Most Affordable Cities in Tennessee
Cost of living rankings for 115 cities in Tennessee. On average, Tennessee is near the national average with a statewide average Cost Index of 95.
Data Updated: March 2026
Cheapest City
Humboldt
Index: 71
Most Expensive
Brentwood
Index: 231
State Average
95
National: 100
Cities Ranked
115
with complete data
All 115 Cities in Tennessee — By Affordability
| # | City | Index | Home Value | Rent | Income |
|---|---|---|---|---|---|
| 1 | Humboldt | 71 | $152,470 | $757 | $42,873 |
| 2 | Newport | 71 | $124,300 | $780 | $40,096 |
| 3 | McKenzie | 71 | $140,200 | $669 | $35,988 |
| 4 | Union City | 72 | $138,400 | $732 | $45,523 |
| 5 | McMinnville | 73 | $147,200 | $756 | $43,348 |
| 6 | Paris | 73 | $142,700 | $763 | $39,365 |
| 7 | Brownsville | 73 | $162,228 | $737 | $39,488 |
| 8 | Halls | 73 | $136,956 | $1,007 | $89,032 |
| 9 | Ripley | 73 | $152,200 | $745 | $39,047 |
| 10 | Henderson | 73 | $170,975 | $725 | $57,727 |
| 11 | Bolivar | 73 | $136,000 | $827 | $38,575 |
| 12 | Smithville | 73 | $153,500 | $676 | $29,507 |
| 13 | Lawrenceburg | 74 | $158,100 | $768 | $41,458 |
| 14 | Bloomingdale | 74 | $141,800 | $849 | $50,408 |
| 15 | Sweetwater | 74 | $166,000 | $625 | $44,661 |
| 16 | Milan | 75 | $178,503 | $802 | $45,608 |
| 17 | Savannah | 75 | $163,100 | $757 | $41,396 |
| 18 | Memphis | 76 | $142,870 | $1,234 | $51,211 |
| 19 | Bristol | 76 | $182,500 | $764 | $55,007 |
| 20 | Dyersburg | 76 | $170,900 | $759 | $51,846 |
| 21 | Pulaski | 76 | $168,200 | $802 | $45,420 |
| 22 | Lexington | 76 | $173,200 | $758 | $49,253 |
| 23 | Mount Carmel | 76 | $179,700 | $804 | $71,336 |
| 24 | Martin | 77 | $177,700 | $808 | $41,510 |
| 25 | Kingston | 77 | $204,200 | $699 | $70,532 |
| 26 | Erwin | 77 | $216,875 | $602 | $45,422 |
| 27 | Lafayette | 77 | $189,800 | $847 | $44,924 |
| 28 | Lewisburg | 78 | $183,400 | $859 | $52,634 |
| 29 | Fayetteville | 78 | $191,100 | $753 | $50,890 |
| 30 | Madisonville | 78 | $202,600 | $663 | $45,274 |
| 31 | Kingsport | 79 | $203,000 | $843 | $50,436 |
| 32 | Covington | 79 | $201,448 | $910 | $43,512 |
| 33 | Jefferson City | 79 | $205,000 | $832 | $53,819 |
| 34 | La Follette | 79 | $222,178 | $690 | $34,678 |
| 35 | Rockwood | 79 | $225,285 | $725 | $37,867 |
| 36 | Elizabethton | 80 | $224,793 | $751 | $44,834 |
| 37 | Athens | 80 | $197,300 | $807 | $53,151 |
| 38 | South Cleveland | 80 | $195,700 | $880 | $64,607 |
| 39 | Church Hill | 80 | $192,600 | $1,041 | $69,433 |
| 40 | Eagleton Village | 80 | $169,700 | $1,121 | $67,596 |
| 41 | Harriman | 81 | $234,507 | $737 | $42,183 |
| 42 | Jackson | 83 | $220,990 | $1,094 | $51,552 |
| 43 | Greeneville | 83 | $240,110 | $680 | $51,516 |
| 44 | Crossville | 83 | $230,300 | $827 | $50,672 |
| 45 | Alcoa | 84 | $232,300 | $1,057 | $60,049 |
| 46 | Millington | 84 | $234,282 | $1,059 | $51,695 |
| 47 | Morristown | 85 | $263,589 | $855 | $44,811 |
| 48 | Soddy-Daisy | 85 | $241,400 | $996 | $67,824 |
| 49 | Red Bank | 86 | $246,100 | $1,118 | $61,788 |
| 50 | Dunlap | 86 | $265,636 | $890 | $38,666 |
| 51 | East Ridge | 87 | $254,087 | $1,112 | $55,988 |
| 52 | Dickson | 87 | $263,100 | $999 | $69,074 |
| 53 | Dayton | 87 | $256,924 | $807 | $56,692 |
| 54 | Columbia | 88 | $261,700 | $1,092 | $61,204 |
| 55 | Johnson City | 89 | $283,490 | $957 | $55,429 |
| 56 | Tullahoma | 90 | $289,354 | $866 | $60,855 |
