Most Affordable Cities in California

Cost of living rankings for 644 cities in California with uncapped home, rent, and income estimates. On average, California is expensive with a statewide average Cost Index of 183.

1 source baseline is past its update cadence — newer official vintage not reflected
Cheapest City
Salton City
Index: 86
Most Expensive
Montecito
Index: 901
State Average
183
National: 100
Cities Ranked
644
eligible statewide total

California Affordability Ranking

Showing 551–600 of 644 eligible cities — 50 on this page. Page 12 of 13.

#CityIndexHome ValueRentIncome
551Saranap246$1,453,300$2,805$157,347
552Pacific Grove248$1,364,030$3,055$106,065
553Huntington Beach249$1,351,762$3,081$120,919
554Rio del Mar249$1,338,100$4,254$159,929
555Fountain Valley250$1,382,591$2,932$115,237
556Santa Cruz251$1,348,968$3,532$115,475
557Sierra Madre251$1,389,137$2,950$143,547
558La Habra Heights251$1,384,110$2,964$179,583
559San Jose253$1,362,808$3,563$146,427
560Morgan Hill253$1,320,637$3,927$163,920
561El Granada253$1,424,700$3,697$213,347
562Ladera Ranch254$1,366,093$3,444$184,458
563Arcadia255$1,381,933$3,414$113,516
564Goleta255$1,348,429$3,910$122,370
565Lucas Valley-Marinwood255$1,445,600$3,697$200,761
566Aptos255$1,340,950$3,975$134,048
567Costa Mesa256$1,411,696$3,148$111,505
568Marina del Rey256$1,329,106$3,963$146,623
569Berkeley258$1,445,049$2,818$108,092
570Milpitas258$1,386,077$3,702$178,798
571San Juan Capistrano260$1,337,086$4,249$129,457
572Soquel262$1,375,103$4,254$118,777
573Solvang262$1,417,734$3,850$109,091
574Kensington263$1,490,966$2,805$237,130
575San Ramon264$1,451,174$3,246$196,161
576Fremont265$1,447,776$3,375$181,506
577Yorba Linda265$1,399,669$4,118$157,582
578Redondo Beach267$1,473,182$3,521$150,245
579Laguna Niguel267$1,485,606$3,383$140,452
580Irvine270$1,492,449$3,527$136,719
581Pleasanton271$1,511,109$3,264$190,124
582Los Alamitos273$1,572,019$2,980$97,155
583San Francisco277$1,424,767$4,682$140,970
584San Martin278$1,598,337$3,272$158,250
585Moraga279$1,605,261$2,988$216,193
586Carpinteria280$1,522,469$4,316$100,658
587Topanga281$1,397,109$5,575$157,045
588Carlsbad282$1,593,241$3,556$142,748
589Sausalito282$1,534,907$3,984$182,357
590St. Helena282$1,621,121$3,492$148,750
591South Pasadena283$1,693,233$2,695$127,175
592Westlake Village286$1,570,507$4,360$179,954
593Santa Monica288$1,667,060$3,438$114,885
594Ladera Heights290$1,685,456$3,368$167,065
595Santa Clara291$1,646,715$3,957$178,958
596Half Moon Bay291$1,535,358$4,817$157,884
597El Segundo292$1,720,531$3,204$150,737
598North Tustin295$1,757,599$3,057$177,351
599San Mateo297$1,672,329$3,917$153,504
600San Clemente297$1,743,951$3,426$140,062

2026 edition — based on ACS 2024, Zillow 2026-08, HUD FY2027, and BEA 2024 dated sources. The edition year is not the observation year.

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