Most Affordable Cities in New York

Cost of living rankings for 345 cities in New York with uncapped home, rent, and income estimates. On average, New York is expensive with a statewide average Cost Index of 150.

1 source baseline is past its update cadence — newer official vintage not reflected

Cheapest City

Olean

Index: 67

Most Expensive

Manhasset

Index: 355

State Average

150

National: 100

Cities Ranked

345

eligible statewide total

New York Affordability Ranking

Showing 101–150 of 345 eligible cities — 50 on this page. Page 3 of 7.

#	City	Index	Home Value	Rent	Income
101	South Hill	108	$353,800	$1,709	$104,211
102	Ithaca	109	$342,700	$1,975	$48,784
103	Albany	110	$332,657	$1,631	$61,986
104	Rensselaer	110	$316,913	$1,867	$70,080
105	Scotchtown	111	$344,300	$2,131	$96,689
106	Mechanicstown	111	$344,200	$2,131	$81,250
107	Country Knolls	111	$383,700	$1,711	$143,036
108	Cohoes	112	$342,287	$1,782	$61,145
109	Latham	112	$326,900	$2,384	$104,899
110	Loudonville	112	$391,200	$1,711	$142,829
111	Baldwinsville	112	$337,463	$1,852	$77,241
112	Orange Lake	113	$362,100	$2,131	$109,063
113	Mount Ivy	113	$278,100	$2,971	$83,778
114	New Paltz	116	$414,500	$1,878	$52,774
115	Newburgh	117	$404,516	$2,023	$56,960
116	Firthcliffe	118	$407,400	$2,131	$101,250
117	Webster	119	$400,196	$1,751	$70,495
118	Fairport	119	$410,116	$1,744	$107,009
119	Myers Corner	120	$419,700	$2,131	$105,718
120	Walden	121	$420,739	$2,210	$87,487
121	East Aurora	121	$450,794	$1,423	$103,949
122	Middletown	122	$417,808	$2,340	$79,346
123	Lake Carmel	123	$363,700	$2,971	$109,243
124	Highland	124	$437,411	$1,828	$101,917
125	Williamsville	124	$424,300	$2,029	$98,850
126	North Bellport	125	$416,100	$2,689	$100,247
127	Great Neck Plaza	125	$416,100	$2,689	$92,474
128	New Windsor	126	$443,275	$2,470	$81,340
129	Flanders	126	$419,600	$2,689	$88,393
130	Ballston Spa	126	$437,074	$2,020	$101,667
131	Hudson	128	$459,066	$2,497	$54,139
132	Mechanicville	128	$497,923	$1,596	$50,675
133	Woodbury	129	$452,200	$1,868	$121,221
134	North Patchogue	130	$450,600	$2,689	$107,695
135	North Amityville	131	$466,500	$2,689	$136,654
136	East Patchogue	133	$478,700	$2,689	$108,397
137	Terryville	133	$481,200	$2,689	$110,389
138	Washingtonville	133	$531,613	$2,131	$95,313
139	Ossining	135	$449,100	$3,157	$103,573
140	North Lindenhurst	135	$495,300	$2,689	$123,342
141	Wappingers Falls	135	$505,989	$2,555	$65,040
142	New Cassel	136	$509,100	$2,689	$155,443
143	Carmel	137	$488,300	$2,971	$114,954
144	Lake Ronkonkoma	138	$525,000	$2,689	$101,633
145	Goshen	138	$577,479	$2,131	$104,643
146	West Haverstraw	140	$441,235	$2,971	$86,301
147	Monroe	142	$528,983	$2,967	$109,851
148	Warwick	142	$581,508	$2,419	$89,609
149	Mastic Beach	143	$493,063	$2,689	$111,493
150	Lakeview	143	$565,300	$2,689	$118,777

2026 edition — based on ACS 2024, Zillow 2026-08, HUD FY2027, and BEA 2024 dated sources. The edition year is not the observation year.

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