Most Affordable Cities in Hawaii

Cost of living rankings for 55 cities in Hawaii with uncapped home, rent, and income estimates. On average, Hawaii is expensive with a statewide average Cost Index of 183.

1 source baseline is past its update cadence — newer official vintage not reflected
Cheapest City
Kaneohe Base
Index: 117
Most Expensive
Wailea
Index: 254
State Average
183
National: 100
Cities Ranked
55
eligible statewide total

Hawaii Affordability Ranking

Showing 1–50 of 55 eligible cities — 50 on this page. Page 1 of 2.

#CityIndexHome ValueRentIncome
1Kaneohe Base117$352,000$2,542$69,418
2Makaha121$394,000$2,542$64,970
3Hawaiian Paradise Park124$457,100$2,081$88,348
4Nanakuli132$488,600$2,542$86,597
5Hilo136$557,173$2,177$81,779
6Waimalu145$597,800$2,542$89,232
7Kailua CDP (Hawaii County)148$667,400$2,081$88,211
8Waimea CDP (Hawaii County)149$677,400$2,081$100,198
9Maili150$640,600$2,542$111,542
10Waianae154$577,038$2,343$81,733
11East Kapolei156$697,300$2,542$118,904
12Waikele157$704,700$2,542$120,525
13Kaiminani160$772,800$2,081$110,560
14Waipio162$749,500$2,542$109,877
15Waipio Acres163$753,900$2,542$94,861
16Waihee-Waiehu167$777,000$2,656$126,735
17Waikoloa Village168$845,572$2,081$81,703
18Ewa Gentry170$816,000$2,542$135,684
19Lihue172$876,286$2,105$92,850
20Urban Honolulu173$843,400$2,542$86,504
21Kahaluu-Keauhou173$886,900$2,081$96,212
22Royal Kunia175$862,400$2,542$135,361
23West Loch Estate175$855,100$2,542$122,422
24Makakilo176$867,200$2,542$118,550
25Ewa Villages176$867,600$2,542$88,813
26Napili-Honokowai179$878,900$2,656$105,565
27Ocean Pointe180$900,200$2,542$149,767
28Wailua Homesteads180$943,400$2,105$89,717
29Kapaa181$953,801$2,105$89,477
30Ahuimanu181$910,600$2,542$135,438
31Wahiawa188$860,042$2,457$87,143
32Aiea188$824,722$2,783$140,308
33Pukalani189$973,700$2,656$102,976
34Mililani Mauka190$988,100$2,542$138,942
35Waipahu194$863,950$2,912$103,895
36Mililani Town197$879,638$3,018$127,363
37Halawa197$1,051,900$2,542$110,400
38Ewa Beach197$831,272$3,529$124,323
39Pearl City198$936,391$2,488$118,112
40Kapolei198$841,057$3,509$128,324
41Wailuku203$910,856$3,194$102,942
42Haiku-Pauwela203$1,093,800$2,656$101,396
43Lahaina208$965,129$3,131$88,889
44Kahului209$1,020,115$2,656$98,077
45Kihei211$990,167$3,141$87,772
46Heeia215$1,200,200$2,542$176,250
47East Honolulu216$1,212,000$2,542$159,518
48Kahaluu216$1,213,400$2,542$142,045
49Waimanalo217$1,099,467$2,542$116,581
50Kaneohe226$1,091,275$3,473$125,613

2026 edition — based on ACS 2024, Zillow 2026-08, HUD FY2027, and BEA 2024 dated sources. The edition year is not the observation year.

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