Most Affordable Cities in California

Cost of living rankings for 644 cities in California with uncapped home, rent, and income estimates. On average, California is expensive with a statewide average Cost Index of 183.

1 source baseline is past its update cadence — newer official vintage not reflected
Cheapest City
Salton City
Index: 86
Most Expensive
Montecito
Index: 901
State Average
183
National: 100
Cities Ranked
644
eligible statewide total

California Affordability Ranking

Showing 401–450 of 644 eligible cities — 50 on this page. Page 9 of 13.

#CityIndexHome ValueRentIncome
401Hayward184$820,844$2,637$113,318
402Montebello184$817,744$2,819$79,971
403Valinda184$764,166$3,400$100,165
404Escondido185$842,305$2,547$91,967
405Downey185$878,882$2,305$90,699
406Imperial Beach186$835,327$2,778$86,111
407Seal Beach186$830,594$2,826$85,964
408Santa Fe Springs186$778,917$3,430$88,238
409Oak View186$889,282$2,424$110,440
410Windsor187$792,927$3,550$133,979
411Artesia187$868,250$2,549$101,004
412Los Osos187$868,718$2,786$108,932
413Avocado Heights187$826,991$2,964$92,155
414Alondra Park187$858,321$2,681$87,169
415Napa188$862,725$2,863$105,963
416Watsonville188$823,847$3,229$78,393
417Del Aire188$928,600$2,964$141,533
418Brentwood189$785,641$3,406$142,494
419Casa de Oro-Mount Helix189$952,400$2,823$125,107
420Discovery Bay189$778,889$3,516$147,117
421Alum Rock189$909,500$3,272$126,705
422Acton189$844,998$2,964$113,000
423Santa Ana190$868,002$2,812$93,999
424Chula Vista190$849,526$2,945$108,032
425Vista190$877,415$2,724$94,975
426Castaic190$793,220$3,650$129,863
427Fairview190$963,300$2,805$148,667
428Wilton190$953,704$2,201$189,537
429La Mesa191$885,051$2,645$95,028
430Glendora191$878,756$2,784$113,569
431Mountain House191$946,900$3,037$177,163
432Interlaken191$831,000$4,254$109,150
433Loomis191$956,842$2,201$81,487
434Oceanside192$867,314$2,931$97,737
435East San Gabriel192$962,200$2,964$108,677
436Marina192$858,881$3,252$95,955
437Buena Park193$931,550$2,513$110,550
438Alhambra193$916,065$2,607$88,024
439La Habra193$901,495$2,759$100,106
440Petaluma193$899,398$2,986$115,430
441Monterey Park193$911,771$2,616$81,855
442San Dimas193$908,559$2,719$105,321
443Camarillo194$909,235$2,906$113,428
444Lomita194$906,797$2,763$93,810
445Rosemead195$899,017$2,955$73,566
446Fallbrook195$882,212$3,055$96,394
447Nipomo195$940,580$2,720$110,022
448Los Angeles196$929,572$2,778$81,939
449El Dorado Hills196$905,566$3,199$165,349
450La Mirada196$879,254$3,276$109,288

2026 edition — based on ACS 2024, Zillow 2026-08, HUD FY2027, and BEA 2024 dated sources. The edition year is not the observation year.