Most Affordable Cities in New York

Cost of living rankings for 345 cities in New York with uncapped home, rent, and income estimates. On average, New York is expensive with a statewide average Cost Index of 150.

1 source baseline is past its update cadence — newer official vintage not reflected
Cheapest City
Olean
Index: 67
Most Expensive
Manhasset
Index: 355
State Average
150
National: 100
Cities Ranked
345
eligible statewide total

New York Affordability Ranking

Showing 201–250 of 345 eligible cities — 50 on this page. Page 5 of 7.

#CityIndexHome ValueRentIncome
201Islip Terrace164$676,623$2,689$155,313
202Ronkonkoma165$656,526$2,985$121,673
203Islip165$684,931$2,689$120,909
204Amityville165$643,301$3,152$106,285
205West Babylon166$665,939$3,027$129,519
206Holbrook166$692,226$2,763$144,760
207Riverhead166$640,612$3,227$83,008
208Manorville166$731,973$2,348$139,201
209Stony Point166$667,115$2,971$125,667
210Valley Cottage166$664,395$2,971$133,117
211Port Jefferson Station166$637,032$3,257$120,734
212Center Moriches167$702,553$2,689$170,277
213Yonkers168$706,055$2,755$83,549
214Nanuet168$652,066$3,333$117,167
215Congers168$682,619$2,971$147,000
216Freeport169$672,925$3,220$120,625
217Baldwin170$734,010$2,689$145,472
218Bay Shore170$676,749$3,223$105,618
219Pearl River170$723,775$2,744$145,063
220North New Hyde Park170$796,700$2,689$172,440
221Elmont171$739,893$2,689$114,217
222Huntington Station171$674,503$3,364$135,477
223Lake Grove171$741,708$2,689$118,311
224Mount Kisco171$707,049$2,998$96,534
225Bohemia171$737,656$2,689$125,781
226Miller Place172$747,602$2,689$146,492
227South Huntington172$749,457$2,689$147,569
228Farmingdale172$752,915$2,585$122,980
229Oakdale172$743,957$2,689$118,958
230Levittown173$737,380$2,911$146,068
231Centereach173$660,214$3,692$132,240
232East Islip173$759,298$2,689$147,996
233Wading River173$759,681$2,689$136,549
234Mamaroneck174$717,200$3,896$120,000
235Kings Park174$762,793$2,689$121,136
236St. James174$762,402$2,689$142,368
237Garden City Park174$834,500$2,689$149,800
238Elmsford174$713,451$3,182$120,179
239Uniondale175$693,020$3,537$124,684
240West Islip175$774,423$2,689$176,281
241Farmingville175$662,272$3,840$127,988
242Sayville175$772,734$2,689$147,120
243New Hempstead175$816,600$2,971$126,165
244Mount Sinai176$780,216$2,689$162,188
245Tappan176$752,212$2,971$174,286
246Valley Stream177$769,547$2,919$133,190
247Bethpage177$790,410$2,689$122,257
248Nesconset177$789,168$2,689$152,500
249East Rockaway177$745,206$3,100$124,929
250Oceanside178$796,615$2,689$149,560

2026 edition — based on ACS 2024, Zillow 2026-08, HUD FY2027, and BEA 2024 dated sources. The edition year is not the observation year.