Most Affordable Cities in New Jersey

Cost of living rankings for 285 cities in New Jersey with uncapped home, rent, and income estimates. On average, New Jersey is expensive with a statewide average Cost Index of 149.

1 source baseline is past its update cadence — newer official vintage not reflected
Cheapest City
Crestwood Village
Index: 84
Most Expensive
Englewood Cliffs
Index: 291
State Average
149
National: 100
Cities Ranked
285
eligible statewide total

New Jersey Affordability Ranking

Showing 151–200 of 285 eligible cities — 50 on this page. Page 4 of 6.

#CityIndexHome ValueRentIncome
151Somerville147$552,174$2,442$103,760
152Haledon147$567,420$2,282$95,870
153Dunellen147$539,643$2,623$86,967
154Troy Hills147$650,500$2,233$183,707
155Beach Haven West147$641,700$2,283$119,394
156Lakewood148$589,571$2,200$56,968
157Union City148$563,754$2,396$64,310
158Linden148$554,388$2,495$92,915
159Ventnor City148$652,866$2,018$68,671
160Raritan148$555,727$2,494$107,672
161Franklin Center148$612,000$2,623$157,212
162East Freehold148$645,900$2,283$189,219
163Carteret149$564,839$2,519$96,862
164Middlesex149$551,366$2,623$105,000
165Sayreville150$535,777$2,844$99,979
166Iselin150$563,224$2,556$109,500
167Bayonne151$592,916$2,401$83,887
168Ridgefield Park151$604,253$2,282$100,718
169Spotswood151$573,324$2,623$105,060
170Garfield152$588,879$2,510$79,700
171Somerset152$578,473$2,636$121,028
172Harrison152$580,725$2,646$93,013
173Highland Park152$594,393$2,472$104,694
174Robertsville152$685,100$2,283$210,661
175Ringwood152$610,809$2,282$152,414
176Little Ferry153$604,934$2,508$85,750
177Towaco153$701,300$2,233$205,636
178South Plainfield154$594,056$2,659$130,239
179Princeton Meadows154$665,700$2,623$131,213
180Kenilworth154$634,342$2,233$118,611
181Lodi155$630,259$2,348$89,305
182Clifton156$612,937$2,672$98,237
183Bergenfield156$647,012$2,282$130,045
184Elmwood Park156$622,018$2,501$101,740
185Woodland Park156$650,476$2,282$98,845
186Eatontown157$657,360$2,232$90,463
187Succasunna157$661,194$2,233$161,712
188Flanders157$661,568$2,196$147,367
189Milltown157$618,355$2,623$140,960
190Colonia158$646,433$2,472$122,713
191North Arlington158$634,560$2,644$94,201
192Fairview158$668,019$2,250$63,606
193Totowa158$664,458$2,282$113,563
194Bridgewater Center158$703,700$2,623$205,595
195Carlstadt159$675,048$2,282$115,444
196Martinsville160$720,400$2,623$205,000
197Boonton160$681,160$2,233$114,302
198Englewood161$633,595$2,828$102,571
199Dayton161$661,868$2,623$151,902
200Hawthorne162$647,132$2,787$110,237

2026 edition — based on ACS 2024, Zillow 2026-08, HUD FY2027, and BEA 2024 dated sources. The edition year is not the observation year.