| 57 | Hartsville/Trousdale County | 90 | $284,100 | $805 | $63,190 |
| 58 | Munford | 90 | $282,400 | $1,086 | $86,492 |
| 59 | Cleveland | 92 | $305,821 | $966 | $55,904 |
| 60 | Clinton | 92 | $325,566 | $858 | $64,005 |
| 61 | Shelbyville | 93 | $307,390 | $935 | $52,290 |
| 62 | Middle Valley | 93 | $277,400 | $1,255 | $93,264 |
| 63 | Cookeville | 94 | $313,119 | $885 | $48,501 |
| 64 | Oak Ridge | 94 | $318,285 | $1,076 | $71,000 |
| 65 | Medina | 94 | $316,733 | $1,089 | $93,964 |
| 66 | Springfield | 95 | $324,584 | $1,107 | $58,741 |
| 67 | Manchester | 95 | $320,918 | $897 | $55,019 |
| 68 | Lynchburg | 95 | $339,331 | $746 | $66,687 |
| 69 | Jonesborough | 95 | $322,936 | $1,103 | $63,155 |
| 70 | Millersville | 95 | $280,800 | $1,336 | $70,411 |
| 71 | Portland | 96 | $327,393 | $1,100 | $72,380 |
| 72 | Clarksville | 97 | $316,024 | $1,376 | $66,786 |
| 73 | Bartlett | 97 | $283,700 | $1,658 | $100,660 |
| 74 | White House | 97 | $311,200 | $1,362 | $87,315 |
| 75 | Winchester | 98 | $350,774 | $893 | $59,497 |
| 76 | Fairfield Glade | 98 | $321,300 | $1,191 | $73,569 |
| 77 | Harrison | 98 | $335,007 | $1,232 | $89,753 |
| 78 | Chattanooga | 99 | $314,306 | $1,499 | $61,028 |
| 79 | Powell | 99 | $353,969 | $1,153 | $85,281 |
| 80 | Atoka | 100 | $346,361 | $1,279 | $86,922 |
| 81 | Ashland City | 100 | $341,797 | $1,333 | $73,921 |
| 82 | Maryville | 102 | $382,478 | $1,149 | $79,340 |
| 83 | Greenbrier | 102 | $374,328 | $1,253 | $82,308 |
| 84 | Lenoir City | 103 | $405,805 | $913 | $60,480 |
| 85 | La Vergne | 105 | $348,579 | $1,714 | $80,418 |
| 86 | Goodlettsville | 105 | $384,261 | $1,370 | $65,898 |
| 87 | Nashville-Davidson metropolitan government (balance) | 106 | $383,100 | $1,486 | $75,197 |
| 88 | Knoxville | 106 | $363,688 | $1,708 | $50,994 |
| 89 | Sevierville | 106 | $408,752 | $1,000 | $55,106 |
| 90 | Oakland | 106 | $350,904 | $1,815 | $89,240 |
| 91 | Pigeon Forge | 106 | $413,541 | $953 | $53,839 |
| 92 | Smyrna | 107 | $399,458 | $1,366 | $78,409 |
| 93 | Seymour | 107 | $363,104 | $1,530 | $85,240 |
| 94 | Lakeland | 107 | $373,800 | $1,611 | $113,843 |
| 95 | Green Hill | 107 | $422,931 | $1,191 | $91,397 |
| 96 | Gallatin | 109 | $427,850 | $1,299 | $73,589 |
| 97 | Lebanon | 109 | $436,041 | $1,210 | $71,320 |
| 98 | Collegedale | 109 | $413,205 | $1,435 | $64,905 |
| 99 | Loudon | 111 | $489,797 | $849 | $58,810 |
| 100 | Pleasant View | 111 | $409,909 | $1,602 | $101,591 |
| 101 | Murfreesboro | 113 | $421,928 | $1,683 | $76,241 |
| 102 | Arlington | 115 | $407,325 | $2,046 | $125,909 |
| 103 | Collierville | 116 | $458,300 | $1,574 | $134,319 |
| 104 | Germantown | 121 | $478,938 | $1,760 | $144,799 |
| 105 | Hendersonville | 122 | $512,852 | $1,552 | $91,503 |
| 106 | Fairview | 122 | $545,400 | $1,203 | $88,333 |
| 107 | Spring Hill | 125 | $518,068 | $1,738 | $106,658 |
| 108 | Tellico Village | 126 | $484,900 | $2,020 | $98,214 |
| 109 | Mount Juliet | 130 | $553,581 | $1,875 | $107,847 |
| 110 | Signal Mountain | 136 | $605,541 | $1,843 | $139,714 |
| 111 | Farragut | 142 | $677,796 | $1,691 | $142,402 |
| 112 | Thompson's Station | 153 | $731,734 | $2,124 | $122,139 |
| 113 | Nolensville | 169 | $822,314 | $2,557 | $170,068 |
| 114 | Franklin | 172 | $904,529 | $2,025 | $115,000 |
| 115 | Brentwood | 231 | $1,367,356 | $2,497 | $184,720 |