Most Affordable Cities in New York

Cost of living rankings for 345 cities in New York with uncapped home, rent, and income estimates. On average, New York is expensive with a statewide average Cost Index of 150.

1 source baseline is past its update cadence — newer official vintage not reflected

Cheapest City

Olean

Index: 67

Most Expensive

Manhasset

Index: 355

State Average

150

National: 100

Cities Ranked

345

eligible statewide total

New York Affordability Ranking

Showing 51–100 of 345 eligible cities — 50 on this page. Page 2 of 7.

#	City	Index	Home Value	Rent	Income
51	Fulton	91	$187,377	$1,493	$52,046
52	Hamburg	91	$248,600	$1,361	$112,292
53	Gananda	91	$235,900	$1,416	$109,761
54	Rotterdam	92	$214,400	$1,711	$85,887
55	Eggertsville	92	$248,100	$1,423	$82,767
56	Canandaigua	92	$229,100	$1,592	$64,929
57	West Glens Falls	92	$255,800	$1,347	$93,239
58	Utica	93	$212,423	$1,404	$52,484
59	Endwell	93	$228,287	$1,219	$82,726
60	Newark	93	$208,256	$1,416	$60,006
61	Binghamton	94	$192,215	$1,701	$45,578
62	Rome	94	$214,475	$1,472	$59,925
63	Watertown	94	$205,731	$1,565	$51,753
64	Hampton Manor	94	$239,400	$1,711	$98,364
65	Lockport	95	$272,216	$971	$62,410
66	Oneida	95	$219,337	$1,493	$61,597
67	Horseheads	95	$229,358	$1,378	$61,223
68	Syracuse	96	$224,508	$1,541	$47,819
69	Brighton	96	$282,100	$1,416	$85,467
70	Geneva	96	$229,571	$1,458	$79,435
71	Hudson Falls	96	$239,158	$1,347	$62,969
72	Buffalo	97	$248,828	$1,425	$50,041
73	Roessleville	97	$264,500	$1,711	$96,058
74	East Rochester	97	$237,707	$1,471	$73,344
75	Rochester	98	$247,040	$1,476	$47,213
76	Glens Falls North	98	$308,100	$1,347	$77,881
77	Monticello	98	$294,686	$1,492	$50,583
78	North Syracuse	98	$248,624	$1,493	$71,026
79	De Witt	99	$297,600	$1,493	$123,864
80	Big Flats	99	$267,543	$1,348	$89,286
81	North Tonawanda	100	$287,597	$1,255	$66,961
82	Glens Falls	100	$271,767	$1,347	$67,788
83	Colonie	100	$285,400	$1,711	$103,983
84	Brockport	100	$281,655	$1,279	$69,866
85	Radisson	100	$313,600	$1,493	$89,297
86	Poughkeepsie	101	$283,700	$1,842	$60,741
87	East Glenville	101	$296,200	$1,711	$96,588
88	Harris Hill	101	$322,600	$1,423	$100,881
89	Depew	102	$273,403	$1,653	$73,556
90	East Greenbush	102	$303,400	$1,711	$118,393
91	Westmere	103	$313,400	$1,711	$88,378
92	Scotia	103	$264,620	$1,711	$76,525
93	Troy	104	$300,987	$1,483	$58,477
94	Fairview CDP (Dutchess County)	104	$283,500	$2,131	$67,161
95	Kingston	105	$315,500	$1,900	$68,186
96	Port Jervis	105	$322,746	$1,833	$47,917
97	Hilton	105	$314,037	$1,416	$87,377
98	Watervliet	106	$322,537	$1,449	$57,919
99	Schenectady	108	$333,482	$1,503	$58,399
100	Niskayuna	108	$357,900	$1,711	$134,052

2026 edition — based on ACS 2024, Zillow 2026-08, HUD FY2027, and BEA 2024 dated sources. The edition year is not the observation year.

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