95,298
84	Norwood	140	$613,500	$2,056	$97,110
85	East Harwich	140	$585,400	$2,213	$108,157
86	Wakefield	142	$670,100	$1,872	$130,320
87	Dedham	142	$630,400	$2,058	$124,375
88	Medfield	145	$734,200	$1,667	$186,625
89	Woburn	147	$641,800	$2,190	$107,754
90	Reading	148	$741,100	$1,722	$163,725
91	Newburyport	149	$792,400	$1,511	$144,259
92	North Scituate	149	$771,000	$1,613	$136,852
93	Sharon	152	$614,300	$2,469	$183,239
94	Boston	154	$710,400	$2,093	$94,755
95	Wilmington	154	$646,200	$2,412	$161,473
96	Swampscott	155	$690,800	$2,223	$128,964
97	Waltham	157	$705,700	$2,232	$116,560
98	Melrose	161	$796,100	$1,933	$126,854
99	Milton	162	$896,500	$1,503	$178,053
100	Cochituate	163	$862,000	$1,705	$190,938
101	Burlington	164	$679,400	$2,597	$142,207
102	Medford	165	$715,500	$2,477	$118,089
103	Watertown Town	165	$737,600	$2,357	$123,422
104	Marblehead	171	$906,200	$1,769	$165,859
105	Arlington	176	$885,000	$2,043	$141,440
106	Lynnfield	187	$904,200	$2,333	$172,484
107	West Concord	187	$881,800	$2,444	$178,979
108	Somerville	190	$899,400	$2,468	$127,056
109	Hingham	193	$1,216,800	$1,066	$222,696
110	Belmont	215	$1,108,800	$2,387	$178,188
111	Cambridge	216	$1,040,500	$2,742	$126,469
112	Needham	221	$1,146,000	$2,412	$212,241
113	Winchester	222	$1,181,700	$2,271	$218,176
114	Newton	228	$1,202,500	$2,388	$184,989
115	Lexington	232	$1,147,900	$2,816	$219,402
116	Brookline	244	$1,233,100	$2,804	$140,631
117	Nantucket	252	$1,359,200	$2,484	$109,988
118	Wellesley	283	$1,513,400	$2,849	$250,001

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