Most Affordable Cities in Tennessee

Cost of living rankings for 115 cities in Tennessee with uncapped home, rent, and income estimates. On average, Tennessee is near the national average with a statewide average Cost Index of 102.

1 source baseline is past its update cadence — newer official vintage not reflected

Cheapest City

Brownsville

Index: 75

Most Expensive

Brentwood

Index: 230

State Average

102

National: 100

Cities Ranked

115

eligible statewide total

Tennessee Affordability Ranking

Showing 1–50 of 115 eligible cities — 50 on this page. Page 1 of 3.

#	City	Index	Home Value	Rent	Income
1	Brownsville	75	$171,025	$869	$43,494
2	Humboldt	75	$160,899	$995	$52,917
3	Memphis	76	$145,335	$1,232	$51,736
4	Ripley	76	$149,100	$995	$37,432
5	Bolivar	76	$152,910	$995	$39,028
6	Dyersburg	78	$168,473	$978	$52,064
7	Milan	78	$184,924	$995	$43,886
8	Union City	79	$175,317	$995	$50,870
9	Halls	79	$150,354	$1,475	$90,933
10	Bloomingdale	79	$165,500	$1,091	$52,317
11	Savannah	81	$196,900	$995	$39,712
12	McKenzie	81	$191,046	$995	$37,236
13	Henderson	82	$180,750	$1,375	$45,938
14	La Follette	83	$233,891	$995	$37,581
15	Elizabethton	84	$233,534	$1,029	$46,975
16	Martin	84	$221,049	$995	$43,381
17	Paris	84	$216,591	$1,083	$41,012
18	Covington	84	$209,520	$1,301	$42,254
19	Lexington	84	$218,544	$995	$49,057
20	Erwin	85	$225,434	$1,211	$47,487
21	Rockwood	85	$239,209	$1,048	$47,791
22	Newport	86	$233,846	$995	$31,250
23	Jackson	87	$224,512	$1,421	$53,032
24	Harriman	87	$244,670	$1,175	$44,653
25	Lafayette	87	$268,449	$995	$51,736
26	Eagleton Village	87	$197,700	$1,475	$71,875
27	Lawrenceburg	88	$241,208	$1,104	$42,343
28	Fayetteville	88	$255,791	$995	$49,223
29	Bristol	89	$237,878	$1,392	$58,162
30	McMinnville	89	$257,620	$1,051	$47,179
31	Pulaski	89	$251,619	$1,105	$48,538
32	South Cleveland	89	$232,600	$1,270	$66,601
33	Church Hill	89	$264,813	$1,091	$65,526
34	Sweetwater	89	$264,514	$995	$45,451
35	Mount Carmel	89	$267,038	$1,091	$68,866
36	Kingsport	90	$257,154	$1,294	$52,490
37	Greeneville	90	$248,513	$1,206	$49,889
38	East Ridge	91	$256,440	$1,413	$62,247
39	Athens	91	$262,695	$1,097	$53,929
40	Millington	91	$239,609	$1,572	$49,979
41	Morristown	92	$267,036	$1,436	$47,917
42	Dayton	92	$267,289	$1,150	$49,719
43	Dunlap	92	$274,021	$1,340	$45,589
44	Smithville	92	$284,244	$1,016	$33,192
45	Madisonville	92	$292,445	$995	$39,878
46	Munford	93	$287,522	$1,301	$89,531
47	Lewisburg	94	$295,713	$1,106	$48,341
48	Jefferson City	94	$309,851	$1,153	$60,638
49	Johnson City	95	$295,339	$1,449	$57,254
50	Red Bank	96	$308,574	$1,293	$63,983

2026 edition — based on ACS 2024, Zillow 2026-08, HUD FY2027, and BEA 2024 dated sources. The edition year is not the observation year.

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