Most Affordable Cities in Hawaii

Cost of living rankings for 55 cities in Hawaii. On average, Hawaii is expensive with a statewide average Cost Index of 174.

Data Updated: March 2026

Cheapest City

Hawaiian Paradise Park

Index: 109

Most Expensive

Kula

Index: 240

State Average

174

National: 100

Cities Ranked

with complete data

All 55 Cities in Hawaii — By Affordability

#	City	Index	Home Value	Rent	Income
1	Hawaiian Paradise Park	109	$413,800	$1,253	$81,892
2	Hilo	115	$455,100	$1,347	$78,713
3	Makaha	116	$416,100	$1,871	$63,291
4	Nanakuli	121	$473,000	$1,671	$81,493
5	Kaneohe Base	131	$390,600	$3,399	$70,000
6	Waimalu	138	$597,700	$1,892	$89,016
7	Waipio Acres	139	$602,600	$1,958	$95,781
8	Kailua CDP (Hawaii County)	142	$649,400	$1,747	$86,743
9	Waianae	142	$570,357	$1,307	$84,766
10	Waimea CDP (Hawaii County)	146	$652,900	$2,039	$89,268
11	Maili	148	$633,100	$2,442	$104,375
12	Kaiminani	150	$761,300	$1,338	$101,320
13	Waikoloa Village	151	$674,100	$2,259	$92,713
14	Waipio	155	$709,500	$2,248	$106,164
15	Ewa Villages	155	$819,400	$1,175	$85,043
16	East Kapolei	155	$743,600	$1,947	$116,339
17	Waihee-Waiehu	158	$740,300	$2,224	$128,266
18	Waikele	159	$696,400	$2,739	$111,971
19	Napili-Honokowai	161	$775,500	$2,116	$102,337
20	Urban Honolulu	164	$834,100	$1,783	$85,428
21	Ewa Gentry	164	$768,200	$2,517	$131,755
22	Kahaluu-Keauhou	166	$830,600	$2,005	$93,594
23	Makakilo	168	$827,900	$2,202	$120,489
24	Lihue	169	$858,976	$1,989	$77,420
25	Wailua Homesteads	174	$898,300	$2,052	$94,900
26	West Loch Estate	174	$833,500	$2,685	$124,009
27	Wahiawa	175	$840,333	$1,443	$86,883
28	Royal Kunia	175	$833,000	$2,806	$133,579
29	Pukalani	175	$926,100	$1,816	$120,707
30	Waipahu	178	$857,649	$1,585	$98,633
31	Mililani Mauka	178	$901,800	$2,389	$139,564
32	Ahuimanu	178	$878,400	$2,621	$129,028
33	Kapaa	179	$947,141	$1,997	$89,440
34	Halawa	181	$1,005,400	$1,619	$102,987
35	Ewa Beach	185	$824,361	$2,554	$124,958
36	Ocean Pointe	186	$877,600	$3,347	$143,394
37	Kapolei	187	$840,050	$2,507	$129,260
38	Wailuku	187	$910,607	$1,747	$93,958
39	Aiea	189	$821,679	$2,884	$135,286
40	Haiku-Pauwela	191	$1,019,400	$2,341	$99,520
41	Mililani Town	192	$868,324	$2,697	$124,123
42	Pearl City	194	$919,646	$2,338	$114,682
43	Kahului	196	$1,016,632	$1,473	$92,062
44	Lahaina	197	$974,328	$1,988	$85,988
45	Kihei	201	$1,011,805	$2,021	$87,568
46	Waimanalo	205	$1,070,618	$1,786	$114,896
47	Makawao	208	$1,100,444	$1,699	$96,116
48	Kahaluu	208	$1,162,000	$2,368	$128,661
49	Heeia	211	$1,186,500	$2,398	$160,294
50	Kaneohe	212	$1,070,545	$2,356	$124,632
51	East Honolulu	219	$1,172,300	$3,249	$158,398
52	Kailua CDP (Honolulu County)	225	$1,239,000	$3,068	$146,615
53	Wailea	232	$1,363,700	$2,485	$89,375
54	Laie	237	$1,289,644	$2,375	$119,219
55	Kula	240	$1,329,333	$2,208	$91,476

Compare with Other States

California Florida Texas New York Illinois Ohio New Jersey Pennsylvania Maryland Virginia Washington Michigan